Prosperity Bancshares Gelecekteki Büyüme
Future kriter kontrolleri 4/6
Prosperity Bancshares kazanç ve gelirin sırasıyla yıllık 23.4% ve 19.9% oranında artacağı tahmin edilmektedir. EPS'nin yıllık 14.4% oranında büyümesi beklenmektedir. Özkaynak kârlılığının 3 yıl içinde 8.6% olacağı tahmin edilmektedir.
Anahtar bilgiler
23.4%
Kazanç büyüme oranı
14.37%
EPS büyüme oranı
| Banks kazanç büyümesi | 8.1% |
| Gelir büyüme oranı | 19.9% |
| Gelecekteki özkaynak getirisi | 8.63% |
| Analist kapsamı | Good |
| Son güncelleme | 04 May 2026 |
Gelecekteki son büyüme güncellemeleri
Recent updates
Anlatı Güncellemesi • Jun 07
PB: Mergers And Buybacks Will Offset Credit Costs And Support Upside
Analysts have kept their $77.92 price target for Prosperity Bancshares unchanged, citing consistent assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E as the basis for maintaining their view. What's in the News Reported Q1 2026 adjusted earnings per share and revenue that were 2.3% above analyst expectations, with revenue nearly 20% higher year over year, according to recent earnings reports.Anlatı Güncellemesi • May 21
PB: Share Repurchases Will Offset Higher Credit Costs And Support Upside
Analysts have nudged their fair value estimate for Prosperity Bancshares to $77.92 from $77.38, citing updated assumptions for revenue growth, profit margins, the discount rate, and a lower future P/E multiple as the key drivers of the new price target. What's in the News The company reported unaudited net charge offs of $41,309,000 for the first quarter ended March 31, 2026, compared with net charge offs of $2,704,000 a year earlier (Key Developments).Seeking Alpha • Apr 29
Prosperity Bancshares Is Building A Texas Banking Powerhouse
Summary Prosperity Bancshares, Inc. delivered solid Q1 2026 results, with adjusted EPS of $1.50 beating estimates and strong underlying operational metrics. PB's aggressive expansion through serial acquisitions, including the upcoming Stellar Bancorp merger, positions it as Texas’s second largest bank by deposits. Operational strengths include a sub-50% efficiency ratio, low deposit costs (1.32%), and robust asset quality, though a spike in charge-offs warrants monitoring. I rate PB stock a soft Buy, citing compelling growth prospects in Texas, but note the stock is not a deep bargain given its 1.65x tangible book value. Read the full article on Seeking AlphaAnlatı Güncellemesi • Apr 25
PB: New Buybacks Will Counter Higher Credit Costs And Support Upside
Analysts have nudged their price target on Prosperity Bancshares slightly higher to about $77.38, reflecting revised assumptions about profit margins and a higher future P/E multiple. What's in the News Prosperity Bancshares reported net charge offs of $5.9 million for the year ended December 31, 2025, compared with net charge offs of $2.6 million for the year ended December 31, 2024 (company filing).Anlatı Güncellemesi • Apr 09
PB: Expanded Buybacks Will Offset Higher Credit Costs And Support Upside
Analysts have trimmed their average price target for Prosperity Bancshares to $77.36 from $78.57, citing updated assumptions that combine a slightly higher revenue growth outlook with modestly lower profit margin and future P/E expectations. What's in the News Reported net charge-offs of $5.9 million for the year ended December 31, 2025, compared with $2.6 million for the year ended December 31, 2024 (Key Developments).Anlatı Güncellemesi • Mar 25
PB: Expanded Buybacks Will Offset Higher Credit Costs And Support Upside
Analysts have trimmed their price target for Prosperity Bancshares by a small amount to reflect slightly lower fair value, modestly adjusted profit margin expectations near 49.16%, and a marginally reduced forward P/E assumption of about 11.39x. What's in the News Reported net charge-offs of $5.9 million for the year ended December 31, 2025, compared with $2.6 million for the year ended December 31, 2024 (Key Developments).Anlatı Güncellemesi • Mar 08
PB: Share Repurchases Will Support Future Upside Despite Higher Credit Costs
Analysts have adjusted their price target for Prosperity Bancshares from $78.00 to about $78.93, reflecting updated views on its fair value and future price-to-earnings (P/E) assumptions. What's in the News Prosperity Bancshares reported net charge-offs of $5.9 million for the year ended December 31, 2025, compared with net charge-offs of $2.6 million for the year ended December 31, 2024 (Key Developments).Anlatı Güncellemesi • Feb 21
