AlRayan Bank Q.P.S.C Bilanço Sağlığı
Finansal Sağlık kriter kontrolleri 2/6
AlRayan Bank Q.P.S.C şirketinin toplam varlıkları QAR175.0B ve toplam özkaynağı QAR25.1B dır. Toplam mevduat QAR8.4B ve toplam krediler QAR110.3B dır.
Anahtar bilgiler
7x
Varlık/özkaynak oranı
n/a
Net faiz marjı
| Toplam mevduat | ر.ق8.41b |
| Kredi/mevduat oranı | Yüksek |
| Batık krediler | 4.9% |
| Sorunlu krediler için ayrılan karşılık | Düşük |
| Cari oran | Düşük |
| Nakit ve eşdeğerleri | ر.ق3.69b |
Son finansal sağlık güncellemeleri
Güncelleme yok
Recent updates
Anlatı Güncellemesi • May 04
MARK: Dividend Approval And Higher Margins Will Support Future Upside Potential
Analysts have trimmed their QAR 2.49 fair value estimate for AlRayan Bank Q.P.S.C. to QAR 2.47 per share, citing updated assumptions for the discount rate, revenue trends, profit margins, and future P/E multiples. What's in the News Shareholders approved a cash dividend distribution for AlRayan Bank Q.P.S.C at the Annual General Meeting held on 15 March 2026.Anlatı Güncellemesi • Apr 20
MARK: Dividend Confirmation And Stable Assumptions Will Support Future Upside Potential
Analysts have slightly adjusted their price target for AlRayan Bank Q.P.S.C., with the updated fair value now set at QAR 2.49. This reflects only marginal changes to key inputs such as the discount rate, expected revenue trend and future P/E assumptions.Anlatı Güncellemesi • Apr 05
MARK: Dividend Approval And Stable Assumptions Will Support Future Returns
Analysts have made a small adjustment to their QAR price target for AlRayan Bank Q.P.S.C., reflecting slightly lower discount rate and future P/E assumptions while keeping fair value broadly unchanged. What's in the News Shareholders approved a cash dividend distribution of QAR 0.11 per share, equal to 11% of the nominal share value, for the year ended 31 December 2025, at the Annual General Meeting on 15 March 2026 (Key Developments).Anlatı Güncellemesi • Mar 22
MARK: Dividend Stability And Recent Approval Will Support Future Returns
Analysts have kept their QAR fair value estimate for AlRayan Bank Q.P.S.C. broadly unchanged, with only marginal tweaks to the discount rate, revenue growth, profit margin and future P/E assumptions. This has led to a stable overall price target and indicates that their core view on the bank remains intact.Anlatı Güncellemesi • Mar 08
MARK: Dividend Outlook And Meeting Date Will Shape Future Returns
Analysts have adjusted their price target on AlRayan Bank Q.P.S.C. slightly lower, reducing it by QAR0.08 to reflect updated assumptions around fair value, revenue trends, profit margins, the discount rate and future P/E expectations. What's in the News AlRayan Bank Q.P.S.C. announced an annual dividend of QAR 0.1100 per share, with an ex-date set for March 16, 2026, and a record date of March 15, 2026 (Key Developments).Anlatı Güncellemesi • Feb 22
MARK: Unchanged Fair Value And Meeting Date Will Shape Future Returns
Analysts have kept their QAR price target for AlRayan Bank Q.P.S.C. effectively unchanged, reflecting only minimal adjustments to inputs such as the discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News A board meeting is scheduled for January 21, 2026, to consider approval of AlRayan Bank Q.P.S.C.'s 2025 financial results (Key Developments).Anlatı Güncellemesi • Feb 06
MARK: Higher Margin Assumptions And Lower P/E Will Shape Future Returns
Analysts have adjusted their price targets for AlRayan Bank Q.P.S.C., reflecting updated assumptions that now combine a slightly lower discount rate, weaker revenue growth expectations, a higher profit margin of about 95% and a modestly lower forward P/E of roughly 24.5x. What's in the News A board meeting is scheduled for January 21, 2026, to consider approval of AlRayan Bank Q.P.S.C.'s 2025 financial results (Key Developments).Anlatı Güncellemesi • Jan 23
MARK: Higher Future P/E And Stronger Margins Will Support Further Upside
Analysts have revised their price target on AlRayan Bank Q.P.S.C., citing a higher assumed future P/E of 26.16x and a stronger profit margin of 75.65%, while also accounting for a steeper 37.15% revenue contraction. What's in the News AlRayan Bank Q.P.S.C. has scheduled a board meeting for Jan 21, 2026.Anlatı Güncellemesi • Jan 08
MARK: Stable Margins And Slightly Lower P/E Will Support Future Upside
