Banco Bilbao Vizcaya Argentaria

Digital Disruption And Market Volatility Will Weaken Legacy Banking

AnalystLowTarget

Not Invested

Community Contributor

Published

24 Aug 25

Updated

16 Dec 25

Views

n/a

AnalystLowTarget's Fair Value

n/a

102.8%

2.0%

102.8%

2.0%

You can edit this narrative until Dec 17 4:19 AM. Then, changes will post as Updates.

Author's Valuation

€1437.9% overvalued

AnalystLowTarget Fair Value

Narrative

Updates1

Shared on 16 Dec 25

Fair value Increased 13%

BBVA Future Share Buybacks And Dividend Payouts Will Likely Disappoint

The analyst price target for Banco Bilbao Vizcaya Argentaria has been raised from EUR 12.38 to EUR 14.00 as analysts factor in stronger expected revenue growth, slightly higher future profitability and earnings multiples supported by the bank's exposure to faster growing markets. Analyst Commentary Recent Street research on Banco Bilbao Vizcaya Argentaria highlights a broadly constructive stance on the stock, with multiple Buy ratings and successive price target upgrades reflecting confidence in the bank's revenue trajectory and earnings power.

AnalystLowTarget Fair Value

€14

37.9% overvalued

Future estimation in

Growth p.a.

Decrease

Increase

Current revenue growth rate

6.49%

Banks revenue growth rate

0.26%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

9.19%

Calculation

€10.29b

Earnings '28

10.18x

PE Ratio '28

€104.73b

Market Cap '28

€104.73b

Market Cap '28

5.75b

No. shares '28

€18.21

Share Price '28

€18.21 Share Price '28

Discounted to 2025 @ 9.16% p.a.

€14.00

Fair Value '25