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Santander Bank Polska
SPL
Santander Bank Polska
Polish Disruption And Aging Demographics Will Erode Margins Despite Reforms
AN
AnalystLowTarget
Not Invested
Consensus Narrative from 8 Analysts
Published
23 Jun 25
Updated
16 Aug 25
0
Set Fair Value
0
votes
Share
AnalystLowTarget
's Fair Value
zł460.00
19.3% overvalued
intrinsic discount
16 Aug
zł549.00
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1Y
5.8%
7D
-3.3%
Author's Valuation
zł460.0
19.3% overvalued
intrinsic discount
AnalystLowTarget Fair Value
View Valuation
Narrative
Updates
0
Valuator
Company Info
Notes
AnalystLowTarget Fair Value
zł460.0
19.3% overvalued
intrinsic discount
Future estimation in
3 Years
time period
Past
Future
0
17b
2014
2017
2020
2023
2025
2026
2028
Revenue zł15.1b
Earnings zł6.0b
Revenue
Profit Margin
Future PE
Revenue
% p.a.
0
Decrease
Increase
Current revenue growth rate
0.74%
Banks revenue growth rate
0.22%
Other Inputs & Calculation
Risk Level (Discount Rate)
Our default considers factors like the company's size, volatility, profitablity and country of operation.
Risk Level (Discount Rate)
%
0
Decrease
Increase
Current discount rate
9.09%
Calculation
zł5.99b
Earnings '28
x
10.16x
PE Ratio '28
=
zł60.91b
Market Cap '28
zł60.91b
Market Cap '28
/
102.19m
No. shares '28
=
zł596.10
Share Price '28
zł596.10
Share Price '28
Discounted to 2025 @ 9.09% p.a.
=
zł459.15
Fair Value '25
