Lesaka Technologies Gelecekteki Büyüme
Future kriter kontrolleri 3/6
Lesaka Technologies kazanç ve gelirinin sırasıyla yıllık 176% ve 2.3% oranında artması tahmin edilirken, EPS'nin yıllık 61.1% oranında büyümesi bekleniyor.
Anahtar bilgiler
176.0%
Kazanç büyüme oranı
61.11%
EPS büyüme oranı
| Diversified Financial kazanç büyümesi | 8.2% |
| Gelir büyüme oranı | 2.3% |
| Gelecekteki özkaynak getirisi | n/a |
| Analist kapsamı | Low |
| Son güncelleme | 16 Mar 2026 |
Gelecekteki son büyüme güncellemeleri
Recent updates
Analiz Makalesi • Dec 31
There's No Escaping Lesaka Technologies, Inc.'s (NASDAQ:LSAK) Muted Revenues Despite A 27% Share Price Rise
Lesaka Technologies, Inc. ( NASDAQ:LSAK ) shareholders would be excited to see that the share price has had a great...Seeking Alpha • Sep 16
Lesaka Earnings: Stock Price Could Release Once The Company Reaches Consolidation Phase
Summary Lesaka Technologies, Inc. continues to deliver promising fundamental indicators, despite its underwhelming year-over-year stock performance. The firm's expansion in African consumer markets, robust earnings guidance, and insider buying support a long-term bullish outlook. Short-term risks include high CapEx, emerging market volatility, and delayed profitability consolidation, but current sales multiples appear attractive. We maintain a 'Very Bullish' opinion, viewing Lesaka as an early-stage opportunity with significant upside that could release once it reaches a consolidation phase. Read the full article on Seeking Alpha
Yeni Analiz • May 31
Rapid Digitalization In Southern Africa Will Expand Mobile Payments
Expanding digital payments, strategic acquisitions, and platform upgrades are driving higher transaction volumes, operating leverage, and margin improvements.Analiz Makalesi • Mar 25
Insufficient Growth At Lesaka Technologies, Inc. (NASDAQ:LSAK) Hampers Share Price
You may think that with a price-to-sales (or "P/S") ratio of 0.7x Lesaka Technologies, Inc. ( NASDAQ:LSAK ) is a stock...Seeking Alpha • Feb 13
Lesaka Technologies: The Latest Results And Guidance Reiterate The Bull Case
Summary Lesaka Technologies shares have entered another slump, after performing strongly during early-to-late 2024. While on the surface the South Africa-based fintech delivered mixed results, a closer look suggests that Lesaka is successfully executing its growth strategy. Based on updates to guidance, signs that Lesaka could continue to execute strongly, coupled with other factors at play, shares remain poised for an eventual breakout to $10 per share. With this, I remain long LSAK stock at current levels, and would consider taking advantage of any near-term volatility. Read the full article on Seeking AlphaSeeking Alpha • Dec 16
Lesaka Technologies: Recent News Bolsters The Bull Case
Summary Lesaka Technologies has inched higher in recent months, which is not surprising given several promising developments. These include the fintech firm's latest quarterly earnings release, an acquisition announcement, as well as a just-completed IPO for MobiKwik, a company LSAK invested in during its startup phase. Taking these latest developments into account, LSAK remains well-positioned to keep gaining, perhaps rising to prices north of $10 per share within a few years. Although both company-specific and jurisdictional risks remain, LSAK stock remains a great opportunity at current prices. Read the full article on Seeking AlphaSeeking Alpha • Oct 14
Lesaka: Unlocking Future Value
Summary Lesaka projects 2025 revenue of ZAR 10-11 billion and EBITDA of ZAR 900 million-1 billion, reflecting strong growth. The Adumo acquisition expands Lesaka’s product portfolio, boosting cross-sell opportunities and driving higher revenue per user. Lesaka's pro forma EBITDA could reach $58 million, leading to a potential target price of $8.30 per share. Africa's fintech market is projected to grow at a 32% CAGR through 2030, presenting massive growth opportunities for Lesaka. Lesaka owns 10% of MobiKwik, with an estimated post-IPO value of $60 million, adding $1 per share. Read the full article on Seeking AlphaSeeking Alpha • Sep 26
Lesaka Technologies: A Tier-1 Overlooked Growth Opportunity