Analysts have slightly reduced their price target for AlRayan Bank Q.P.S.C., reflecting small adjustments to fair value, discount rate, and forward P/E assumptions, while keeping revenue growth and profit margin expectations broadly consistent. Valuation Changes Fair Value: Trimmed marginally from QAR 2.56575 to QAR 2.56075, indicating a very small reduction in the estimated equity value per share.Anlatı Güncellemesi • Dec 19
MARK: Stable Margins And Higher Required Return Will Support Future Upside
Analysts have nudged their price target on AlRayan Bank Q.P.S.C. slightly higher to QAR 2.57 from QAR 2.57, reflecting a marginally increased discount rate and stable expectations for revenue growth, profit margins, and forward valuation multiples. Valuation Changes Fair Value Estimate remains effectively unchanged at QAR 2.57 per share, indicating stable intrinsic valuation assumptions.Anlatı Güncellemesi • Dec 05
MARK: Stable Margins And Slightly Higher Discount Rate Will Support Future Upside
Analysts have modestly maintained their outlook on AlRayan Bank Q.P.S.C., keeping the price target effectively unchanged around $2.57 per share, as minor tweaks to discount rates and forward valuation assumptions did not materially alter their view of the bank's earnings and growth profile. Valuation Changes Fair Value Estimate remains unchanged at QAR 2.57 per share, reflecting a stable intrinsic value assessment.Anlatı Güncellemesi • Nov 21
MARK: Strong Profit Margins And Discount Rate Increases Signal Future Upside
Analysts have slightly adjusted their price target for AlRayan Bank Q.P.S.C. to QAR 2.57. This change reflects marginal changes in core forecast assumptions and valuation metrics.Anlatı Güncellemesi • Nov 04
MARK: Digitization And Diversification Will Secure Lasting Banking Advantage
Analysts have lowered their price target for AlRayan Bank Q.P.S.C., reducing the fair value estimate from QAR 2.69 to QAR 2.57. They cite a marginally softer revenue outlook and a slightly reduced discount rate, while maintaining a positive view on the company's profitability.Anlatı Güncellemesi • Oct 09
Digitization And Diversification Will Secure Lasting Banking Advantage
Analysts have raised their price target for AlRayan Bank Q.P.S.C. from QAR 2.63 to QAR 2.69. This reflects a modest upward revision based on slight improvements in forward valuation metrics and updated financial assumptions.Anlatı Güncellemesi • Sep 06
Digitization And Diversification Will Secure Lasting Banking Advantage
With both the discount rate and future P/E ratio for AlRayan Bank Q.P.S.C remaining essentially flat, analysts have made no material adjustments to their outlook, resulting in an unchanged consensus fair value price target of QAR2.62. Valuation Changes Summary of Valuation Changes for AlRayan Bank Q.P.S.C The Consensus Analyst Price Target remained effectively unchanged, at QAR2.62.
Yeni Anlatı • Dec 04
Technological Investments And Asset Quality Improvements Will Boost Future Earnings
Strategic investments and technology could enhance future revenue by improving operational efficiency and customer acquisition despite short-term costs.Finansal Durum Analizi
Borç-Özkaynak Tarihçesi ve Analizi
Bilanço
Finansal Kurumlar Analizi
Varlık Seviyesi: MARK 'nin Varlık/Özsermaye oranı ( 7 x) düşüktür.
Kötü Krediler İçin Ödenek: MARK düşük kötü krediler için ödeneke sahiptir ( 82 %).
Düşük Riskli Yükümlülükler: MARK 'un yükümlülüklerinin 94% esas olarak yüksek riskli finansman kaynaklarından oluşmaktadır.
Kredi Seviyesi: MARK Kredi/Varlık oranı açısından uygun bir seviyeye sahiptir ( 63% ).
Düşük Riskli Mevduatlar: MARK 'nin Kredi/Mevduat oranı ( 1312% ) yüksektir.
Kötü Kredilerin Seviyesi: MARK yüksek düzeyde kötü kredi içeriyor ( 4.9 %).
Sağlıklı şirketleri keşfedin
Şirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/05/13 04:33 |
| Gün Sonu Hisse Fiyatı | 2026/05/13 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
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| Analist Konsensüs Tahminleri | +3 yıl |
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| Piyasa Fiyatları | 30 yıl |
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| Sahiplik | 10 yıl |
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| Yönetim | 10 yıl |
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| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
AlRayan Bank Q.P.S.C. 7 Bu analistlerden 3, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Rahul Shah | Deutsche Bank |
| Elena Sanchez-Cabezudo | EFG-Hermes Research |