Equitas Small Finance Bank

Digital Adoption And Urbanization In India Will Expand Credit Markets

AnalystHighTarget

Not Invested

Consensus Narrative from 18 Analysts

Published

07 Jul 25

AnalystHighTarget's Fair Value

₹97.39

42.7% undervalued

08 Aug

₹55.78

-32.0%

2.9%

-32.0%

2.9%

You can edit this narrative until Jul 7 9:29 PM. Then, changes will post as Updates.

Author's Valuation

₹97.4

42.7% undervalued

AnalystHighTarget Fair Value

Narrative

Updates0

AnalystHighTarget Fair Value

₹97.39

42.7% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

14.41%

Banks revenue growth rate

0.23%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

12.73%

Calculation

₹16.97b

Earnings '28

9.83x

PE Ratio '28

₹166.86b

Market Cap '28

₹166.86b

Market Cap '28

1.19b

No. shares '28

₹139.71

Share Price '28

₹139.71 Share Price '28

Discounted to 2025 @ 12.73% p.a.

₹97.53

Fair Value '25