Mercury General Gelecekteki Büyüme
Future kriter kontrolleri 1/6
Mercury General'in kazancının yıllık 6.6% oranında azalması, yıllık gelirinin ise yıllık 4.3% oranında artması beklenmektedir. EPS'nin düşmesi beklenmektedir. Özkaynak kârlılığının 3 yıl içinde 21.6% olacağı tahmin edilmektedir.
Anahtar bilgiler
-6.6%
Kazanç büyüme oranı
-6.58%
EPS büyüme oranı
| Insurance kazanç büyümesi | 1.9% |
| Gelir büyüme oranı | 4.3% |
| Gelecekteki özkaynak getirisi | 21.58% |
| Analist kapsamı | Low |
| Son güncelleme | 18 May 2026 |
Gelecekteki son büyüme güncellemeleri
Recent updates
Seeking Alpha • May 09
Mercury General: From Wildfire Panic To Underwriting Recovery
Summary Mercury General has rebounded strongly after wildfire-driven turmoil, demonstrating resilience and improved underwriting discipline. MCY posted $203.9 million in pre-tax underwriting income in 2025, matching 2024 despite higher catastrophe losses, signaling portfolio remediation success. Recent underwriting gains and portfolio adjustments underpin a bullish outlook, with stability achieved even amid unpredictable catastrophe events. The dividend remains unchanged, reflecting a cautious but disciplined capital allocation approach as MCY rebuilds its financial strength. Read the full article on Seeking Alpha
Anlatı Güncellemesi • Apr 26
MCY: Stable Profitability And P/E Multiple Will Support Future Repricing
Analysts kept their price target for Mercury General steady at $110.00. This reflects broadly unchanged assumptions on discount rate, revenue growth, profit margin and future P/E multiples.Anlatı Güncellemesi • Apr 11
MCY: Steady Profit Outlook And Discounted P/E Will Drive Future Repricing
Analysts have kept their $110.00 price target on Mercury General unchanged, reflecting steady views on fair value as they continue to see the current discount rate, revenue growth outlook, profit margin assumptions, and future P/E expectations as consistent with prior estimates. Valuation Changes Fair Value: The model fair value remains at $110.00, indicating no change in the assessed share valuation level.Anlatı Güncellemesi • Mar 28
MCY: Stable Assumptions And Undervalued P/E Will Support Future Repricing
Analysts have kept their price target for Mercury General steady at $110.00, reflecting unchanged assumptions around discount rate, revenue growth, profit margin, and future P/E expectations. Valuation Changes Fair Value: Model fair value stays at $110.00, indicating no change in the estimated intrinsic price per share.Anlatı Güncellemesi • Mar 13
MCY: Steady Assumptions And Undervalued P/E Will Support Bullish Repricing
Analysts have kept their $110.00 price target for Mercury General unchanged, reflecting largely consistent assumptions on the discount rate, revenue growth, profit margin, and future P/E, with only minimal refinements to the model. Valuation Changes Fair Value: The model fair value remains at $110.00, with no change from the prior estimate.Anlatı Güncellemesi • Feb 27
MCY: Higher Fair Value And P/E Assumptions Will Support Bullish Repricing
Analysts have lifted their price target for Mercury General to $110 from $100, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and an expected future P/E multiple. Valuation Changes Fair Value: updated to $110 from $100, indicating a modest uplift in the assessed share value.Analiz Makalesi • Nov 08
Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 24th of...Anlatı Güncellemesi • Sep 24
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Mercury General's fair value estimate was raised primarily due to a higher future P/E multiple despite steady revenue growth projections, driving the consensus analyst price target up from $90 to $100. What's in the News Mercury Insurance released its annual list of the most affordable EVs to insure, aiming to guide budget-conscious consumers and highlight insurance-saving vehicle models.Analiz Makalesi • Aug 27
Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...Analiz Makalesi • Aug 02
Mercury General (NYSE:MCY) Is Due To Pay A Dividend Of $0.3175
The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...Analiz Makalesi • Jul 23
Here's Why Mercury General (NYSE:MCY) Has Caught The Eye Of Investors
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Analiz Makalesi • Jun 11
Mercury General (NYSE:MCY) Is Paying Out A Dividend Of $0.3175
Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 26th of June...
