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Santander Bank Polska S.A. Stock Price

WSE:SPL Community·zł50.2b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 11 Fair Values set on narratives written by author

SPL Share Price Performance

zł491.60
46.90 (10.55%)
30.7% undervalued intrinsic discount
zł709.35
Fair Value
zł491.60
46.90 (10.55%)
30.9% undervalued intrinsic discount
zł711.00
Fair Value
Price zł491.60
AnalystHighTarget zł711.00
AnalystConsensusTarget zł563.33
AnalystLowTarget zł460.00

SPL Community Narratives

AnalystHighTarget·Updated
Fair Value zł709.35 30.7% undervalued intrinsic discount

Rising Digital Use And Green Finance Will Unlock New Opportunities

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AnalystConsensusTarget·Updated
Fair Value zł565.61 13.1% undervalued intrinsic discount

Acquisition, Digital Banking And Green Lending Will Expand Future Markets

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3users have followed this narrative
AnalystLowTarget·Updated
Fair Value zł460 6.9% overvalued intrinsic discount

Polish Disruption And Aging Demographics Will Erode Margins Despite Reforms

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Recent SPL News & Updates

Santander Bank Polska S.A. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Aug 01
Santander Bank Polska S.A. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Why We Think The CEO Of Santander Bank Polska S.A. (WSE:SPL) May Soon See A Pay Rise

Apr 09
Why We Think The CEO Of Santander Bank Polska S.A. (WSE:SPL) May Soon See A Pay Rise

Earnings Miss: Santander Bank Polska S.A. Missed EPS By 11% And Analysts Are Revising Their Forecasts

Feb 08
Earnings Miss: Santander Bank Polska S.A. Missed EPS By 11% And Analysts Are Revising Their Forecasts

Santander Bank Polska S.A. Key Details

zł16.9b

Revenue

zł152.0m

Cost of Revenue

zł16.7b

Gross Profit

zł11.0b

Other Expenses

zł5.7b

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Oct 29, 2025
Earnings per share (EPS)
55.99
Gross Margin
99.10%
Net Profit Margin
33.91%
Debt/Equity Ratio
81.2%

Santander Bank Polska S.A. Competitors

 
 
 
 
 
 
 
 
 
 
 
 

Snowflake Analysis

Undervalued established dividend payer.

2 Risks
4 Rewards

About SPL

Founded
2001
Employees
11286
CEO
Michal Gajewski
WebsiteView website
www.santander.pl

Santander Bank Polska S.A. provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. It offers personal account, savings accounts and term deposits, currencies, internet and mobile banking, and contactless payments, and debit and credit solutions. The company also provides consumer loans and home mortgages; mutual funds, including pension schemes and various investment programmes; and tourist/travel, motor, and home insurance products, as well as bancassurance products. In addition, it offers foreign exchange, bank guarantees, and foreign letter of credit. The company was formerly known as Bank Zachodni WBK S.A. and changed its name to Santander Bank Polska S.A. in September 2018. Santander Bank Polska S.A. was incorporated in 2001 and is headquartered in Warsaw, Poland. Santander Bank Polska S.A. is a subsidiary of Banco Santander, S.A.

Market Insight

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Polish Market Performance

  • 7 Days: 1.8%
  • 3 Months: -0.2%
  • 1 Year: 25.6%
  • Year to Date: 26.8%
The market is up 1.8% over the last week, with the Financials sector leading the way, up 4.3%. As for the past 12 months, the market is up 26%. Looking forward, earnings are forecast to grow by 15% annually. Market details ›