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Spandana Sphoorty Financial
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Spandana Sphoorty Financial
AN
AnalystConsensusTarget
Consensus Narrative from 7 Analysts
Expansion Into Bihar, Uttar Pradesh, And Rajasthan Will Reduce Business Risks
Key Takeaways Geographic expansion into northern states is designed to diversify market risks and increase revenue stability across diverse regions. Shifting to a weekly microfinance repayment model and tighter credit guidelines aims to enhance loan recovery and reduce delinquencies, boosting profitability.
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₹463.43
FV
39.1% undervalued
intrinsic discount
88.20%
Revenue growth p.a.
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Your Valuation for
SPANDANA
SPANDANA
Spandana Sphoorty Financial
Your Fair Value
₹
Current Price
₹282.05
47.4% overvalued
intrinsic discount
Growth estimate over
Annual revenue growth rate
5 Years
time period
%/yr
Decrease
Increase
Past
Future
-5b
24b
2015
2018
2021
2024
2025
2027
2030
Revenue ₹24.0b
Earnings ₹4.1b
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