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Union Bank of the Philippines
UBP
Union Bank of the Philippines
Rising Credit Risks And Integration Setbacks Will Burden Philippine Banking But Spark Cautious Optimism
AN
AnalystLowTarget
Not Invested
Consensus Narrative from 5 Analysts
Published
22 Jul 25
Updated
10 Aug 25
0
Set Fair Value
0
votes
Share
AnalystLowTarget
's Fair Value
₱35.00
9.0% undervalued
intrinsic discount
10 Aug
₱31.85
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1Y
-6.5%
7D
0%
Author's Valuation
₱35.0
9.0% undervalued
intrinsic discount
AnalystLowTarget Fair Value
View Valuation
Narrative
Updates
0
Valuator
Company Info
Notes
AnalystLowTarget Fair Value
₱35.0
9.0% undervalued
intrinsic discount
Future estimation in
3 Years
time period
Past
Future
0
113b
2014
2017
2020
2023
2025
2026
2028
Revenue ₱113.2b
Earnings ₱21.3b
Revenue
Profit Margin
Future PE
Revenue
% p.a.
0
Decrease
Increase
Current revenue growth rate
17.87%
Banks revenue growth rate
0.23%
Other Inputs & Calculation
Risk Level (Discount Rate)
Our default considers factors like the company's size, volatility, profitablity and country of operation.
Risk Level (Discount Rate)
%
0
Decrease
Increase
Current discount rate
14.11%
Calculation
₱21.34b
Earnings '28
x
8.08x
PE Ratio '28
=
₱172.43b
Market Cap '28
₱172.43b
Market Cap '28
/
3.32b
No. shares '28
=
₱51.99
Share Price '28
₱51.99
Share Price '28
Discounted to 2025 @ 14.11% p.a.
=
₱35.00
Fair Value '25