L&T Finance

India's Digital Transformation And Urbanization Will Expand Retail Lending

AnalystHighTarget

Not Invested

Community Contributor

Published

02 Jul 25

AnalystHighTarget's Fair Value

₹260.00

9.1% undervalued

10 Sep

₹236.29

25.8%

-4.2%

25.8%

-4.2%

You can edit this narrative until Jul 2 9:11 PM. Then, changes will post as Updates.

Author's Valuation

₹260

9.1% undervalued

AnalystHighTarget Fair Value

Narrative

Updates0

AnalystHighTarget Fair Value

₹260

9.1% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

23.63%

Diversified Financial revenue growth rate

0.30%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

14.29%

Calculation

₹54.62b

Earnings '28

17.30x

PE Ratio '28

₹945.06b

Market Cap '28

₹945.06b

Market Cap '28

2.43b

No. shares '28

₹388.96

Share Price '28

₹388.96 Share Price '28

Discounted to 2025 @ 14.33% p.a.

₹260.24

Fair Value '25