Banca Transilvania

Dividend Distribution Plan And Macroeconomic Shifts Will Shape Banking Returns Ahead

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

07 Dec 24

Updated

12 Dec 25

Views

374

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

33.6%

7D

-0.2%

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1Y

33.6%

7D

-0.2%

You can edit this narrative until Dec 13 8:05 AM. Then, changes will post as Updates.

Author's Valuation

RON 31.483.6% undervalued

AnalystConsensusTarget Fair Value

Shared on 12 Dec 25

Fair value Increased 2.70%

TLV: Dividend Distribution And Stable Margins Will Shape Near Term Outlook

Analysts have nudged their price target on Banca Transilvania slightly higher to reflect an improved fair value estimate of approximately 31.48, supported by marginally stronger assumptions for revenue growth, profit margins, and future valuation multiples. What's in the News A special and extraordinary shareholders meeting is scheduled for October 28, 2025 at 12:00 E.

Shared on 28 Nov 25

TLV: Dividend Payout And Stable Margins Will Guide Near Term Outlook

Analysts have made a marginal downward revision to their price target for Banca Transilvania. The new target is set at RON 30.65, reflecting slight changes in discount rate and projected future valuation multiples.

Shared on 13 Nov 25

Fair value Decreased 0.00023%

TLV: Future Dividend Payout And Profit Margins Will Shape Outlook

Analysts have slightly reduced their price target for Banca Transilvania to RON 30.65. They cite modest adjustments in revenue growth and discount rates, while acknowledging persistent strength in profit margins and future earnings expectations.

Shared on 29 Oct 25

Analysts have maintained their price target for Banca Transilvania at RON 30.65, citing only marginal updates to the discount rate and future valuation metrics. These changes do not materially affect their outlook.

Shared on 15 Oct 25

Fair value Increased 1.51%

Analysts have slightly raised their price target for Banca Transilvania, increasing it from RON 30.19 to RON 30.65. They cite small improvements in expected revenue growth along with a modest update to the bank’s discount rate assumptions.

Shared on 27 Aug 25

Fair value Increased 4.90%

The slight upward revision in Banca Transilvania's consensus price target reflects modest improvement in revenue growth forecasts, while net profit margin remains stable, resulting in a marginal increase in fair value to RON29.29. What's in the News Banca Transilvania announced a stock split or significant stock dividend with a split ratio of 1.1891737621 : 1, effective July 17, 2025.

Shared on 01 May 25

Fair value Increased 5.77%

Shared on 23 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Decreased 14%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

Fair value Increased 0.51%

AnalystConsensusTarget has increased revenue growth from 7.1% to 8.4%.

Shared on 12 Mar 25

Fair value Decreased 4.65%

AnalystConsensusTarget has decreased revenue growth from 8.1% to 7.1%, decreased future PE multiple from 11.8x to 10.0x and decreased shares outstanding growth rate from 0.1% to 0.0%.

AnalystConsensusTarget Fair Value

RON 31.48

3.6% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

5.17%

Banks revenue growth rate

0.27%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

14.45%

Calculation

RON 4.49b

Earnings '28

x

11.38x

PE Ratio '28

=

RON 51.16b

Market Cap '28

RON 51.16b

Market Cap '28

/

1.09b

No. shares '28

=

RON 47.13

Share Price '28

RON 47.13 Share Price '28

Discounted to 2025 @ 14.42% p.a.

=

RON 31.46

Fair Value '25