Insurance Canadian Community

Manulife is leaning into faster-growing markets in Asia and the U.S., while building more fee-based businesses and rolling out digital tools to deepen customer relationships. But policy shifts in key retirement programs, credit losses, and the challenge of stitching together a major acquisition could make results bumpier than they look at first glance.Read more

Sun Life is finding new ways to grow beyond its home market, helped by rising demand for health coverage and insurance in Asia and steady growth in its investment management arm. But ongoing trouble in its U.S. dental business and pressure in its asset manager could still drag on profits and keep results bumpy.Read more

Intact Financial is pushing into new markets, new products, and more digital ways of pricing insurance, which could help it grow and smooth out results even as weather-related losses rise. But higher disaster claims, tougher competition, and rules that limit what insurers can charge could make the next few years bumpier than the market expects.Read more

Trisura is pushing hard into the much larger U.S. market, using specialty insurance and surety to reach new customers while leaning on technology to run more efficiently. The upside comes from steady demand in newer industries, but the story could turn if tougher competition, partner missteps, or worsening disaster losses make growth harder and profits less reliable.Read more

Great-West Lifeco could benefit as more people look for help turning savings into retirement income, especially as it grows its wealth and workplace savings platforms. The big questions are whether its push into digital tools and fee-based services keeps paying off as competition squeezes fees and market shocks hit investment results.Read more

Definity is trying to grow by buying a rival insurer and modernizing how it prices policies and handles claims, which could make the business run smoother and attract more customers online. But rising weather disasters, strict insurance rules, and the risk of a messy merger could limit how much the company can improve.Read more

Fairfax’s insurance business could face a tougher road ahead as more extreme weather, tighter rules, and new tech-led competitors make it harder to keep costs under control. But growth in newer markets, specialty coverage, and better use of technology could help steady results if these tailwinds keep building.Read more

Key Takeaways Underestimated premium and investment income growth, combined with unrealized value in investments, may drive sustained outperformance and upside for long-term earnings. Strategic tech investments and rising global risk demand position Fairfax for improved margins, operational efficiency, and durable revenue growth.Read more

Key Takeaways Reliance on high interest rates, investment gains, and emerging market growth may not be sustainable, with FX headwinds and operational issues posing significant risks. Underwriting profitability and net margins face pressure from rising catastrophe losses, softening insurance rates, and costly technology-driven disruption.Read more