Cincinnati Financial Corporation

NasdaqGS:CINF Stok Raporu

Piyasa değeri: US$25.0b

Cincinnati Financial Gelecekteki Büyüme

Future kriter kontrolleri 0/6

Cincinnati Financial'in kazancının yıllık 32.8% oranında azalması, yıllık gelirinin ise yıllık 0.3% oranında artması beklenmektedir. EPS'nin düşmesi beklenmektedir. Özkaynak kârlılığının 3 yıl içinde 8.5% olacağı tahmin edilmektedir.

Anahtar bilgiler

-32.8%

Kazanç büyüme oranı

-33.80%

EPS büyüme oranı

Insurance kazanç büyümesi2.0%
Gelir büyüme oranı0.3%
Gelecekteki özkaynak getirisi8.47%
Analist kapsamı

Good

Son güncelleme04 May 2026

Gelecekteki son büyüme güncellemeleri

Recent updates

Seeking Alpha • Apr 28

Cincinnati Financial: Not Much Bullish Following Q1 2026 Earnings

Summary Cincinnati Financial Corporation reported improved Q1 2026 results, but profitability remains structurally weak with ROE below the cost of equity. CINF’s underwriting profitability lags peers, making earnings more exposed to volatile investment income, especially due to its aggressive equity allocation. The stock trades at a premium valuation (1.6x book), which appears stretched given its high single-digit ROE and sector comparisons. Despite a strong dividend growth record, CINF’s relatively low yield and uncertain growth prospects limit its appeal for long-term investors. Read the full article on Seeking Alpha
Analiz Güncellemesi • Apr 25

CINF: Steady Buybacks And Higher Dividend Will Support Future P/E Assumptions

Analysts have lowered their price targets on Cincinnati Financial by $1, reflecting slightly adjusted assumptions around fair value, revenue growth, profit margin, and future P/E, while keeping the broader investment thesis intact. Analyst Commentary Recent Street research on Cincinnati Financial points to only a modest $1 trim in price targets, which suggests analysts are fine-tuning their models rather than rethinking the core story.
Analiz Güncellemesi • Apr 10

CINF: Dividend Policy, Buybacks And P/E Expectations Will Shape Future Returns

Analysts have trimmed their price target on Cincinnati Financial by $1 to $173.50, citing updated assumptions around revenue growth, profit margins, and future P/E expectations. Analyst Commentary Analysts trimming the price target to $173.50 reflects a more measured view on how Cincinnati Financial might balance growth, profitability, and valuation from here.
Analiz Güncellemesi • Mar 27

CINF: Pricing Pressures, Loss Costs And Dividend Increases Will Shape Returns

Analysts' price targets for Cincinnati Financial have shifted within a relatively tight range, with one firm raising its view to $191 from $180 while another trimmed its target to $180 from $186. This reflects differing read‑throughs on P&C pricing trends and loss cost pressures, even as valuation commentary remains measured.
Analiz Güncellemesi • Mar 10

CINF: Pricing Pressures And Dividend Increases Will Shape Future Earnings Resilience

Analysts have nudged Cincinnati Financial's average price target higher to reflect a range of recent revisions, including a move to $191 from $180 and another to $180 from $186, citing mixed but still constructive views on P&C pricing trends and underwriter valuations. Analyst Commentary Recent research shows a split view on Cincinnati Financial, with some bullish analysts lifting their fair value estimates and others trimming them while still maintaining positive ratings.
Analiz Güncellemesi • Feb 24

CINF: Pricing Pressures And Dividend Growth Will Shape Future Earnings Quality

Analysts have nudged their average price target on Cincinnati Financial slightly higher to $191 from $186. The small fair value adjustment reflects mixed views on P&C pricing trends, rising loss costs, and continuing supportive opinions on underwriter valuations.
Analiz Güncellemesi • Feb 10

CINF: Pricing Headwinds And Dividend Progress Will Shape Earnings Quality

Analysts have nudged our fair value estimate for Cincinnati Financial up from $173.67 to $174.80. This reflects updated views on pricing trends in key P&C lines and current valuation assessments behind the recent Street price target revisions between $180 and $191.
Analiz Güncellemesi • Jan 24

