Assurant (AIZ) Hisse Özeti
Assurant, Inc. Kuzey Amerika, Latin Amerika, Avrupa ve Asya Pasifik'te bağlı cihazlara, evlere ve otomobillere koruma hizmetleri sağlamaktadır. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 4/6 |
| Gelecekteki Büyüme | 1/6 |
| Geçmiş Performans | 5/6 |
| Finansal Sağlık | 5/6 |
| Temettüler | 5/6 |
Ödüller
Risk Analizi
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AIZ Community Fair Values
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Analyst Price Targets
Assurant, Inc. Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | US$233.80 |
| 52 Haftanın En Yüksek Seviyesi | US$246.31 |
| 52 Haftanın En Düşük Seviyesi | US$183.39 |
| Beta | 0.56 |
| 1 Aylık Değişim | 6.86% |
| 3 Aylık Değişim | -3.91% |
| 1 Yıllık Değişim | 19.98% |
| 3 Yıllık Değişim | 80.79% |
| 5 Yıllık Değişim | 46.77% |
| Halka arzdan bu yana değişim | 846.56% |
Son Haberler & Güncellemeler
Analiz Güncellemesi • May 06
AIZ: Future Returns Will Depend On Buybacks And Margin Resilience
Analysts have trimmed their price target on Assurant by around $8 to reflect slightly higher discount rate assumptions, somewhat softer projected revenue growth, as well as modestly higher expected profit margins and future P/E estimates. Analyst Commentary Bullish Takeaways Bullish analysts view the updated price targets as still supportive of the current valuation, even after factoring in slightly higher discount rate assumptions.Analiz Güncellemesi • Apr 21
AIZ: Future Upside Will Rely On Buybacks And Margin Stabilisation
Analysts have trimmed their price target on Assurant by about $1 to $260, citing slightly lower profit margin expectations, offset by a modestly higher assumed future P/E multiple. Analyst Commentary Bullish Takeaways Bullish analysts appear comfortable assigning a slightly higher assumed future P/E multiple, which suggests they still see room for valuation support despite the trimmed price targets.Analiz Güncellemesi • Apr 06
AIZ: Future Returns Will Rely On Buybacks And Steadier Earnings Assumptions
Analysts reduced their price target on Assurant by $9 to reflect updated assumptions around revenue growth, profit margins and future P/E expectations, while keeping the underlying fair value estimate essentially unchanged. Analyst Commentary Analysts framed the US$9 price target cut as a fine tuning of their models rather than a shift in their long term view, pointing to revised assumptions on revenue growth, margins and future P/E levels.Recent updates
Analiz Güncellemesi • May 06
AIZ: Future Returns Will Depend On Buybacks And Margin Resilience
Analysts have trimmed their price target on Assurant by around $8 to reflect slightly higher discount rate assumptions, somewhat softer projected revenue growth, as well as modestly higher expected profit margins and future P/E estimates. Analyst Commentary Bullish Takeaways Bullish analysts view the updated price targets as still supportive of the current valuation, even after factoring in slightly higher discount rate assumptions.Analiz Güncellemesi • Apr 21
AIZ: Future Upside Will Rely On Buybacks And Margin Stabilisation
Analysts have trimmed their price target on Assurant by about $1 to $260, citing slightly lower profit margin expectations, offset by a modestly higher assumed future P/E multiple. Analyst Commentary Bullish Takeaways Bullish analysts appear comfortable assigning a slightly higher assumed future P/E multiple, which suggests they still see room for valuation support despite the trimmed price targets.Analiz Güncellemesi • Apr 06
AIZ: Future Returns Will Rely On Buybacks And Steadier Earnings Assumptions
Analysts reduced their price target on Assurant by $9 to reflect updated assumptions around revenue growth, profit margins and future P/E expectations, while keeping the underlying fair value estimate essentially unchanged. Analyst Commentary Analysts framed the US$9 price target cut as a fine tuning of their models rather than a shift in their long term view, pointing to revised assumptions on revenue growth, margins and future P/E levels.Analiz Güncellemesi • Mar 22
