Unipol Assicurazioni (UNI) Hisse Özeti
Unipol Assicurazioni S.p.A., bağlı ortaklıkları ile birlikte, öncelikle İtalya'da sigorta ürünleri ve hizmetleri sunmaktadır. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 3/6 |
| Gelecekteki Büyüme | 2/6 |
| Geçmiş Performans | 5/6 |
| Finansal Sağlık | 4/6 |
| Temettüler | 4/6 |
UNI Community Fair Values
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Analyst Price Targets
Unipol Assicurazioni S.p.A. Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | €28.58 |
| 52 Haftanın En Yüksek Seviyesi | €29.20 |
| 52 Haftanın En Düşük Seviyesi | €16.87 |
| Beta | 0.59 |
| 1 Aylık Değişim | 10.60% |
| 3 Aylık Değişim | 28.51% |
| 1 Yıllık Değişim | 58.60% |
| 3 Yıllık Değişim | 453.45% |
| 5 Yıllık Değişim | 489.16% |
| Halka arzdan bu yana değişim | -95.24% |
Son Haberler & Güncellemeler
Anlatı Güncellemesi • Aug 03
UNI: Future Returns Will Rely On Capital Increase Plans And Index Inclusion
Analysts have raised their price target for Unipol Assicurazioni from €26.60 to €28.70, citing updated assumptions for fair value, profit margin and future P/E as the main factors behind the new estimate. What’s in the News for Unipol Assicurazioni Unipol Assicurazioni has called a special and extraordinary shareholders meeting for 30 July 2026 at 10:30 W.
Anlatı Güncellemesi • Jul 20
UNI: Index Additions Will Support A Higher Future P/E
Analysts have raised their price target for Unipol Assicurazioni to €32.50 from €31.80, citing updated assumptions around fair value, revenue growth and future P/E as the main reasons for the revision. What's in the News Unipol Assicurazioni S.p.A. has scheduled a Special/Extraordinary Shareholders Meeting for Jul 30, 2026, at 10:30 W.Anlatı Güncellemesi • Jul 06
UNI: Future Returns Will Rely On Ratings Strength And 2026 Dividend Policy
Analysts have modestly raised their price target for Unipol Assicurazioni to €26.60 from €25.22, reflecting updated fair value estimates that incorporate slightly higher projected revenue growth, profit margins and a revised future P/E assumption. What’s in the News for Unipol Assicurazioni AM Best affirms Unipol Assicurazioni’s Financial Strength Rating of A (Excellent) and Long-Term Issuer Credit Rating of "a" (Excellent), with a stable outlook, citing a very strong balance sheet, strong operating performance and appropriate enterprise risk management (Source: AM Best).Yeni Anlatı • Jun 27
Health And Bancassurance Expansion Will Drive Stronger Long Term Earnings Resilience
Catalysts About Unipol Assicurazioni Unipol Assicurazioni is an Italian insurance group active in Life, Non Life, health and bancassurance, with a growing contribution from banking activities. What are the underlying business or industry changes driving this perspective?Recent updates
Anlatı Güncellemesi • Aug 03
UNI: Future Returns Will Rely On Capital Increase Plans And Index Inclusion
Analysts have raised their price target for Unipol Assicurazioni from €26.60 to €28.70, citing updated assumptions for fair value, profit margin and future P/E as the main factors behind the new estimate. What’s in the News for Unipol Assicurazioni Unipol Assicurazioni has called a special and extraordinary shareholders meeting for 30 July 2026 at 10:30 W.Anlatı Güncellemesi • Jul 20
UNI: Index Additions Will Support A Higher Future P/E
Analysts have raised their price target for Unipol Assicurazioni to €32.50 from €31.80, citing updated assumptions around fair value, revenue growth and future P/E as the main reasons for the revision. What's in the News Unipol Assicurazioni S.p.A. has scheduled a Special/Extraordinary Shareholders Meeting for Jul 30, 2026, at 10:30 W.Anlatı Güncellemesi • Jul 06
UNI: Future Returns Will Rely On Ratings Strength And 2026 Dividend Policy
Analysts have modestly raised their price target for Unipol Assicurazioni to €26.60 from €25.22, reflecting updated fair value estimates that incorporate slightly higher projected revenue growth, profit margins and a revised future P/E assumption. What’s in the News for Unipol Assicurazioni AM Best affirms Unipol Assicurazioni’s Financial Strength Rating of A (Excellent) and Long-Term Issuer Credit Rating of "a" (Excellent), with a stable outlook, citing a very strong balance sheet, strong operating performance and appropriate enterprise risk management (Source: AM Best).Yeni Anlatı • Jun 27
Health And Bancassurance Expansion Will Drive Stronger Long Term Earnings Resilience
Catalysts About Unipol Assicurazioni Unipol Assicurazioni is an Italian insurance group active in Life, Non Life, health and bancassurance, with a growing contribution from banking activities. What are the underlying business or industry changes driving this perspective?Anlatı Güncellemesi • Jun 22
UNI: Future Returns Will Hinge On 2026 Dividend And Stable Profit Outlook
The analyst price target for Unipol Assicurazioni has been adjusted slightly higher, from about €24.23 to approximately €25.22. Analysts attribute this change to updated fair value estimates supported by unchanged discount rate assumptions and revised profit margin and future P/E inputs.
