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Ujjivan Small Finance Bank
UJJIVANSFB
Ujjivan Small Finance Bank
Rising Digital Competition And Margin Erosion Will Inhibit Growth
AN
AnalystLowTarget
Not Invested
Consensus Narrative from 15 Analysts
Published
01 Aug 25
Updated
01 Aug 25
0
Set Fair Value
0
votes
Share
AnalystLowTarget
's Fair Value
₹41.00
4.4% overvalued
intrinsic discount
01 Aug
₹42.79
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1Y
2.1%
7D
-2.6%
Author's Valuation
₹41.0
4.4% overvalued
intrinsic discount
AnalystLowTarget Fair Value
View Valuation
Narrative
Updates
0
Valuator
Company Info
Notes
AnalystLowTarget Fair Value
₹41.0
4.4% overvalued
intrinsic discount
Future estimation in
3 Years
time period
Past
Future
-3b
69b
2017
2019
2021
2023
2025
2027
2028
Revenue ₹69.0b
Earnings ₹11.3b
Revenue
Profit Margin
Future PE
Revenue
% p.a.
0
Decrease
Increase
Current revenue growth rate
22.55%
Banks revenue growth rate
0.23%
Other Inputs & Calculation
Risk Level (Discount Rate)
Our default considers factors like the company's size, volatility, profitablity and country of operation.
Risk Level (Discount Rate)
%
0
Decrease
Increase
Current discount rate
14.95%
Calculation
₹11.27b
Earnings '28
x
10.67x
PE Ratio '28
=
₹120.34b
Market Cap '28
₹120.34b
Market Cap '28
/
1.95b
No. shares '28
=
₹61.66
Share Price '28
₹61.66
Share Price '28
Discounted to 2025 @ 14.58% p.a.
=
₹40.99
Fair Value '25