Bank CIMB Niaga

Digitalization And CASA Expansion Will Enable Operational Efficiency

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

09 Feb 25

Updated

05 Sep 25

Views

77

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

4.5%

7D

0.9%

Loading

1Y

4.5%

7D

0.9%

You can edit this narrative until Sep 6 10:10 AM. Then, changes will post as Updates.

Author's Valuation

Rp2.17k19.1% undervalued

AnalystConsensusTarget Fair Value

Shared on 05 Sep 25

With both the discount rate and future P/E ratio remaining effectively stable, analysts have kept Bank CIMB Niaga’s fair value unchanged at IDR2170. What's in the News PT Bank CIMB Niaga Tbk announces a share repurchase program, planning to buy back up to 10% of its shares at IDR 1,699 per share, targeting shareholders who oppose the spin-off and amendments to the articles of association.

Shared on 01 May 25

Fair value Decreased 0.39%

Shared on 23 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 0.76%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

Fair value Decreased 0.0079%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

Fair value Increased 0.0079%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 12 Mar 25

Fair value Decreased 0.37%

AnalystConsensusTarget has increased discount rate from 12.8% to 14.2% and increased shares outstanding growth rate from -0.0% to 0.0%.

AnalystConsensusTarget Fair Value

Rp2.17k

19.1% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

9.41%

Banks revenue growth rate

0.27%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

14.21%

Calculation

Rp8.57t

Earnings '28

x

9.54x

PE Ratio '28

=

Rp81.78t

Market Cap '28

Rp81.78t

Market Cap '28

/

25.15b

No. shares '28

=

Rp3.25k

Share Price '28

Rp3.25k Share Price '28

Discounted to 2025 @ 14.44% p.a.

=

Rp2.17k

Fair Value '25