AIZ: Future Returns Will Rely On Buybacks And Refined Earnings Risk Profile
Analysts have trimmed their price target on Assurant by $9 to reflect updated views on the company's risk profile and earnings outlook, while keeping key valuation inputs broadly unchanged. Analyst Commentary Bullish Takeaways Bullish analysts view the updated price target as still consistent with a core investment case that has not materially changed.Analiz Güncellemesi • Mar 08
AIZ: Future Returns Will Rely On Buybacks And P/E Multiple Resilience
Assurant's analyst price target has been trimmed by $9, as analysts factor in modest changes to revenue growth, profit margin, and a slightly lower assumed future P/E multiple following recent research updates. Analyst Commentary Bullish Takeaways Bullish analysts see the updated price target trim as a fine tuning of assumptions around revenue growth and profit margins rather than a shift in the core investment case.Analiz Güncellemesi • Feb 21
AIZ: Future Returns Will Rely On Capital Returns And P&E Resilience
Analysts now estimate fair value for Assurant at about $261, up from roughly $259. They cite adjusted expectations for revenue growth, profit margins and future P/E assumptions, even as some firms, including BMO Capital with its recent $9 price target reduction, have fine tuned their views.Analiz Güncellemesi • Feb 06
AIZ: Future Returns Will Balance Capital Returns And A Softer P&C Cycle
Narrative Update on Assurant Analysts have lifted their price target on Assurant by US$16 to US$248, citing refreshed insurance sector models following Q3 results and updated assumptions around the property and casualty cycle heading into 2026. Analyst Commentary Recent research points to a more refined view of Assurant's outlook, with updated sector models after Q3 and a higher price target of US$248.Analiz Güncellemesi • Jan 21
AIZ: Future Returns Will Reflect Capital Returns And A Softer Cycle
Narrative Update on Assurant Analysts have nudged their price views on Assurant higher, with a key target moving to $248 from $232 as refreshed insurance models factor in updated post Q3 assumptions and a more measured outlook for the property and casualty cycle heading into 2026. Analyst Commentary Recent research updates point to a more constructive stance on Assurant, with refreshed insurance models and a higher reference price reflecting how analysts are recalibrating expectations after the Q3 reporting season.Analiz Güncellemesi • Jan 07
AIZ: Future Returns Will Reflect Resilient Margins And A Softer Cycle
Narrative Update on Assurant Analysts have lifted their fair value estimate for Assurant by about US$2 to roughly US$256, citing updated sector models and a revised US$248 price target that reflects their latest views on the insurance cycle. Analyst Commentary Recent Street research on Assurant focuses on refreshed insurance models after Q3, a revised US$248 price target, and how a potentially softer property and casualty cycle heading into 2026 could influence results and valuation.Analiz Güncellemesi • Dec 18
AIZ: Future Returns Will Lean On Resilient Margins Amid Softer Insurance Cycle
Analysts modestly raised their price target on Assurant to $248, reflecting updated post Q3 insurance sector models and a view that the company can navigate anticipated softening in property and casualty markets heading into 2026. Analyst Commentary Recent Street research on Assurant highlights a constructive view on valuation support and earnings durability, even as the broader property and casualty backdrop shows signs of softening heading into 2026.Seeking Alpha • Dec 16
Assurant: Letting The Cat Out Of The Bag
Summary Assurant is a niche P&C insurer with strong recent EPS growth, but earnings are highly sensitive to catastrophe losses. AIZ's Q3 2025 EPS beat was driven by unusually low catastrophe losses, not underlying business outperformance. Management reports focus on 'ex cat' results, masking the true volatility and risk from increasing catastrophe exposures. I rate AIZ an opportunistic Buy for the upcoming earnings season, but not a long-term Buy due to limited Cat transparency. Read the full article on Seeking AlphaAnaliz Güncellemesi • Dec 04
