General Insurance Corporation of India

Climate Catastrophes And Digital Disruption Will Erode Underwriting Margins

AnalystLowTarget

Not Invested

Community Contributor

Published

23 Jun 25

AnalystLowTarget's Fair Value

₹197.00

94.8% overvalued

10 Sep

₹383.85

-1.7%

4.9%

-1.7%

4.9%

You can edit this narrative until Jun 23 12:48 AM. Then, changes will post as Updates.

Author's Valuation

₹19794.8% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

₹197

94.8% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

7.09%

Insurance revenue growth rate

0.28%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

12.73%

Calculation

₹78.55b

Earnings '28

6.31x

PE Ratio '28

₹495.27b

Market Cap '28

₹495.27b

Market Cap '28

1.76b

No. shares '28

₹282.02

Share Price '28

₹282.02 Share Price '28

Discounted to 2025 @ 12.73% p.a.

₹196.87

Fair Value '25