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Legacy Systems And Regulatory Scrutiny Will Limit Future Prospects
AN
AnalystLowTarget
Not Invested
Consensus Narrative from 16 Analysts
Published
23 Jun 25
Updated
09 Aug 25
1
Set Fair Value
0
votes
Share
AnalystLowTarget
's Fair Value
UK£2.84
32.2% overvalued
intrinsic discount
09 Aug
UK£3.75
Loading
1Y
64.6%
7D
3.6%
Author's Valuation
UK£2.8
32.2% overvalued
intrinsic discount
AnalystLowTarget Fair Value
View Valuation
Narrative
Updates
0
Valuator
Company Info
Notes
AnalystLowTarget Fair Value
UK£2.8
32.2% overvalued
intrinsic discount
Future estimation in
3 Years
time period
Past
Future
-1b
30b
2014
2017
2020
2023
2025
2026
2028
Revenue UK£30.4b
Earnings UK£7.0b
Revenue
Profit Margin
Future PE
Revenue
% p.a.
0
Decrease
Increase
Current revenue growth rate
4.99%
Banks revenue growth rate
0.22%
Other Inputs & Calculation
Risk Level (Discount Rate)
Our default considers factors like the company's size, volatility, profitablity and country of operation.
Risk Level (Discount Rate)
%
0
Decrease
Increase
Current discount rate
8.29%
Calculation
UK£6.99b
Earnings '28
x
6.21x
PE Ratio '28
=
UK£43.41b
Market Cap '28
UK£43.41b
Market Cap '28
/
12.18b
No. shares '28
=
UK£3.56
Share Price '28
UK£3.56
Share Price '28
Discounted to 2025 @ 8.33% p.a.
=
UK£2.80
Fair Value '25