Yeni Anlatı • Jun 12
Health And Bancassurance Momentum Will Shape Future Earnings And Capital Choices
Catalysts About Unipol Assicurazioni Unipol Assicurazioni operates in life and non life insurance, including motor, health, property and bancassurance, with exposure to both retail and corporate clients. What are the underlying business or industry changes driving this perspective?Anlatı Güncellemesi • Jun 04
UNI: Future Returns Will Rely On 2026 Dividend As Key Catalyst
Analysts have nudged their price target for Unipol Assicurazioni higher from about €23.00 to around €24.23, citing updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Unipol Assicurazioni announced an annual dividend of €1.12 per share.Anlatı Güncellemesi • Apr 27
UNI: Future Returns Will Rely On Stable Dividend And Unchanged Core Assumptions
Analysts have kept their price target for Unipol Assicurazioni broadly unchanged at €23.0, reflecting stable assumptions on fair value, discount rate, growth and profitability in their latest models. What's in the News Unipol Assicurazioni S.p.A. announced an annual dividend of €1.12 per share, with payment scheduled for May 20, 2026.Anlatı Güncellemesi • Apr 13
UNI: Future Returns Will Depend On Steady Dividend And Unchanged Core Assumptions
Analysts have reaffirmed their price target for Unipol Assicurazioni at €23.0, citing consistent assumptions on the discount rate, revenue growth, profit margin and forward P/E as the basis for keeping their view unchanged. What's in the News An annual dividend of €1.12 per share has been announced, with payment scheduled for May 20, 2026, ex date May 18, 2026, and record date May 19, 2026 (Key Developments).Anlatı Güncellemesi • Mar 30
UNI: Future Returns Will Rely On Dividend Outlook And Refined Assumptions
Analysts have raised their price target on Unipol Assicurazioni from €21.77 to €23.00, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Annual dividend of €1.12 per share announced, with ex date on May 18, 2026, record date on May 19, 2026, and payment on May 20, 2026 (company event filing).Anlatı Güncellemesi • Feb 08
UNI: Future Returns Will Rely On Upcoming Board Decisions And Refined Assumptions
Analysts have raised their price target for Unipol Assicurazioni from €21.17 to €21.77, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E that they consider to better reflect the stock's current risk and earnings profile. What's in the News Board meeting on February 19, 2026 to review preliminary consolidated results for 2025, giving you an early look at how last year’s numbers shape up (company event calendar).Anlatı Güncellemesi • Jan 25
UNI: Future Returns Will Rely On Steady Assumptions And Upcoming Board Decisions
Analysts have slightly increased their price target for Unipol Assicurazioni to €21.17 from €21.15, citing updated assumptions around fair value and future P/E multiples while keeping other key inputs broadly consistent. What's in the News Board meeting scheduled for December 18, 2025, to address the integration of the board committee and other business items (company event filing).Analiz Makalesi • Jan 14
Investors Don't See Light At End Of Unipol Assicurazioni S.p.A.'s (BIT:UNI) Tunnel
With a price-to-earnings (or "P/E") ratio of 12.9x Unipol Assicurazioni S.p.A. ( BIT:UNI ) may be sending bullish...Anlatı Güncellemesi • Jan 10
UNI: Future Returns Will Rely On Stable Assumptions And Upcoming Governance Decisions
Analysts have kept their price target for Unipol Assicurazioni steady at €21.15, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E in their latest update. What's in the News A board meeting is scheduled for December 18, 2025, to consider integrating the board committee structure and to review other business issues, indicating that decisions on governance organization are forthcoming (Key Developments).Anlatı Güncellemesi • Dec 19
UNI: Future Performance Will Reflect Stable Assumptions And Slightly Stronger Profitability
The analyst price target for Unipol Assicurazioni has been modestly raised from €20.80 to €21.15, as analysts point to slightly stronger expected profit margins and a marginally higher future earnings multiple to support the upward revision. Valuation Changes Fair Value: risen slightly from €20.80 to €21.15 per share, reflecting a modest upward revision in the intrinsic valuation.Anlatı Güncellemesi • Dec 04
UNI: Stable Assumptions And Pricing Will Guide Future Performance Outlook
Analysts have modestly raised their price target on Unipol Assicurazioni to €20.80 from €20.80, reflecting broadly unchanged assumptions on discount rate, revenue growth, profit margin, and future P E multiples that continue to support their valuation framework. Valuation Changes The fair value estimate remains unchanged at €20.80, indicating no revision to the core valuation output.Anlatı Güncellemesi • Nov 20