PB: Buybacks And Credit Costs Will Shape Steady Fair Value Outlook
Analysts kept their price target for Prosperity Bancshares steady at $78.00, reflecting unchanged assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E. This suggests that recent reviews did not materially alter their outlook on the shares.Anlatı Güncellemesi • Feb 07
PB: Share Repurchases And Credit Costs Will Shape Fairly Valued Outlook
Analysts have trimmed their price target on Prosperity Bancshares from about $79.79 to $78.00, citing updated assumptions that combine higher projected revenue growth and wider profit margins with a lower future P/E estimate. What's in the News Prosperity Bancshares reported net charge-offs of $5.9 million for the year ended December 31, 2025, compared with net charge-offs of $2.6 million for the year ended December 31, 2024 (Key Developments).Anlatı Güncellemesi • Jan 23
PB: Steady Buybacks And Credit Costs Will Support Future Returns
Analysts have nudged their price target for Prosperity Bancshares slightly higher to about US$79.79 from roughly US$79.50, citing updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The company completed the repurchase of 299,318 shares, representing about 0.31% of outstanding stock, for US$19.94 million under the buyback program announced on January 21, 2025 (Key Developments).Anlatı Güncellemesi • Jan 08
PB: Rising Dividend And Buybacks Will Support Attractive Future Returns
Analysts have adjusted their price target for Prosperity Bancshares to US$79.50 from about US$78.67. They point to updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E as the key drivers of this change.Anlatı Güncellemesi • Dec 17
PB: Dividend Growth And Buybacks Will Support Steady Future Returns
Analysts have nudged their price target for Prosperity Bancshares slightly higher to approximately $78.67 from about $78.47, reflecting modestly improved profit margin expectations, even as revenue growth assumptions edge down and valuation multiples remain essentially unchanged. What's in the News Completed a share repurchase tranche between July 1 and September 30, 2025, buying back 299,318 shares, or roughly 0.31% of outstanding stock, for $19.94 million (company filing) Reported third quarter 2025 net charge-offs of $6.5 million, up from $3.0 million in the second quarter and $5.5 million a year earlier, signaling some rising credit costs (company results) Board approved a fourth quarter 2025 common dividend of $0.60 per share, a 3.45% increase from the prior quarter, payable January 2, 2026 to shareholders of record on December 15, 2025 (company announcement) Valuation Changes Fair Value has risen slightly, moving from $78.47 to about $78.67 per share, implying a modestly higher intrinsic valuation.Analiz Makalesi • Dec 04
Prosperity Bancshares (NYSE:PB) Will Pay A Larger Dividend Than Last Year At $0.60
The board of Prosperity Bancshares, Inc. ( NYSE:PB ) has announced that it will be increasing its dividend by 3.4% on...Anlatı Güncellemesi • Dec 03
PB: Dividend Hike Will Support Future Share Price Upside
Analysts have modestly raised their price target on Prosperity Bancshares to approximately $78.47 per share, reflecting slightly stronger expectations for revenue growth and profit margins, along with a marginally lower forward price-to-earnings multiple. What's in the News Completed a share repurchase of 299,318 shares, about 0.31% of outstanding stock, for $19.94 million under the buyback program announced January 21, 2025 (company disclosure) Reported net charge offs of $6.5 million for the third quarter ended September 30, 2025, up from $3.0 million in the prior quarter and $5.5 million a year earlier (company disclosure) The Board of Directors increased the quarterly common dividend to $0.60 per share for the fourth quarter of 2025, a 3.45% rise from the prior quarter, payable January 2, 2026, to shareholders of record on December 15, 2025 (company disclosure) Valuation Changes Fair Value Estimate remained unchanged at approximately $78.47 per share, indicating stable intrinsic value assumptions.Anlatı Güncellemesi • Nov 19
PB: Share Buyback And 3.45% Dividend Boost Will Lift Shares
