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Union Bank of the Philippines
UBP
Union Bank of the Philippines
Rapid Smartphone Penetration Will Drive Digital Banking Expansion
AN
AnalystHighTarget
Not Invested
Consensus Narrative from 5 Analysts
Published
20 Jul 25
Updated
15 Aug 25
1
Set Fair Value
0
votes
Share
AnalystHighTarget
's Fair Value
₱53.79
41.4% undervalued
intrinsic discount
15 Aug
₱31.50
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1Y
-6.3%
7D
-1.1%
Author's Valuation
₱53.8
41.4% undervalued
intrinsic discount
AnalystHighTarget Fair Value
View Valuation
Narrative
Updates
0
Valuator
Company Info
Notes
AnalystHighTarget Fair Value
₱53.8
41.4% undervalued
intrinsic discount
Future estimation in
3 Years
time period
Past
Future
0
119b
2014
2017
2020
2023
2025
2026
2028
Revenue ₱119.3b
Earnings ₱24.5b
Revenue
Profit Margin
Future PE
Revenue
% p.a.
0
Decrease
Increase
Current revenue growth rate
14.95%
Banks revenue growth rate
0.22%
Other Inputs & Calculation
Risk Level (Discount Rate)
Our default considers factors like the company's size, volatility, profitablity and country of operation.
Risk Level (Discount Rate)
%
0
Decrease
Increase
Current discount rate
13.25%
Calculation
₱24.53b
Earnings '28
x
10.84x
PE Ratio '28
=
₱265.90b
Market Cap '28
₱265.90b
Market Cap '28
/
3.32b
No. shares '28
=
₱80.18
Share Price '28
₱80.18
Share Price '28
Discounted to 2025 @ 14.23% p.a.
=
₱53.78
Fair Value '25