UNI: Profitability Improvements And Discount Rate Changes Will Inform Future Performance
Analysts have raised their price target for Unipol Assicurazioni from €20.35 to €20.80, citing incremental improvements in profitability and an updated view on the company’s discount rate. Valuation Changes The Fair Value Estimate has increased slightly from €20.35 to €20.80.Anlatı Güncellemesi • Nov 04
UNI: Confidence in Margins and Buyback Will Support Future Share Performance
Analysts have raised their price target for Unipol Assicurazioni from €19.42 to €20.35. This reflects modest improvements in projected fair value, a slight reduction in discount rate, and increased confidence in profit margins.Anlatı Güncellemesi • Oct 21
Analysts Lift Unipol Assicurazioni Price Target as Margins and Valuation Improve Amid Buyback Update
Analysts have increased their price target for Unipol Assicurazioni from €19.20 to €19.42, citing gradual improvements in the company’s projected discount rate and profit margin outlook. What's in the News Unipol Assicurazioni completed the repurchase of 450,000 shares, representing 0.06% of the company, for €5.32 million under the buyback announced on October 14, 2024 (Key Developments).Anlatı Güncellemesi • Sep 05
Digitalization And Bancassurance Partnerships Will Unlock New Insurance Opportunities
With minimal changes in both the consensus Future P/E (from 12.26x to 12.31x) and discount rate (steady at 9.04%), analysts have left their near-term valuation outlook for Unipol Assicurazioni virtually unchanged, resulting in only a marginal increase in the price target from €19.12 to €19.20. Valuation Changes Summary of Valuation Changes for Unipol Assicurazioni The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from €19.12 to €19.20.
Yeni Anlatı • Nov 25
Innovative Strategies And Bancassurance Drive New Growth Horizons In Insurance Industry
Unipol Gruppo's premium increase strategy and risk reduction initiatives are set to boost revenue in motor and non-motor segments.Hissedar Getirileri
| UNI | IT Insurance | IT Pazar | |
|---|---|---|---|
| 7D | 6.4% | 0.5% | 3.5% |
| 1Y | 58.6% | 10.8% | 25.6% |
Getiri vs. Endüstri: UNI geçen yıl % 10.8 oranında getiri sağlayan Italian Insurance sektörünü aştı.
Getiri vs Piyasa: UNI geçen yıl % 25.6 oranında getiri sağlayan Italian Piyasasını aştı.
Fiyat Oynaklığı
| UNI volatility | |
|---|---|
| UNI Average Weekly Movement | 4.1% |
| Insurance Industry Average Movement | 3.0% |
| Market Average Movement | 4.7% |
| 10% most volatile stocks in IT Market | 7.9% |
| 10% least volatile stocks in IT Market | 2.9% |
İstikrarlı Hisse Senedi Fiyatı: UNI son 3 ayda Italian piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: UNI 'nin haftalık oynaklığı ( 4% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1961 | 12,590 | Matteo Laterza | www.unipol.it |
Unipol Assicurazioni S.p.A., bağlı ortaklıkları ile birlikte, esas olarak İtalya'da sigorta ürünleri ve hizmetleri sunmaktadır. Şirket, Hayat Dışı Sigorta İşletmesi, Hayat Sigortası İşletmesi ve Holding ve Diğer İşletmeler segmentleri aracılığıyla faaliyet göstermektedir. Araçlar, spor araçları ve seyahat; ev ve apartman daireleri; işletmeler, tüccarlar, profesyoneller ve yasal koruma ile ilgili işler; kaza ve sağlık koruması; yatırımlar ve refah için risk teminatı çözümleri sunmaktadır.
Unipol Assicurazioni S.p.A. Temel Bilgiler Özeti
| UNI temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | €20.61b |
| Kazançlar(TTM) | €1.49b |
| Gelir(TTM) | €10.92b |
13.7x
F/K Oranı1.9x
P/S OranıUNI aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| UNI gelir tablosu (TTM) | |
|---|---|
| Gelir | €10.92b |
| Gelir Maliyeti | €8.79b |
| Brüt Kâr | €2.13b |
| Diğer Giderler | €635.00m |
| Kazançlar | €1.49b |
Son Raporlanan Kazançlar
Mar 31, 2026
Sonraki Kazanç Tarihi
Aug 07, 2026
| Hisse başına kazanç (EPS) | 2.09 |
| Brüt Marj | 19.49% |
| Net Kâr Marjı | 13.67% |
| Borç/Özkaynak Oranı | 46.7% |
UNI uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünTemettüler
3.9%
Mevcut Temettü Verimi54%
Ödeme OranıŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/08/06 21:19 |
| Gün Sonu Hisse Fiyatı | 2026/08/06 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
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| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına Github sayfamızdan ulaşabilirsiniz; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube’da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Unipol Assicurazioni S.p.A. 16 Bu analistlerden 5, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Francesco Previtera | Banca Akros S.p.A. (ESN) |
| Alessia Magni | Barclays |
| Michael Huttner | Berenberg |