Executive Summary Fidelity Bank Plc delivered a resilient performance for the six months ended 30 June 2025, demonstrating strong net interest income growth and effective cost management, despite a modest rise in credit loss provisions. Group gross earnings rose 46% year-on-year to ₦748.71 billion (6M 2024: ₦512.80 billion), underpinned by growth in loans and advances and improved interest income.Read more

Key Takeaways Fidelity Bank aims to enhance profitability through regional expansion, technological upgrades, and cost control, supporting future revenue and net margin growth. Strategic focus on earning assets and noninterest revenue expansion is expected to boost net interest margin and profitability through efficient income diversification.Read more