CINF: Q3 Execution And Buybacks Will Counter Sector Pricing Pressures In 2025

Narrative update The analyst price target for Cincinnati Financial has been adjusted slightly lower to align with a fair value estimate of about $173.67, as analysts weigh mixed recent Street targets and modest tweaks to assumptions around revenue growth, profit margins, and the future P/E multiple. Analyst Commentary Recent Street research around Cincinnati Financial reflects a mix of optimism on earnings power and valuation, alongside caution around sector level pricing and loss cost trends in property and casualty insurance.
Analiz Güncellemesi • Jan 10

CINF: Calm Q3 And Share Buybacks Will Shape Balanced 2025 Outlook

Narrative Update The analyst price target for Cincinnati Financial has shifted modestly higher to US$174.67 from US$172.67 as analysts factor in updated Street research that includes a mix of target increases and trims, along with revised views on pricing conditions and earnings forecasts. Analyst Commentary Recent research around Cincinnati Financial shows a mix of optimism on execution and earnings power, paired with caution on pricing trends across property and casualty insurance lines.
Analiz Güncellemesi • Dec 21

CINF: Calm Catastrophe Season And Q3 Beat Will Support Future Stability

Analysts modestly raised their price target on Cincinnati Financial to $186 from $184, citing stronger earnings flowing through updated models and a more favorable near term insurance backdrop following a relatively calm catastrophe season. Analyst Commentary Bullish analysts highlight that the recent Q3 earnings beat supports a higher valuation framework, with rising EPS forecasts giving greater confidence in the durability of Cincinnati Financial's profit trajectory.
Analiz Güncellemesi • Dec 06

CINF: Calm Catastrophe Season And Q3 Beat Will Sustain Fair Value

Analysts have nudged their price target for Cincinnati Financial slightly higher to $186 from $184, reflecting improved earnings forecasts as stronger than expected Q3 results flow through models. A relatively calm catastrophe season supports more confident revenue growth assumptions, despite modestly lower profit margin expectations.
Analiz Güncellemesi • Nov 22

CINF: Q3 Performance And Calm Weather Are Expected To Sustain Current Fair Value

Analysts have increased their price target for Cincinnati Financial, raising it from $171 to approximately $173 per share. They cite stronger-than-expected Q3 earnings and a stable macro environment as key drivers for the upward revision.
Analiz Güncellemesi • Nov 05

CINF: Fair Value Supported By Q3 Results Despite Weather And Macro Risks Ahead

Cincinnati Financial's fair value price target has increased by $3.17 to $171.00. Analysts cite stronger-than-expected Q3 results and a stable macro environment in their updated projections.
Analiz Güncellemesi • Oct 22

Analysts Lift Cincinnati Financial Price Target on Resilient Earnings and Lower Catastrophe Risks

Analysts have raised their price target for Cincinnati Financial by $3 to $167.83, supported by improved revenue growth forecasts and expectations for lower catastrophe losses. Analyst Commentary Recent adjustments to Cincinnati Financial's price targets reflect a generally optimistic outlook from equity analysts, bolstered by both favorable recent business developments and updated industry assumptions.
Analiz Güncellemesi • Oct 08

Overvaluation Will Exacerbate Catastrophe Risks And Insurtech Pressures

Analysts have modestly raised their price target for Cincinnati Financial to $178 from $167, citing updated forecasts that factor in lower catastrophe loss ratios and greater reserve releases, even though premium growth has slowed. Analyst Commentary Recent updates from Street research highlight varying analyst perspectives on Cincinnati Financial's outlook, with both bullish and cautious views informing the revised price target.
Analiz Makalesi • Sep 16

Cincinnati Financial Corporation's (NASDAQ:CINF) Share Price Is Matching Sentiment Around Its Earnings

Cincinnati Financial Corporation's ( NASDAQ:CINF ) price-to-earnings (or "P/E") ratio of 13.3x might make it look like...
Seeking Alpha • Jan 23

Cincinnati Financial: This Dividend King Is Still Buyable Now

Summary Cincinnati Financial has established itself as one of the most reliable dividend growth stocks in the investment universe. The property and casualty insurer continues to have a future full of growth ahead of itself. CINF enjoys investment-grade credit ratings from the major rating agencies. Shares could be priced 13% below fair value. If it matches growth expectations and returns to fair value, CINF could post nearly 30% cumulative total returns by the end of 2026. Read the full article on Seeking Alpha
Seeking Alpha • Dec 26

Revisiting Cincinnati Financial: A Unique Investment Strategy For A Fairly-Valued Steady Dividend Aristocrat

