Digital Banking And AI Automation Will Unlock Long-Term Potential

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

09 Feb 25

Updated

09 Dec 25

Views

26

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

63.5%

7D

-7.2%

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1Y

63.5%

7D

-7.2%

You can edit this narrative until Dec 10 4:10 PM. Then, changes will post as Updates.

Author's Valuation

R$10.683.9% overvalued

AnalystConsensusTarget Fair Value

Shared on 09 Dec 25

Fair value Increased 3.09%

BPAN4: Full Takeover And Meeting Outcomes Will Shape Balanced Outlook

Analysts have modestly raised their price target on Banco Pan to R$10.68 from R$10.36, reflecting slightly stronger expectations for revenue growth and valuation multiples despite a largely unchanged risk and profitability outlook. What's in the News Banco Pan has scheduled a Special and Extraordinary Shareholders Meeting for December 9, 2025, in São Paulo to deliberate corporate matters requiring shareholder approval (Key Developments).

Shared on 25 Nov 25

Fair value Increased 11%

BPAN4: Upcoming Acquisition Will Shape Outlook Amid Mixed Profitability Changes

Analysts have raised their price target for Banco Pan to R$10.36 from R$9.32. They cite adjustments in revenue growth projections, profit margins, and increased future price-to-earnings expected for the company.

Shared on 06 May 25

Fair value Increased 2.49%

Shared on 01 May 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 23 Apr 25

Fair value Decreased 0.22%

AnalystConsensusTarget has increased revenue growth from 19.3% to 21.8%.

Shared on 17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Decreased 9.26%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

Fair value Increased 1.18%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 12 Mar 25

AnalystConsensusTarget Fair Value

R$10.68

3.9% overvalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

22.43%

Banks revenue growth rate

0.27%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

20.30%

Calculation

R$1.73b

Earnings '28

x

13.46x

PE Ratio '28

=

R$23.23b

Market Cap '28

R$23.23b

Market Cap '28

/

1.25b

No. shares '28

=

R$18.58

Share Price '28

R$18.58 Share Price '28

Discounted to 2025 @ 20.28% p.a.

=

R$10.68

Fair Value '25