Jammu and Kashmir Bank

Retail Lending Expansion And Digital Adoption Will Unlock India's Potential

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

16 Mar 25

Updated

01 May 25

AnalystConsensusTarget's Fair Value

₹153.00

29.7% undervalued

14 Aug

₹107.51

1Y

8.5%

7D

2.0%

Loading

1Y

8.5%

7D

2.0%

You can edit this narrative until May 12 5:59 AM. Then, changes will post as Updates.

Author's Valuation

₹15329.7% undervalued

AnalystConsensusTarget Fair Value

Shared on01 May 25
Fair value Decreased 12%

Shared on24 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on17 Apr 25
Fair value Increased 13%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on09 Apr 25
Fair value Decreased 12%

Shared on02 Apr 25
Fair value Increased 13%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on19 Mar 25
Fair value Decreased 0.039%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

AnalystConsensusTarget Fair Value

₹153

29.7% undervalued

Future estimation in

% p.a.

0

Decrease

Increase

Current revenue growth rate

10.97%

Banks revenue growth rate

0.23%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

15.03%

Calculation

₹19.17b

Earnings '28

x

13.31x

PE Ratio '28

=

₹255.19b

Market Cap '28

₹255.19b

Market Cap '28

/

1.10b

No. shares '28

=

₹231.80

Share Price '28

₹231.80 Share Price '28

Discounted to 2025 @ 14.88% p.a.

=

₹152.88

Fair Value '25