Digital Adoption And Embedded Finance Will Drive Long-Term Growth

AnalystHighTarget

Not Invested

Consensus Narrative from 5 Analysts

Published

01 Aug 25

Updated

01 Aug 25

AnalystHighTarget's Fair Value

UK£90.00

13.1% undervalued

01 Aug

UK£78.20

95.7%

2.7%

Author's Valuation

UK£90.0

13.1% undervalued

AnalystHighTarget Fair Value

Narrative

Updates0

AnalystHighTarget Fair Value

UK£90.0

13.1% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

12.05%

Banks revenue growth rate

0.23%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

8.34%

Calculation

GEL 2.81b

Earnings '28

5.48x

PE Ratio '28

GEL 15.39b

Market Cap '28

GEL 15.39b

Market Cap '28

38.95m

No. shares '28

GEL 395.00

Share Price '28

GEL 395.00 Share Price '28

Discounted to 2025 @ 8.08% p.a.

GEL 312.85

Fair Value '25

GEL 312.85 Fair Value '25

Converted to GBP @ 0.2807 GEL/GBP Exchange Rate

UK£87.80

Fair Value '25