Gouverneur Bancorp Bilanço Sağlığı
Finansal Sağlık kriter kontrolleri 6/6
Gouverneur Bancorp has total assets of $195.1M and total equity of $31.7M. Total deposits are $153.4M, and total loans are $123.1M. It earns a Net Interest Margin of 4.2%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $6.6M.
Anahtar bilgiler
6.2x
Varlık/özkaynak oranı
4.2%
Net faiz marjı
| Toplam mevduat | US$153.45m |
| Kredi/mevduat oranı | Uygun |
| Batık krediler | 0.4% |
| Sorunlu krediler için ayrılan karşılık | Yeterli |
| Cari oran | Düşük |
| Nakit ve eşdeğerleri | US$6.57m |
Son finansal sağlık güncellemeleri
Güncelleme yok
Recent updates
Finansal Durum Analizi
Borç-Özkaynak Tarihçesi ve Analizi
Bilanço
Finansal Kurumlar Analizi
Varlık Seviyesi: GOVB's Assets to Equity ratio (6.2x) is low.
Kötü Krediler İçin Ödenek: GOVB has a sufficient allowance for bad loans (200%).
Düşük Riskli Yükümlülükler: 94% of GOVB's liabilities are made up of primarily low risk sources of funding.
Kredi Seviyesi: GOVB has an appropriate level of Loans to Assets ratio (63%).
Düşük Riskli Mevduatlar: GOVB's Loans to Deposits ratio (80%) is appropriate.
Kötü Kredilerin Seviyesi: GOVB has an appropriate level of bad loans (0.4%).