PFS Bancorp Bilanço Sağlığı
Finansal Sağlık kriter kontrolleri 6/6
PFS Bancorp has total assets of $198.5M and total equity of $36.0M. Total deposits are $160.6M, and total loans are $91.3M. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $26.1M.
Anahtar bilgiler
5.5x
Varlık/özkaynak oranı
2.7%
Net faiz marjı
| Toplam mevduat | US$160.57m |
| Kredi/mevduat oranı | Uygun |
| Batık krediler | 0.4% |
| Sorunlu krediler için ayrılan karşılık | Yeterli |
| Cari oran | Düşük |
| Nakit ve eşdeğerleri | US$26.06m |
Son finansal sağlık güncellemeleri
Güncelleme yok
Recent updates
Finansal Durum Analizi
Borç-Özkaynak Tarihçesi ve Analizi
Bilanço
Finansal Kurumlar Analizi
Varlık Seviyesi: PFSB's Assets to Equity ratio (5.5x) is low.
Kötü Krediler İçin Ödenek: PFSB has a sufficient allowance for bad loans (205%).
Düşük Riskli Yükümlülükler: 99% of PFSB's liabilities are made up of primarily low risk sources of funding.
Kredi Seviyesi: PFSB has an appropriate level of Loans to Assets ratio (46%).
Düşük Riskli Mevduatlar: PFSB's Loans to Deposits ratio (57%) is appropriate.
Kötü Kredilerin Seviyesi: PFSB has an appropriate level of bad loans (0.4%).