EQUITASBNK Share Price Performance
₹0
-64.04 (-100.00%)
Price ₹0
Fair Value₹85.42
Share Pricen/a
Equitas Small Finance Bank Limited Stock Price
- 3 Narratives written by author
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- 27 Fair Values set on narratives written by author
EQUITASBNK Community Narratives
AN
Fair Value ₹85.42 31.7% undervalued intrinsic discount
Digital Adoption And Urbanization In India Will Expand Credit Markets
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Fair Value ₹60 2.8% undervalued intrinsic discount
Eroding Digital Banking Base Will Exacerbate Valuation Issues
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Fair Value ₹67.28 13.3% undervalued intrinsic discount
Rebalancing Loan Portfolios And Investing In Tech Will Optimize Operations
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Digital Adoption And Urbanization In India Will Expand Credit Markets
Key Takeaways Cutting back on microfinance and slashing funding costs could boost risk-adjusted returns and drive profit growth ahead of peers. Digital expansion, new product offerings, and sector-focused deposits position Equitas to capture market share and deliver sustained, above-average growth.Read more
11
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AN
₹85.42
31.7% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
20.81% p.a.
Profit Margin
27.39%
Future PE
6.87x
Price in 2028
₹122.72
Rebalancing Loan Portfolios And Investing In Tech Will Optimize Operations
Key Takeaways Strategic shift from Microfinance to Small Business and Used Vehicle finance could stabilize credit costs and enhance revenue through profitable growth. Technology investments' completion and deposit repricing may improve net margins, supporting earnings potential and enhanced RoA by FY '26.Read more
45
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AN
₹67.28
13.3% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
14.63% p.a.
Profit Margin
23.59%
Future PE
7.75x
Price in 2028
₹96.33
Eroding Digital Banking Base Will Exacerbate Valuation Issues
Key Takeaways Rising digital adoption and aggressive financial inclusion threaten Equitas's client base, compress pricing power, and pressure loan growth and fee income. Operational inefficiencies and ongoing asset quality challenges are likely to cap earnings growth and erode overall profitability amid tightening regulatory norms.Read more
5
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AN
₹60
2.8% undervalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
10.71% p.a.
Profit Margin
20.62%
Future PE
8.78x
Price in 2028
₹85.66
Trending Discussion
Recently Updated Narratives
AN
EQUITASBNK Digital Lending Expansion Will Drive Stronger Profitability Ahead
Fair Value: ₹85.42 31.7% undervalued intrinsic discount
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AN
Rebalancing Loan Portfolios And Investing In Tech Will Optimize Operations
Fair Value: ₹67.28 13.3% undervalued intrinsic discount
20 followersusers have followed this narrative
0 commentsusers have commented on this narrative
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AN
Eroding Digital Banking Base Will Exacerbate Valuation Issues
Fair Value: ₹60 2.8% undervalued intrinsic discount
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Snowflake Analysis
Equitas Small Finance Bank Limited Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- -0.80
- 95.00%
- -2.18%
- 58.9%
About EQUITASBNK
- Founded
- 1993
- Employees
- 25409
- CEO
- WebsiteView website
Equitas Small Finance Bank Limited provides various banking products and services to individuals and corporates, and micro, small, and medium enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers fixed and term deposit products, and savings and current accounts, as well as trust, association, society, and club accounts. It also provides various loans, such as small business loans; vehicle financing, including used and new commercial vehicles and passenger cars; microfinance and microloans; affordable housing finance; MSE and NBFC finance; gold and staff loans; credit cards; and personal loans. In addition, the company offers lockers; forex services; life insurance products, including traditional, term, and ULIP; general insurance products, such as motor, fire, PA, and Sachet; health insurance products, including SAHI plans; mutual funds; FASTag; and the three-in-one account, comprising bank, demat, and trading. It serves children and senior citizens, non-resident Indians (NRIs), and farmers through banking outlets, offices, and ATMs. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India.