Yeni Anlatı • Feb 16
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Strength in core business operations, excluding catastrophe losses, suggests improved future earnings stability and net margins through personal auto and homeowners lines.Seeking Alpha • Jan 16
California Wildfires, Mercury General's Opportunity Amid Crisis (Rating Upgrade)
Summary The Los Angeles wildfires, while tragic, may present an opportunity for Mercury General due to potential market exits by other insurers and possible price increases. Mercury General's exposure to auto insurance, along with its reinsurance coverage, suggests it can absorb the wildfire losses, estimated at $150 million pre-tax. Despite potential risks like increased reinsurance costs and regulatory changes, Mercury General is positioned for growth and higher premiums post-wildfires. I initiated a position in Mercury General, expecting a stock rebound to $56-$60, driven by positive FY 2024 results and subsiding wildfire fears. Read the full article on Seeking AlphaSeeking Alpha • Oct 31
Mercury General: Turning Lead Into Gold
Summary Mercury General faced operational challenges and high loss ratios in 2022, compounded by a dividend reduction that resulted in the loss of its "dividend aristocrat" status. In response to these challenges, Mercury launched remediation efforts in 2023 focused on improving underwriting margins, especially in California, where adverse conditions significantly impacted profitability. By mid-2024, Mercury's combined ratio improved, achieving positive underwriting income and a combined ratio of 98.9% by Q2, reflecting the success of rate adjustments and underwriting improvements. Third-quarter results were particularly strong, leading to a year-to-date underwriting income of $88.7 million, reinforcing investor optimism and supporting a substantial stock price increase since early 2024. Mercury is on track for continued improvement, with anticipated FY 2024 combined ratios between 96.5% and 97.8%, driven by effective remediation and investment income growth, although it still trades at a premium relative to steadier competitors. Read the full article on Seeking AlphaSeeking Alpha • Sep 20
Mercury General: Very Cheap, And Expert Of Maximizing After-Tax Yield
Summary Mercury General Corporation is well-positioned for growth with significant cash reserves, enabling investment in advertising and agent network expansion to boost net sales. Recent rate increases approved by the Department of Insurance and impressive EPS forecasts for 2025 make MCY an attractive buy. The company's strong investment track record, focus on maximizing after-tax yield, and experienced leadership further support its potential for stable returns. Despite some risks, including market concentration in California and inflationary pressures, MCY's proven business model and undervaluation present a compelling investment opportunity. Read the full article on Seeking AlphaKazanç ve Gelir Büyüme Tahminleri
| Tarih | Gelir | Kazançlar | Serbest Nakit Akışı | Faaliyetlerden Nakit | Avg. Analist Sayısı |
|---|---|---|---|---|---|
| 12/31/2028 | 6,873 | 678 | N/A | N/A | 1 |
| 12/31/2027 | 6,544 | 665 | N/A | N/A | 1 |
| 12/31/2026 | 6,206 | 647 | N/A | N/A | 1 |
| 3/31/2026 | 6,136 | 840 | 1,419 | 1,482 | N/A |
| 12/31/2025 | 5,990 | 541 | 1,029 | 1,087 | N/A |
| 9/30/2025 | 5,800 | 440 | 991 | 1,048 | N/A |
| 6/30/2025 | 5,745 | 390 | 818 | 869 | N/A |
