Zenith Bank

Digital Disruption And Regulation Will Strain Margins Despite IT Updates

AnalystLowTarget

Not Invested

Community Contributor

Published

23 Aug 25

AnalystLowTarget's Fair Value

₦53.90

26.2% overvalued

04 Sep

₦68.00

81.3%

-1.4%

81.3%

-1.4%

You can edit this narrative until Aug 23 10:26 PM. Then, changes will post as Updates.

Author's Valuation

₦53.926.2% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

₦53.9

26.2% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

14.42%

Banks revenue growth rate

0.23%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

29.67%

Calculation

₦1.37t

Earnings '28

4.30x

PE Ratio '28

₦5.89t

Market Cap '28

₦5.89t

Market Cap '28

50.31b

No. shares '28

₦117.08

Share Price '28

₦117.08 Share Price '28

Discounted to 2025 @ 29.51% p.a.

₦53.90

Fair Value '25