AIZ: Future Returns Will Build On Resilient Margins In Softer Insurance Cycle
Analysts have nudged their price target on Assurant higher to reflect a modestly improved profit margin outlook and more favorable long term earnings visibility, even as revenue growth expectations ease slightly and sector models are recalibrated following recent updates in the insurance space. Analyst Commentary Recent Street research reflects a generally constructive stance on Assurant, with multiple price target increases indicating improved confidence in earnings durability and capital deployment, even as the sector backdrop for property and casualty moderates.Analiz Güncellemesi • Nov 20
AIZ: Share Momentum Will Build On Resilience In Softening Insurance Cycle
Analysts have increased their average price target for Assurant from $246 to approximately $253.67. They cite updated industry models following recent quarterly reports and expectations for modest improvements in revenue growth, despite a challenging property and casualty insurance cycle.Analiz Güncellemesi • Nov 05
AIZ: Future Share Gains And Operating Efficiency Will Drive Outperformance
Analysts have slightly raised their price target for Assurant to $246.00 from $245.17 per share. They cite positive momentum, as reflected in recent Street research updates and improved profit margin projections.Analiz Güncellemesi • Oct 22
Analysts Raise Assurant Price Target as Positive Trends Support Improved Valuation Outlook
Assurant's analyst price target has been modestly increased by $1.67 to $245.17, as analysts point to ongoing positive revenue trends and improved profitability, which support a slightly higher valuation outlook. Analyst Commentary Recent street research highlights a range of perspectives on Assurant's outlook.Analiz Güncellemesi • Oct 08
AI And Device Protection Will Expand Global Markets
Assurant's analyst price target has been increased from $241 to $243.50. Analysts cite steady revenue growth and a positive sector outlook, despite ongoing challenges in commercial property and casualty markets.Analiz Güncellemesi • Sep 05
AI And Device Protection Will Expand Global Markets
Assurant’s price target was reaffirmed at $241.00, as analysts cited solid Q2 results, ongoing earnings momentum, and market share gains, despite broader sector headwinds and minimal change in key valuation metrics. Analyst Commentary Bullish analysts point to Assurant's positive Q2 earnings momentum and upward earnings estimate revisions.Seeking Alpha • Mar 04
Assurant: Consistent Growth Through Strategic Partnerships And Focus
Summary Assurant Inc. is a market leader in mobile device, electronics, auto and home renter's insurance, focusing on capital-light, recurring revenue segments, making it a less risky investment. The company has shown consistent revenue and earnings growth, supported by strong business relationships and a B2B2C distribution model. Despite challenges like catastrophic losses and investment income volatility, Assurant's dividend safety and growth streak make it a strong candidate for dividend growth portfolios. Currently undervalued with a fair value estimate of $226.80, Assurant is a buy, supported by bullish Wall Street analyst ratings and strong financial metrics. Read the full article on Seeking AlphaSeeking Alpha • Sep 11
Assurant: Niche Markets Lead To Consistent Growth
Summary Assurant, a niche insurer with recurring revenue, has shown consistent long-term growth and returns cash to shareholders through buybacks and dividends, making it a long-term buy. Despite challenges from severe weather and the potential for catastrophic losses, Assurant's capital-light model and recurring revenue streams provide stability and growth potential. The company's 20-year streak of dividend increases, low payout ratio, and strong financial ratings underscore its dividend safety and attractiveness for dividend growth investors. Assurant stock is undervalued with a forward P/E ratio of 11.6X, suggesting significant upside potential based on fair value estimates ranging from $215.80 to $276.61. Read the full article on Seeking Alpha
