Sun Life Financial

Analysts Cite Mixed Outlook for Sun Life Financial as Valuation and Profit Margins Improve

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

07 Nov 24

Updated

07 Dec 25

Views

298

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AnalystConsensusTarget's Fair Value

n/a

1Y

-1.2%

7D

2.9%

Loading

1Y

-1.2%

7D

2.9%

You can edit this narrative until Dec 8 2:05 PM. Then, changes will post as Updates.

Author's Valuation

CA$90.937.4% undervalued

AnalystConsensusTarget Fair Value

Shared on 07 Dec 25

SLF: Dividend Strength Will Support Shares Amid Modest Rate Cut Headwinds

Analysts have trimmed their average target on Sun Life Financial by roughly C$1 to reflect a more balanced risk reward outlook, citing modest sector tailwinds from higher equity markets, offset by headwinds from anticipated Fed cuts and company specific execution risks. Analyst Commentary Recent Street research reflects a more nuanced stance on Sun Life Financial, with price target revisions clustering in a narrow range and ratings centering around market perform equivalents.

Shared on 23 Nov 25

Fair value Decreased 0.078%

SLF: Dividend Momentum And Sector Uncertainties Will Influence Shares In 2025

Analysts have slightly lowered their price targets for Sun Life Financial, reducing the consensus fair value by approximately C$0.07 to C$90.93. They cite more moderate revenue growth expectations and sector headwinds, despite ongoing solid profitability and shareholder returns.

Shared on 05 Nov 25

Fair value Increased 0.95%

SLF: Modest Share Buybacks And Sector Sentiment Shifts Will Shape 2025 Outlook

Analysts have modestly increased their fair value estimate for Sun Life Financial to $91.00. They highlight the company's ongoing profitability and resilience despite mixed sector sentiment and recent target price adjustments.

Shared on 22 Oct 25

Fair value Increased 2.17%

Analysts have modestly increased their fair value price target for Sun Life Financial to $90.14, up from $88.23. They cite ongoing sector tailwinds from higher equity markets as well as the company’s resilient profitability metrics.

Shared on 08 Oct 25

Fair value Increased 1.22%

Sun Life Financial's analyst fair value estimate rose slightly to $88.23 from $87.17, as analysts cite support from resilient sector earnings and equity market strength despite some ongoing headwinds. Analyst Commentary Recent Street research on Sun Life Financial presents a mix of optimism regarding core fundamentals and caution toward market-specific risks.

Shared on 04 Sep 25

Analysts have slightly lowered their outlook on Sun Life Financial, citing weakness in the U.S. segment and asset management despite resilient profitability and stable fundamentals, resulting in the consensus price target remaining unchanged at CA$87.17. Analyst Commentary Recent Q2 results were generally in line with expectations, but showed weakness in the U.S. segment and Asset Management, leading to lowered price targets.

Shared on 01 May 25

Fair value Decreased 1.43%

Shared on 23 Apr 25

Fair value Decreased 0.79%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

Fair value Decreased 0.79%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Decreased 0.90%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 3.09%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 12 Mar 25

Fair value Decreased 1.47%

AnalystConsensusTarget has decreased future PE multiple from 14.4x to 12.9x.

AnalystConsensusTarget Fair Value

CA$90.93

7.4% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

6.49%

Insurance revenue growth rate

0.28%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

6.12%

Calculation

CA$4.49b

Earnings '28

x

12.43x

PE Ratio '28

=

CA$55.74b

Market Cap '28

CA$55.74b

Market Cap '28

/

513.56m

No. shares '28

=

CA$108.54

Share Price '28

CA$108.54 Share Price '28

Discounted to 2025 @ 6.12% p.a.

=

CA$90.83

Fair Value '25