Summary Lesaka Technologies, Inc. is an African fintech firm that offers growth potential through its micro-merchant, merchant, and enterprise solutions. Its key businesses include EasyPay, Kazang, Adumo, Connect, and PRISM, each contributing to Lesaka's comprehensive financial ecosystem and market reach. Africa's informal economy presents a significant opportunity, with LSAK well-positioned to capitalize on the region's population density and emerging digitalization. Lesaka's early market entry and integration strategy could drive exponential revenue growth, benefiting from high-yield consumer lending and diversified financial services. A DCF model and key valuation metrics suggest the stock is undervalued. Moreover, Lesaka's salient financial line items have started aligning, providing substance to a bullish argument. Read the full article on Seeking AlphaSeeking Alpha • Sep 12
Lesaka Technologies: This African Fintech Remains Poised For Another Breakout
Summary Lesaka Technologies, a South Africa-based fintech, has surged by more than 54% year-to-date, as turnaround efforts have resulted in steady improvement to operating performance. However, a bevy of potential catalysts, including the prospect of cost and growth synergies from an upcoming acquisition, point to further improvement ahead. If results for the current fiscal year meet even the low end of guidance, it may prove sufficient for a further move higher for LSAK stock. How much further? An eventual move to prices nearing $10 per share may not be out of the question. Read the full article on Seeking AlphaSeeking Alpha • Apr 21
Lesaka: An Undervalued Fintech Gem
Summary Lesaka has made significant progress in its turnaround efforts and is ready to accelerate growth. The company owns a 10% equity stake in Indian fintech company MobiKwik, valued at roughly $76 million (~30% of its current market cap). The macroeconomic forecast in South Africa is favorable, with improving conditions and a growing fintech market. Acquisition of Touchsides and favorable macroeconomic trends in South Africa boost Lesaka's growth prospects. Strong leadership and strategic acquisitions position Lesaka to capitalize on Africa's burgeoning fintech market. Read the full article on Seeking AlphaSeeking Alpha • Sep 29
Lesaka Technologies: Recent Acquisition Could Imply Larger Valuations
Summary Lesaka offers merchants and consumers in Southern Africa a fintech platform with cash management, payment, and financial services. Further new products and acquisitions, internationalization, and economies of scale from the existing acquisitions could imply a valuation of $9.45 per share. Under my best case scenario, Lesaka would acquire other businesses in South Africa, which would bring significant sales growth and EBITDA margin growth. Lesaka Technologies, Inc. (LSAK) is expected to benefit from the recent acquisition of competitors, and has a massive target market. With other investment advisors, I am also optimistic about the future free cash flow of LSAK mainly from 2024. In my view, transactions may bring economies of scale, more products, and more exposure to new sectors, which will likely lead to revenue growth and free cash flow generation. Yes, there are some risks from the current level of debt, covenant agreements, and failed acquisitions. However, the company remains too cheap at its current market price. Lesaka: Large Market Opportunity Lesaka offers merchants and consumers in Southern Africa a fintech platform with cash management, payment, and financial services. The company targets a massive number of merchants and consumers, and the list of products is overwhelming. Source: Annual Report I think that the market opportunity is massive. The most relevant is that South Africa is a cash-based economy. Close to 59% of the total number of transactions is executed by cash. I believe that products like those of Lesaka will most likely be innovative in the country. It is also worth noting that the company holds a small amount of the target market. Hence, there is significant room for improvement in terms of revenue growth. The following words are from the annual report: We currently have just over 1.1 million active account holders which represents approximately 4% share of our total addressable market. Source: Source: Annual Report Investment Analysts Believe That Lesaka Will Deliver, From 2024, Positive And Growing Free Cash Flow I believe that things are going to get much better for shareholders. Other analysts seem to agree with my vision. Estimates distributed by advisors include 10% sales growth in 2024, 159% sales growth in 2023, and an EBITDA margin close to 6%. Finally, 2024 net income would stand at $2.58 million. Marketscreener.com In my view, the most relevant estimate from analysts is the free cash flow. The expectations include significant free cash flow in 2023 and 2024. I believe that the stock demand will increase as soon as investors do notice the incoming increase in free cash flow. Marketscreener.com I didn’t see Lesaka’s outlook