Yeni Analiz • Aug 25
Innovations In Connected Living And Global Housing Segments Promise Robust Revenue And EBITDA Growth
Expansion in Connected Living and partnerships are set to boost revenue growth and improve market penetration without specifying values.Seeking Alpha • Jul 12
Assurant: The Growth Story Remains Solid
Summary Assurant trades at 10x FWD earnings, which is very cheap in relation to its growth potential. The company focuses on unique insurance products like mobile device solutions and homeowners insurance. Assurant's Global Housing segment saw a remarkable 181% increase in adjusted EBITDA, driving overall strong performance and future growth prospects. Shares are a buy with price target of $210. Read the full article on Seeking AlphaSeeking Alpha • Jan 11
Assurant: My Peter Lynch Story, But The Stock Is A Hold
Summary Assurant is an insurance company that offers property, casualty, and preneed insurance products. The company has a long history and has more than quadrupled since its IPO in 2004, while also paying increasing dividends since the IPO. AIZ is trading at a reasonable multiple and has recently increased its annual dividend by 3% on top of a new buyback program. After a 60% run in 10 months, I recommend waiting for a pullback before initiating a position. Read the full article on Seeking AlphaHissedar Getirileri
| AIZ | US Insurance | US Pazar | |
|---|---|---|---|
| 7D | -1.0% | -1.3% | 2.1% |
| 1Y | 20.0% | -10.0% | 30.6% |
Getiri vs. Endüstri: AIZ geçen yıl % -10 oranında getiri sağlayan US Insurance sektörünü aştı.
Getiri vs Piyasa: AIZ geçen yıl % 30.6 oranında getiri sağlayan US Piyasasının altında performans gösterdi.
Fiyat Oynaklığı
| AIZ volatility | |
|---|---|
| AIZ Average Weekly Movement | 4.0% |
| Insurance Industry Average Movement | 4.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
İstikrarlı Hisse Senedi Fiyatı: AIZ son 3 ayda US piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: AIZ 'nin haftalık oynaklığı ( 4% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1892 | 14,800 | Keith Demmings | www.assurant.com |
Assurant, Inc. Kuzey Amerika, Latin Amerika, Avrupa ve Asya Pasifik'te bağlı cihazlara, evlere ve otomobillere koruma hizmetleri sunmaktadır. Global Yaşam Tarzı ve Global Konut segmentleri aracılığıyla faaliyet göstermektedir. Global Lifestyle segmenti, mobil cihaz çözümleri, tüketici elektroniği ve cihazları için uzatılmış hizmet sözleşmeleri ve ilgili hizmetler ile kredi ve diğer sigorta ürünleri; araç koruması, ticari ekipman koruması ve diğer ilgili hizmetleri sunmaktadır.
Assurant, Inc. Temel Bilgiler Özeti
| AIZ temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | US$11.78b |
| Kazançlar(TTM) | US$992.50m |
| Gelir(TTM) | US$13.16b |
11.7x
F/K Oranı0.9x
P/S OranıAIZ aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| AIZ gelir tablosu (TTM) | |
|---|---|
| Gelir | US$13.16b |
| Gelir Maliyeti | US$11.48b |
| Brüt Kâr | US$1.68b |
| Diğer Giderler | US$684.80m |
| Kazançlar | US$992.50m |
Son Raporlanan Kazançlar
Mar 31, 2026
Sonraki Kazanç Tarihi
n/a
| Hisse başına kazanç (EPS) | 19.93 |
| Brüt Marj | 12.75% |
| Net Kâr Marjı | 7.54% |
| Borç/Özkaynak Oranı | 37.6% |
AIZ uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünTemettüler
1.5%
Mevcut Temettü Verimi17%
Ödeme OranıŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/05/07 08:33 |
| Gün Sonu Hisse Fiyatı | 2026/05/07 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
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| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Assurant, Inc. 25 Bu analistlerden 6, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Charles Lederer | BMO Capital Markets Equity Research |
| Michael Zaremski | BMO Capital Markets Equity Research |
| null null | BMO Capital Markets Equity Research |