Banco Bilbao Vizcaya Argentaria

Digital Disruption And Market Volatility Will Weaken Legacy Banking

AnalystLowTarget

Not Invested

Consensus Narrative from 16 Analysts

Published

24 Aug 25

Updated

24 Aug 25

AnalystLowTarget's Fair Value

€12.05

31.5% overvalued

24 Aug

€15.85

67.4%

-3.4%

67.4%

-3.4%

Author's Valuation

€12.1

31.5% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

€12.1

31.5% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

5.64%

Banks revenue growth rate

0.22%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

9.46%

Calculation

€9.61b

Earnings '28

9.44x

PE Ratio '28

€90.75b

Market Cap '28

€90.75b

Market Cap '28

5.76b

No. shares '28

€15.75

Share Price '28

€15.75 Share Price '28

Discounted to 2025 @ 9.36% p.a.

€12.04

Fair Value '25