Insurance Canadian Community

Fairfax’s results look strong, but a big chunk may be coming from unusually helpful interest rates and investment gains that can fade when markets or currencies turn. See why growing overseas insurance operations and heavy spending on new tech could either strengthen the business—or squeeze profits at the wrong time.Read more

Manulife leans on faster growth in Asia and the U.S., a push into more fee-based investing through a new acquisition, and bigger demand for retirement products as populations age. But tighter rules, credit losses, and the challenge of integrating new businesses could make results bumpier than they look at first glance.Read more

Great-West Lifeco keeps growing, but some parts of the business may be bumping into limits as fewer customers move their retirement savings and regulators pay closer attention to newer, more complex products. At the same time, its fast-growing reinsurance arm and bigger deal-making ambitions could make results more unpredictable than many investors expect.Read more

Sun Life is leaning into fast-growing Asian markets and rising demand for health and protection cover, while using new digital tools and cost cuts to run more efficiently. But cracks in its U.S. dental and investment businesses—and the chance of more write-downs—could weigh on results and make the story less steady than it looks.Read more

Definity Financial is trying to grow beyond traditional insurance by buying Travelers Canada and pushing harder into online-first sales, aiming to run the business more efficiently over time. But rising weather losses, tight pricing rules, and the challenge of combining two insurers could decide whether those plans pay off.Read more

Great-West Lifeco is leaning harder into retirement and wealth services, betting that an aging population and more people moving their savings between jobs keep demand rising. The upside hinges on smoother digital upgrades and steadier fee income, but tougher competition and the risk of stumbles during the overhaul could hold results back.Read more

Intact Financial faces a tricky backdrop: more extreme weather pushes insurance prices higher, but it also makes big losses more likely. See why some analysts think its tech push, expansion abroad, and dealmaking can keep results steady, while others worry regulation, competition, and integration challenges could bite.Read more

Fairfax makes money by selling insurance and investing the premiums, and the case here is that higher rates, stronger pricing, and hidden value in its investments could keep results better than many expect. The big question is whether growing losses from extreme weather, shifting interest rates, or rising costs could derail that momentum.Read more

Great-West Lifeco leans into retirement and wealth services, aiming to earn more from fees and less from capital-heavy insurance, as more people need help saving for life after work. The upside depends on Empower turning more retirement savers into long-term wealth customers, while competition and shifting market conditions could make that harder than it looks.Read more