| 3/31/2025 | 5,581 | 286 | 727 | 776 | N/A |
| 12/31/2024 | 5,461 | 468 | 991 | 1,037 | N/A |
| 9/30/2024 | 5,489 | 558 | 970 | 1,014 | N/A |
| 6/30/2024 | 5,024 | 319 | 779 | 818 | N/A |
| 3/31/2024 | 4,797 | 215 | 589 | 627 | N/A |
| 12/31/2023 | 4,630 | 96 | 416 | 453 | N/A |
| 9/30/2023 | 4,407 | -102 | 258 | 295 | N/A |
| 6/30/2023 | 4,242 | -192 | 226 | 263 | N/A |
| 3/31/2023 | 3,944 | -361 | 228 | 264 | N/A |
| 12/31/2022 | 3,643 | -513 | 317 | 353 | N/A |
| 9/30/2022 | 3,541 | -475 | 321 | 358 | N/A |
| 6/30/2022 | 3,573 | -376 | 339 | 379 | N/A |
| 3/31/2022 | 3,806 | -56 | 392 | 434 | N/A |
| 12/31/2021 | 3,993 | 248 | 460 | 502 | N/A |
| 9/30/2021 | 4,016 | 384 | 551 | 590 | N/A |
| 6/30/2021 | 4,082 | 502 | 625 | 663 | N/A |
| 3/31/2021 | 4,069 | 621 | 645 | 683 | N/A |
| 12/31/2020 | 3,785 | 375 | 566 | 606 | N/A |
| 9/30/2020 | 3,701 | 240 | 511 | 549 | N/A |
| 6/30/2020 | 3,689 | 190 | 475 | 514 | N/A |
| 3/31/2020 | 3,663 | 45 | 400 | 442 | N/A |
| 12/31/2019 | 3,973 | 320 | N/A | 520 | N/A |
| 9/30/2019 | 3,801 | 207 | N/A | 472 | N/A |
| 6/30/2019 | 3,709 | 196 | N/A | 465 | N/A |
| 3/31/2019 | 3,615 | 173 | N/A | 480 | N/A |
| 12/31/2018 | 3,380 | -6 | N/A | 383 | N/A |
| 9/30/2018 | 3,421 | 96 | N/A | 390 | N/A |
| 6/30/2018 | 3,381 | 84 | N/A | 351 | N/A |
| 3/31/2018 | 3,348 | 75 | N/A | 346 | N/A |
| 12/31/2017 | 3,413 | 145 | N/A | 341 | N/A |
| 9/30/2017 | 3,293 | 99 | N/A | 354 | N/A |
| 6/30/2017 | 3,246 | 79 | N/A | 361 | N/A |
| 3/31/2017 | 3,251 | 77 | N/A | 316 | N/A |
| 12/31/2016 | 3,228 | 73 | N/A | 292 | N/A |
| 9/30/2016 | 3,276 | 123 | N/A | 255 | N/A |
| 6/30/2016 | 3,221 | 111 | N/A | 223 | N/A |
| 3/31/2016 | 3,089 | 72 | N/A | 229 | N/A |
| 12/31/2015 | 3,009 | 74 | N/A | 190 | N/A |
| 9/30/2015 | 2,945 | 30 | N/A | 196 | N/A |
| 6/30/2015 | 2,913 | 46 | N/A | 191 | N/A |
Analist Gelecek Büyüme Tahminleri
Kazançlar ve Tasarruf Oranları: MCY şirketinin kazançlarının önümüzdeki 3 yıl içinde düşmesi öngörülüyor (yılda -6.6% ).
Kazançlar ve Piyasa: MCY şirketinin kazançlarının önümüzdeki 3 yıl içinde düşmesi öngörülüyor (yılda -6.6% ).
Yüksek Büyüme Kazançları: MCY şirketinin kazançlarının önümüzdeki 3 yıl içinde düşmesi öngörülüyor.
Gelir ve Pazar: MCY şirketinin gelirinin (yıllık 4.3% ) US pazarından (yıllık 11.6% ) daha yavaş büyümesi öngörülüyor.
Yüksek Büyüme Geliri: MCY şirketinin gelirinin (yıllık 4.3% ) yıllık 20% oranından daha yavaş büyümesi öngörülüyor.
Hisse Başına Kazanç Büyüme Tahminleri
Gelecekteki Özkaynak Getirisi
Gelecekteki ROE: MCY 'in Özsermaye Getirisi'nin 3 yıl içinde yüksek olması tahmin ediliyor ( 21.6 %)
Büyüyen şirketleri keşfedin
Şirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/05/20 06:34 |
| Gün Sonu Hisse Fiyatı | 2026/05/20 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
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| Analist Konsensüs Tahminleri | +3 yıl |
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| Piyasa Fiyatları | 30 yıl |
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| Sahiplik | 10 yıl |
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| Yönetim | 10 yıl |
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| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Mercury General Corporation 7 Bu analistlerden 1, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Alison Jacobowitz | BofA Global Research |
| Christopher Campbell | Keefe, Bruyette, & Woods |
| Raymond Iardella | Macquarie Research |