Analysts have slightly reduced their price target for Prosperity Bancshares by $0.20. The stock is now valued at $78.47, reflecting minor adjustments in discount rate and forward P/E assumptions.Analiz Makalesi • Nov 14
Prosperity Bancshares' (NYSE:PB) Dividend Will Be Increased To $0.60
Prosperity Bancshares, Inc. ( NYSE:PB ) has announced that it will be increasing its periodic dividend on the 2nd of...Anlatı Güncellemesi • Nov 05
PB: Share Buyback Program And Dividend Hike Will Drive Long-Term Upside
Prosperity Bancshares' analyst price target was modestly lowered from $79.07 to $78.67, as analysts cited adjustments to underlying growth and profitability assumptions in their models. What's in the News Between July 1, 2025 and September 30, 2025, Prosperity Bancshares completed a share buyback, repurchasing 299,318 shares for $19.94 million.Analiz Makalesi • Nov 01
Analysts Are Updating Their Prosperity Bancshares, Inc. (NYSE:PB) Estimates After Its Third-Quarter Results
Investors in Prosperity Bancshares, Inc. ( NYSE:PB ) had a good week, as its shares rose 4.5% to close at US$65.82...Analiz Makalesi • Oct 29
Prosperity Bancshares (NYSE:PB) Is Increasing Its Dividend To $0.60
Prosperity Bancshares, Inc.'s ( NYSE:PB ) periodic dividend will be increasing on the 2nd of January to $0.60, with...Anlatı Güncellemesi • Oct 22
Analysts Adjust Prosperity Bancshares Price Target Following Minor Valuation and Profitability Shifts
Analysts have slightly lowered their price target for Prosperity Bancshares from $79.80 to $79.07. They cited minor adjustments in revenue growth projections, discount rate, and profitability estimates as the reasons for this change.Anlatı Güncellemesi • Oct 08
American Bank Acquisition And Texas Expansion Will Transform Community Banking
Prosperity Bancshares' analyst price target has been revised downward by $1.89 to $79.80. This adjustment reflects updated analyst models that factor in slightly improved revenue growth and profit margins, alongside a modest decrease in projected valuation multiples.Seeking Alpha • Apr 23
Prosperity Bancshares: Solid Regional Bank On Sale
Summary Prosperity Bancshares, Inc.'s Q1 earnings beat expectations with $130.2 million net income, driven by controlled expenses and improved net interest margins. PB stock is attractive relative to book value, trading at a discount, and is considered a buy in the $60s. Loans and deposits saw slight declines, but the net interest margin improved to 3.14%, enhancing earnings power. Strong asset quality and return metrics, coupled with a repurchase program, make Prosperity Bancshares a compelling investment with a 3.5% yield. Read the full article on Seeking AlphaSeeking Alpha • Jan 29
Prosperity Bancshares: Close Out This Great Trade, Run With House Money
Summary Prosperity Bancshares offered a 60% return over 15 months; consider locking in gains and holding a house money position for long-term wealth. Q4 earnings beat expectations with $307.6 million in revenue and $1.37 EPS, but the stock is pricey at $82.50. Loans dipped to $22.15 billion, but deposits rose to $28.38 billion; asset quality metrics and return metrics improved. Valuation is stretched; new money should wait, but the dividend growth and 2025 repurchase program make PB stock a hold for long-term investors. Read the full article on Seeking AlphaSeeking Alpha • Sep 17
Prosperity Bancshares: There Is Still Room For Further Upside
Summary Prosperity Bancshares has achieved a 25% return in 3 months, driven by market expectations of rate cuts, enhancing credit demand prospects. PB's strategic location in high-growth Texas and Oklahoma MSAs, combined with potential rate cuts, could unlock significant lending opportunities and improve net interest margins. The bank's strong dividend history, strategic acquisitions, and solid financial metrics (CET1 above 15%, Loan-to-Deposit ratio of 80%) support a buy rating with 21% upside potential. Despite potential recession risks, PB's long-term growth, high-quality deposits, and consistent dividend increases make it a reliable investment for steady returns. Read the full article on Seeking Alpha
Yeni Anlatı • Aug 28
Merger With Lone Star Enhances Growth Prospects Despite Integration Challenges
Merger with Lone Star State Bancshares and subsequent improvements in net interest margin suggest enhanced profitability and market share expansion.Seeking Alpha • Jun 07
