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Fintech Threat And Basel IV Will Squeeze Margins
AN
AnalystLowTarget
Not Invested
Consensus Narrative from 13 Analysts
Published
03 Aug 25
Updated
09 Aug 25
0
Set Fair Value
0
votes
Share
AnalystLowTarget
's Fair Value
€21.13
77.5% overvalued
intrinsic discount
09 Aug
€37.52
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1Y
195.8%
7D
12.6%
Author's Valuation
€21.1
77.5% overvalued
intrinsic discount
AnalystLowTarget Fair Value
View Valuation
Narrative
Updates
0
Valuator
Company Info
Notes
AnalystLowTarget Fair Value
€21.1
77.5% overvalued
intrinsic discount
Future estimation in
3 Years
time period
Past
Future
-3b
13b
2014
2017
2020
2023
2025
2026
2028
Revenue €13.5b
Earnings €3.1b
Revenue
Profit Margin
Future PE
Revenue
% p.a.
0
Decrease
Increase
Current revenue growth rate
6.21%
Banks revenue growth rate
0.22%
Other Inputs & Calculation
Risk Level (Discount Rate)
Our default considers factors like the company's size, volatility, profitablity and country of operation.
Risk Level (Discount Rate)
%
0
Decrease
Increase
Current discount rate
5.97%
Calculation
€3.12b
Earnings '28
x
7.84x
PE Ratio '28
=
€24.44b
Market Cap '28
€24.44b
Market Cap '28
/
971.93m
No. shares '28
=
€25.15
Share Price '28
€25.15
Share Price '28
Discounted to 2025 @ 6.01% p.a.
=
€21.11
Fair Value '25