Summary Cincinnati Financial's stock has surged 30.4% since April 2024, driven by strong Q3 results and a unique equity portfolio strategy. The company reported Q3 diluted EPS of $5.2, with a combined ratio of 97.4%, despite higher catastrophe losses and inflationary pressures. Investment income grew 15% in Q3 2024, with a year-to-date increase of 13%, driven by a robust equity portfolio and stable fixed-income yields. Cincinnati Financial is fairly valued at $145 per share, with a book value per share of $88.32, suggesting a solid hold for current shareholders. Read the full article on Seeking Alpha
Seeking Alpha • Nov 02

Cincinnati Financial: Improved Results Are Reflected In Valuation (Rating Downgrade)

Summary CINF delivered solid Q3 results, even as catastrophe losses increased. Underwriting results are now in keeping with long-term expectations, though faster personal lines growth is a headwind. Its investment portfolio has benefitted from higher rates and the rise in the equity market, boosting fair value. After its rally, shares are now in-line with fair value, leading me to reduce my rating to a hold. Read the full article on Seeking Alpha
Seeking Alpha • Oct 08

Cincinnati Financial: Don't Miss Out On This Dividend Aristocrat Now

Summary Since my previous article in June, Cincinnati Financial has nearly quadrupled the total returns of the S&P 500 index. The property and casualty insurer's net written premiums are surging higher thanks to more insurance agencies selling its products and rising market share. The Company boasts one of the lengthiest dividend growth streaks among publicly traded U.S. companies. The insurer appears to be trading at a 13% discount to fair value. CINF could be set up to generate 27% cumulative total returns through 2026. Read the full article on Seeking Alpha
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Yeni Analiz • Aug 20

Calculated Moves In Insurance Market Forge Path For Growth And Stability

Emphasis on agent relationships and responsive strategies in tough markets aims to boost customer loyalty, retention, and revenue growth.
Seeking Alpha • Jun 14

Cincinnati Financial: This Quality Dividend Grower Remains On Sale

Summary Cincinnati Financial's feat of 63 years and counting of dividend growth is something that I can't fully fathom. The company thrived in every key operating metric in the first quarter. The property and casualty insurer's financial position and manageable dividend payout ratio should keep dividend growth alive and well for the foreseeable future. Shares of CINF could be priced 13% below fair value. The P&C insurer looks to be primed to deliver 35% cumulative total returns by the end of 2026. Read the full article on Seeking Alpha
Seeking Alpha • Apr 29

Unveiling Cincinnati Financial: A Spotlight On Strong Q1 Results And Unique Investment Strategy

Summary Cincinnati Financial reports impressive first quarter results, with Non-GAAP EPS surpassing expectations and revenue increasing by 59.8% year-over-year. The company's underwriting performance remains strong, with a combined ratio of 93.6% in Q1 2024. Cincinnati Financial's investment portfolio continues to perform well, with net investment income increasing by 16.7% and pre-tax investment gains totaling $612 million for the quarter. Despite the insurance carrier exceeding market expectations, investors responded unfavorably, inadvertently amplifying the potential upside. Despite the increased safety margin, I'm maintaining my "Hold" stance, even though this Dividend King might be a good choice for dividend seekers. Read the full article on Seeking Alpha

