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First of Long Island Community
NasdaqCM:FLIC Community
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First of Long Island
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Consensus Narrative from 1 Analyst
Shift To Commercial Lending And Revenue Diversification Will Strengthen Future Earnings Stability
Key Takeaways Shift towards commercial lending and reduction in residential loans underscores a strategic refocus on higher-margin, relationship-based business operations. Diversification of revenue streams, particularly through noninterest income from service charges and merchant services, indicates improved earnings stability and growth potential.
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US$16.04
FV
29.6% undervalued
intrinsic discount
16.77%
Revenue growth p.a.
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Your Valuation for
FLIC
FLIC
First of Long Island
Your Fair Value
US$
Current Price
US$11.29
100.5% overvalued
intrinsic discount
Growth estimate over
Annual revenue growth rate
5 Years
time period
%/yr
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125m
2015
2018
2021
2024
2025
2027
2030
Revenue US$84.9m
Earnings US$17.1m
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