for the full year 2023 and 2024. However, I would note that management expects significant increase in both the EBITDA margin and revenue growth in 2023 Q1. If the EBITDA margin increase continues in 2023, I would say that the expectations of Lesaka would be aligned to those of investment analysts. Source: Presentation Balance Sheet As of June 30, 2022, Lesaka reports $43 million in cash, goodwill worth $162 million, intangible assets of $156 million, and total assets worth $656 million. The asset/liability ratio stands at around 2x, so the balance sheet looks in good shape. With that, let’s note that impairment of goodwill or intangibles could occur, which could rapidly lower the asset/liability ratio. Source: Annual Report Long-term borrowings stand at $134 million, and short-term credit facilities stand at close to $66 million. I believe that the net debt/forward EBITDA would stand at close to 3x-4x. In my view, Lesaka’s net debt does not seem worrying if net sales and free cash flow growth continue in the near future. Source: Annual Report Source: Presentation My Base Case Scenario Implied A Valuation Of $4 Per Share In my view, the recent acquisitions will likely bring new products and access to new sectors in South Africa. The recent acquisition of Connect Group during the year ended June 30, 2022 is a good example of new markets and products. More target markets will likely bring more economies of scale, more revenue, and perhaps FCF margin expansion. Through the introduction of a suite of solutions and technologies targeted at the MSME merchant sector where we were previously under-represented, we can address the needs of approximately 1.4 million informal and approximately 700,000 formal MSMEs in South Africa. Source: Annual Report I believe that Lesaka could obtain significant revenue traction through the acquisition of entities outside South Africa. Let’s notice that the presence of Lesaka in the rest of the world is quite small, which is a pity. In my view, if the know-how accumulated in South Africa is working, it may work in other territories like India, South America, or other parts of Africa. Source: Annual Report Finally, in my view, management will benefit significantly from an increase in communication about its new products to merchants. I believe that many merchants in South Africa and other regions may not be using the company’s products because they are not aware of their existence. Digital wallets, financing of working capital, or cash availability could make a lot of good to certain merchants: On the merchant side, less than 8% of merchants have access to formal credit and less than 4% of informal merchants can accept digital payments. And for consumers, approximately 20% of the estimated 26 million South African consumers in LSM 1-6 have access to credit and savings and a significant majority of the approximately 12 million permanent grant recipients require immediate cash withdrawals of their grant. Source: Annual Report Experts in the assessment of markets believe that the payment processing solutions market size could increase at a CAGR of 11.7% from 2020 to 2027. In this case scenario, I used these figures for the sales growth of Lesaka: Fortune Business Insights, published this information in its latest report, titled, Payment Processing Solutions Market Size, Share Forecast, 2027. The report further mentions that the market stood at USD 48.60 billion in 2019 and is likely to exhibit a CAGR of 11.7% between 2020 and 2027. Source: With 11.7% CAGR, Payment Processing Solutions Market SizeSeeking Alpha • Sep 19
Lesaka rises 8% on full year revenue forecast above estimates
Lesaka Technologies (NASDAQ:LSAK) is trading 8.1% higher after the bell after the company said it expect FY2023 revenue to be above estimates. The company sees revenue for the group between $565M and $600M, way ahead of analysts estimate of $562.92M. The company expects Adjusted EBITDA for the group between $31M and $34M. Merchant business segment Adjusted EBITDA between $31M and $33M.Seeking Alpha • Sep 09
Net 1 UEPS Technologies Non-GAAP EPS of -$0.09 misses by $0.01, revenue of $121.79M beats by $29.51M
Net 1 UEPS Technologies press release (NASDAQ:LSAK): Q4 Non-GAAP EPS of -$0.09 misses by $0.01. Revenue of $121.79M (+252.8% Y/Y) beats by $29.51M. Shares +11.41%.Analiz Makalesi • Jun 09
Is Lesaka Technologies (NASDAQ:LSAK) A Risky Investment?
Warren Buffett famously said, 'Volatility is far from synonymous with risk.' It's only natural to consider a company's...Analiz Makalesi • Feb 10
Is Net 1 UEPS Technologies (NASDAQ:UEPS) Using Debt Sensibly?
Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...Kazanç ve Gelir Büyüme Tahminleri
| Tarih | Gelir | Kazançlar | Serbest Nakit Akışı | Faaliyetlerden Nakit | Avg. Analist Sayısı |
|---|---|---|---|---|---|
| 6/30/2027 | 703 | 12 | N/A | N/A | 1 |
| 6/30/2026 | 681 | 1 | N/A | N/A | 1 |
| 12/31/2025 | 680 | -50 | -18 | 2 | N/A |
| 9/30/2025 | 678 | -84 | -18 | 4 | N/A |
| 6/30/2025 | 660 | -85 | -30 | -9 | N/A |
| 3/31/2025 | 612 | -62 | -17 | 3 | N/A |
| 12/31/2024 | 614 | -45 | -7 | 12 | N/A |
| 9/30/2024 | 582 | -16 | 7 | 21 | N/A |
| 6/30/2024 | 564 | -17 | 16 | 29 | N/A |
| 3/31/2024 | 551 | -23 | 22 | 33 | N/A |
| 12/31/2023 | 547 | -25 | -5 | 9 | N/A |
| 9/30/2023 | 539 | -29 | -4 | 11 | N/A |
| 6/30/2023 | 528 | -33 | -16 | 0 | N/A |
| 3/31/2023 | 517 | -37 | -32 | -16 | N/A |
| 12/31/2022 | 418 | -35 | -32 | -20 | N/A |
| 9/30/2022 | 313 | -40 | -45 | -37 | N/A |
| 6/30/2022 | 223 | -43 | -42 | -37 | N/A |
| 3/31/2022 | 135 | -27 | -41 | -39 | N/A |
| 12/31/2021 | 129 | -30 | -40 | -38 | N/A |
| 9/30/2021 | 130 | -22 | -41 | -36 | N/A |
| 6/30/2021 | 131 | -38 | -63 | -58 | N/A |
| 3/31/2021 | 121 | -77 | -83 | -78 | N/A |
| 12/31/2020 | 127 | -119 | -80 | -74 | N/A |
| 9/30/2020 | 133 | -117 | -61 | -58 | N/A |
| 6/30/2020 | 144 | -96 | -52 | -46 | N/A |
| 3/31/2020 | 157 | -240 | -26 | -20 | N/A |
| 12/31/2019 | 158 | -242 | -37 | -30 | N/A |
| 9/30/2019 | 125 | -308 | N/A | -39 | N/A |
| 6/30/2019 | 180 | -307 | N/A | -4 | N/A |
| 3/31/2019 | 298 | -118 | N/A | 32 | N/A |
| 12/31/2018 | 425 | -40 | N/A | 131 | N/A |
| 9/30/2018 | 567 | 38 | N/A | 150 | N/A |
| 6/30/2018 | 460 | 51 | N/A | 132 | N/A |
| 3/31/2018 | 619 | 68 | N/A | 103 | N/A |
| 12/31/2017 | 604 | 59 | N/A | 40 | N/A |
| 9/30/2017 | 607 | 68 | N/A | 42 | N/A |
| 6/30/2017 | 610 | 73 | N/A | 97 | N/A |
| 3/31/2017 | 606 | 87 | N/A | 127 | N/A |
| 12/31/2016 | 593 | 86 | N/A | 154 | N/A |
| 9/30/2016 | 592 | 84 | N/A | 142 | N/A |
| 6/30/2016 | 591 | 82 | N/A | 117 | N/A |
| 3/31/2016 | 604 | 82 | N/A | 113 | N/A |
| 12/31/2015 | 620 | 88 | N/A | 113 | N/A |
| 9/30/2015 | 624 | 94 | N/A | 124 | N/A |
| 6/30/2015 | 626 | 95 | N/A | 135 | N/A |
Analist Gelecek Büyüme Tahminleri
Kazançlar ve Tasarruf Oranları: LSAK önümüzdeki 3 yıl içerisinde kârlı hale gelmesi öngörülüyor; bu da tasarruf oranından ( 3.5% ) daha hızlı bir büyüme olarak değerlendiriliyor.
Kazançlar ve Piyasa: LSAK önümüzdeki 3 yıl içerisinde karlı hale gelmesi öngörülüyor ki bu da ortalama piyasa büyümesinin üzerinde kabul ediliyor.
Yüksek Büyüme Kazançları: LSAK önümüzdeki 3 yıl içinde karlı hale gelmesi bekleniyor.
Gelir ve Pazar: LSAK şirketinin gelirinin (yıllık 2.3% ) US pazarından (yıllık 11.4% ) daha yavaş büyümesi öngörülüyor.
Yüksek Büyüme Geliri: LSAK şirketinin gelirinin (yıllık 2.3% ) yıllık 20% oranından daha yavaş büyümesi öngörülüyor.
Hisse Başına Kazanç Büyüme Tahminleri
Gelecekteki Özkaynak Getirisi
Gelecekteki ROE: LSAK 'un Özsermaye Getirisi'nin 3 yıl içinde yüksek olmasının öngörülüp öngörülmediğini belirlemek için yeterli veri yok
Büyüyen şirketleri keşfedin
Şirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/05/06 10:09 |
| Gün Sonu Hisse Fiyatı | 2026/05/06 00:00 |
| Kazançlar | 2025/12/31 |
| Yıllık Kazançlar | 2025/06/30 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
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| Analist Konsensüs Tahminleri | +3 yıl |
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| Piyasa Fiyatları | 30 yıl |
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| Sahiplik | 10 yıl |
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| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Lesaka Technologies, Inc. 4 Bu analistlerden 1, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| David Koning | Baird |
| Thomas McCrohan | Brean Capital Historical (Janney Montgomery) |
| Theodore O'Neill | Litchfield Hills Research, LLC |