Kazanç ve Gelir Büyüme Tahminleri

NasdaqGS:CINF - Analistlerin gelecek tahminleri ve geçmiş finansal verileri (USD Millions )
TarihGelirKazançlarSerbest Nakit AkışıFaaliyetlerden NakitAvg. Analist Sayısı
12/31/202812,8581,347N/AN/A1
12/31/202712,8291,447N/AN/A4
12/31/202612,0191,320N/AN/A4
3/31/202612,9282,7573,4393,458N/A
12/31/202512,6312,3933,0923,112N/A
9/30/202512,0782,1222,7912,807N/A
6/30/202511,6721,8202,5882,605N/A
3/31/202510,9681,4472,5882,606N/A
12/31/202411,3372,2922,6272,649N/A
9/30/202412,1553,0702,5582,584N/A
6/30/202410,6462,1512,3002,322N/A
3/31/202410,7072,3732,1342,155N/A
12/31/202310,0131,8432,0342,052N/A
9/30/20239,7721,6732,0932,106N/A
6/30/20239,3711,3562,1072,122N/A
3/31/20237,58642,0892,104N/A
12/31/20226,563-4872,0372,052N/A
9/30/20226,771-301,8691,884N/A
6/30/20227,1465391,8051,819N/A
3/31/20228,6212,0601,8111,825N/A
12/31/20219,6262,9681,9661,981N/A
9/30/20219,0012,5251,8741,890N/A
6/30/20219,4432,8561,7751,794N/A
3/31/20219,8623,0621,6571,678N/A
12/31/20207,5361,2161,4711,491N/A
9/30/20206,9947931,4291,447N/A
6/30/20206,4675571,3251,346N/A
3/31/20205,666761,1521,175N/A
12/31/20197,9241,997N/A1,208N/A
9/30/20196,482919N/A1,235N/A
6/30/20196,6971,224N/A1,193N/A
3/31/20196,3421,013N/A1,227N/A
12/31/20185,407287N/A1,181N/A
9/30/20186,1081,381N/A1,132N/A
6/30/20185,605930N/A1,071N/A
3/31/20185,433813N/A1,070N/A
12/31/20175,7321,045N/A1,052N/A
9/30/20175,633503N/A1,026N/A
6/30/20175,623581N/A1,061N/A
3/31/20175,608604N/A986N/A
12/31/20165,449591N/A1,115N/A
9/30/20165,400647N/A1,144N/A
6/30/20165,276641N/A1,093N/A
3/31/20165,221694N/A1,114N/A
12/31/20155,142634N/A1,075N/A
9/30/20155,141645N/A995N/A
6/30/20155,143654N/A992N/A

Analist Gelecek Büyüme Tahminleri

Kazançlar ve Tasarruf Oranları: CINF şirketinin kazançlarının önümüzdeki 3 yıl içinde düşmesi öngörülüyor (yılda -32.8% ).

Kazançlar ve Piyasa: CINF şirketinin kazançlarının önümüzdeki 3 yıl içinde düşmesi öngörülüyor (yılda -32.8% ).

Yüksek Büyüme Kazançları: CINF şirketinin kazançlarının önümüzdeki 3 yıl içinde düşmesi öngörülüyor.

Gelir ve Pazar: CINF şirketinin gelirinin (yıllık 0.3% ) US pazarından (yıllık 11.6% ) daha yavaş büyümesi öngörülüyor.

Yüksek Büyüme Geliri: CINF şirketinin gelirinin (yıllık 0.3% ) yıllık 20% oranından daha yavaş büyümesi öngörülüyor.

Hisse Başına Kazanç Büyüme Tahminleri

Gelecekteki Özkaynak Getirisi

Gelecekteki ROE: CINF 'nin Özsermaye Getirisi'nin 3 yıl içinde düşük olması tahmin ediliyor ( 8.5 %).

Büyüyen şirketleri keşfedin

7D

1Y

7D

1Y

7D

1Y

Şirket Analizi ve Finansal Veri Durumu

VeriSon Güncelleme (UTC saati)
Şirket Analizi2026/05/11 12:49
Gün Sonu Hisse Fiyatı2026/05/08 00:00
Kazançlar2026/03/31
Yıllık Kazançlar2025/12/31

Veri Kaynakları

Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.

PaketVeriZaman ÇerçevesiÖrnek ABD Kaynağı *
Şirket Finansalları10 yıl
  • Gelir tablosu
  • Nakit akış tablosu
  • Bilanço
Analist Konsensüs Tahminleri+3 yıl
  • Finansal tahminler
  • Analist fiyat hedefleri
Piyasa Fiyatları30 yıl
  • Hisse senedi fiyatları
  • Temettüler, Bölünmeler ve Eylemler
Sahiplik10 yıl
  • En büyük hissedarlar
  • İçeriden öğrenenlerin ticareti
Yönetim10 yıl
  • Liderlik ekibi
  • Yönetim Kurulu
Önemli Gelişmeler10 yıl
  • Şirket duyuruları

* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.

Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.

Analiz Modeli ve Kar Tanesi

Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.

Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.

Endüstri ve Sektör Metrikleri

Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.

Analist Kaynakları

Cincinnati Financial Corporation 17 Bu analistlerden 6, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.

AnalistKurum
Michael ZaremskiBMO Capital Markets Equity Research
Joshua ShankerBofA Global Research
Robert FarnamBrean Capital Historical (Janney Montgomery)