Prosperity Bancshares: Close To Being Part Of The Dividend Aristocrats Group
Summary Prosperity Bancshares is an attractive bank for dividend investors, with a growing dividend and low cost of deposits. The bank operates in fast-growing metropolitan areas in Texas and Oklahoma, which provide strong growth prospects. While loan growth is currently slow, the bank has the capital to increase its loan portfolio and expects growth to pick up with rate cuts. Read the full article on Seeking AlphaKazanç ve Gelir Büyüme Tahminleri
| Tarih | Gelir | Kazançlar | Serbest Nakit Akışı | Faaliyetlerden Nakit | Avg. Analist Sayısı |
|---|---|---|---|---|---|
| 12/31/2028 | 2,161 | 893 | N/A | N/A | 2 |
| 12/31/2027 | 2,040 | 837 | N/A | N/A | 11 |
| 12/31/2026 | 1,738 | 617 | N/A | N/A | 11 |
| 3/31/2026 | 1,311 | 529 | 524 | 556 | N/A |
| 12/31/2025 | 1,250 | 543 | 517 | 550 | N/A |
| 9/30/2025 | 1,240 | 533 | 238 | 265 | N/A |
| 6/30/2025 | 1,228 | 523 | 322 | 345 | N/A |
| 3/31/2025 | 1,213 | 499 | 442 | 463 | N/A |
| 12/31/2024 | 1,183 | 479 | 452 | 473 | N/A |
| 9/30/2024 | 1,149 | 445 | 686 | 706 | N/A |
| 6/30/2024 | 1,125 | 430 | 648 | 676 | N/A |
| 3/31/2024 | 1,087 | 405 | 623 | 654 | N/A |
| 12/31/2023 | 1,091 | 419 | 612 | 646 | N/A |
| 9/30/2023 | 1,111 | 462 | 580 | 618 | N/A |
| 6/30/2023 | 1,129 | 485 | 534 | 566 | N/A |
| 3/31/2023 | 1,157 | 527 | 421 | 451 | N/A |
| 12/31/2022 | 1,150 | 525 | 464 | 507 | N/A |
| 9/30/2022 | 1,137 | 513 | 544 | 582 | N/A |
| 6/30/2022 | 1,125 | 506 | 538 | 574 | N/A |
| 3/31/2022 | 1,120 | 508 | 665 | 700 | N/A |
| 12/31/2021 | 1,133 | 519 | 676 | 695 | N/A |
| 9/30/2021 | 1,147 | 530 | 686 | 705 | N/A |
| 6/30/2021 | 1,147 | 531 | 558 | 581 | N/A |
| 3/31/2021 | 1,140 | 531 | 579 | 603 | N/A |
| 12/31/2020 | 1,142 | 529 | 560 | 582 | N/A |
| 9/30/2020 | 1,114 | 478 | 531 | 551 | N/A |
| 6/30/2020 | 1,014 | 430 | 615 | 634 | N/A |
| 3/31/2020 | 924 | 381 | 458 | 479 | N/A |
| 12/31/2019 | 816 | 333 | N/A | 403 | N/A |
| 9/30/2019 | 735 | 330 | N/A | 443 | N/A |
| 6/30/2019 | 737 | 331 | N/A | 369 | N/A |
| 3/31/2019 | 739 | 330 | N/A | 376 | N/A |
| 12/31/2018 | 729 | 322 | N/A | 320 | N/A |
| 9/30/2018 | 724 | 306 | N/A | 271 | N/A |
| 6/30/2018 | 716 | 291 | N/A | 341 | N/A |
| 3/31/2018 | 707 | 278 | N/A | 324 | N/A |
| 12/31/2017 | 719 | 272 | N/A | 391 | N/A |
| 9/30/2017 | 717 | 274 | N/A | 328 | N/A |
| 6/30/2017 | 721 | 275 | N/A | 315 | N/A |
| 3/31/2017 | 725 | 274 | N/A | 318 | N/A |
| 12/31/2016 | 727 | 274 | N/A | 334 | N/A |
| 9/30/2016 | 729 | 276 | N/A | 384 | N/A |
| 6/30/2016 | 730 | 278 | N/A | 341 | N/A |
| 3/31/2016 | 737 | 282 | N/A | 355 | N/A |
| 12/31/2015 | 744 | 287 | N/A | 311 | N/A |
| 9/30/2015 | 761 | 294 | N/A | 347 | N/A |
| 6/30/2015 | 780 | 300 | N/A | 350 | N/A |
Analist Gelecek Büyüme Tahminleri
Kazançlar ve Tasarruf Oranları: PB 'nin tahmini kazanç büyümesi (yıllık 23.4% ) tasarruf oranının ( 3.5% ) üzerindedir.
Kazançlar ve Piyasa: PB şirketinin kazançlarının (yıllık 23.4% ) US pazarından (yıllık 17.1% ) daha hızlı büyümesi öngörülüyor.
Yüksek Büyüme Kazançları: PB şirketinin kazançlarının önümüzdeki 3 yıl içerisinde önemli ölçüde artması bekleniyor.
Gelir ve Pazar: PB şirketinin gelirinin (yıllık 19.9% ) US pazarından (yıllık 11.9% ) daha hızlı büyümesi öngörülüyor.
Yüksek Büyüme Geliri: PB şirketinin gelirinin (yıllık 19.9% ) yıllık 20% oranından daha yavaş büyümesi öngörülüyor.
Hisse Başına Kazanç Büyüme Tahminleri
Gelecekteki Özkaynak Getirisi
Gelecekteki ROE: PB 'nin Özsermaye Getirisi'nin 3 yıl içinde düşük olması tahmin ediliyor ( 8.6 %).
Büyüyen şirketleri keşfedin
Şirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/06/09 12:41 |
| Gün Sonu Hisse Fiyatı | 2026/06/09 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
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| Analist Konsensüs Tahminleri | +3 yıl |
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| Piyasa Fiyatları | 30 yıl |
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| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Prosperity Bancshares, Inc. 32 Bu analistlerden 12, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Bryce Rowe | Baird |
| Jared David Shaw | Barclays |
| Peter Winter | BMO Capital Markets Equity Research |