BPER Banca Geçmiş Kazanç Performansı
Geçmiş kriter kontrolleri 5/6
BPER Banca yıllık ortalama 19.9% oranında kazançlarını artırırken, Banks sektöründe kazançlar growing at 19.9% annual. Gelirler growing yılda ortalama 20.3% oranında artmaktadır. BPER Banca'in özkaynak karlılığı 10.9% ve net marjı 30.2%'dir.
Anahtar bilgiler
19.86%
Kazanç büyüme oranı
14.83%
EPS büyüme oranı
| Banks Sektör Büyümesi | 21.39% |
| Gelir büyüme oranı | 20.35% |
| Özkaynak getirisi | 10.92% |
| Net Marj | 30.23% |
| Sonraki Kazanç Güncellemesi | 05 Aug 2026 |
Yakın geçmiş performans güncellemeleri
Recent updates
Anlatı Güncellemesi • May 19
BPE: Excess Capital Distributions Will Support A Constructive Forward Outlook
Analysts have nudged the fair value estimate for BPER Banca up to about €13.93 from roughly €13.74. This reflects recent price target cuts, multiple downgrades to Hold or Neutral, and the view that the stock already factors in expectations for using excess capital for higher distributions.
Anlatı Güncellemesi • May 03
BPE: Merger Vote And Recalibrated Earnings Outlook Are Expected To Unlock Upside
Analysts have trimmed BPER Banca's fair value estimate by €0.10 to €14.50, reflecting updated views on discount rates, revenue growth, profit margins and future P/E after a mix of recent target moves and a fresh neutral initiation on the stock. Analyst Commentary Recent research points to a mixed but generally constructive stance on BPER Banca, with some firms trimming fair value assumptions while others highlight room for upside based on execution and earnings power.
Anlatı Güncellemesi • Apr 18
BPE: Mixed Research Views And Merger Plans Will Shape Future Risk Reward
Narrative Update BPER Banca's updated analyst price target moves slightly higher to about €12.51 from roughly €12.08, as analysts factor in revised assumptions for revenue growth, profit margins, discount rate, and a modestly lower future P/E multiple following mixed recent research including price target adjustments and a new neutral initiation. Analyst Commentary Recent research on BPER Banca presents a mixed picture, with some analysts turning more cautious even as others see room for upside.Anlatı Güncellemesi • Apr 04
BPE: Upcoming Merger And Earnings Milestones Will Support Constructive Outlook
Analysts have raised their average price target on BPER Banca to about €13.74 from roughly €13.09, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margins and future P/E following recent research from firms including Deutsche Bank, Goldman Sachs and Morgan Stanley. Analyst Commentary Recent research on BPER Banca highlights both supportive and cautious views around the bank's valuation, execution and growth profile, reflected in the updated price targets and fresh coverage.Anlatı Güncellemesi • Mar 21
BPE: Rising Confidence In Merger Outlook Is Expected To Unlock Further Upside
Analyst price targets for BPER Banca have increased, with recent research indicating a new level of around €13.40, up from €12.10 previously. This revision is supported by updated assumptions on discount rates, revenue growth, profit margins and future P/E estimates.Anlatı Güncellemesi • Mar 07
BPE: Higher Street Views And Refined Assumptions Will Support Upside Potential
BPER Banca's analyst price target has moved higher, with the fair value estimate shifting from €11.79 to €12.08 as analysts factor in updated Street targets from €12.10 to €13.40 and refreshed assumptions on discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research updates on BPER Banca have centered on revisions to fair value estimates and price targets, reflecting refreshed assumptions on discount rate, revenue, margins and future P/E multiples.Anlatı Güncellemesi • Feb 20
BPE: Higher Fair Estimate Will Reflect Rising Confidence In Preferred Bank
Analysts have raised their price targets on BPER Banca, with our fair value estimate moving from €13.52 to €14.60 as they factor in updated assumptions on discount rates, revenue, margins and future P/E multiples. Analyst Commentary Recent Street research points to a more constructive tone around BPER Banca, with several bullish analysts adjusting their fair value assumptions.Anlatı Güncellemesi • Feb 06
BPE: Market Perform Shift And Revised Assumptions Will Shape Balanced Risk Outlook
Analysts have inched up their fair value estimate for BPER Banca to €11.79 from €11.20, with a slightly higher Street price target of €11.60 helping to frame this recalibration, despite a recent downgrade to Market Perform. Analyst Commentary Bearish analysts are signalling a more cautious stance on BPER Banca, even as fair value estimates and the latest price target sit slightly above current levels.Anlatı Güncellemesi • Jan 23
BPE: Index Shift And Buyback Plans Will Shape Balanced Future Prospects
Analysts have nudged their target for BPER Banca higher, with our fair value estimate moving from €12.00 to about €13.09. This reflects updated views on discount rate, revenue growth, profit margin and future P/E assumptions drawn from recent research, including both a higher price target alongside a downgrade to Market Perform, and an upgrade to Buy with a higher target price.Anlatı Güncellemesi • Jan 09
BPE: Higher Fair Estimate Signals Confidence In Preferred Italian Bank
Analysts have raised their fair value estimate for BPER Banca from €12.10 to about €13.52. This change reflects a series of recent price target increases and broadly supportive views on the stock among covering firms.Anlatı Güncellemesi • Dec 20
BPE: Higher Fair Value And Index Moves Will Shape Balanced Risk Outlook
The analyst fair value estimate for BPER Banca has risen from approximately EUR 7.55 to EUR 11.20, as analysts incorporate stronger expectations for revenue growth, slightly higher profitability, and a sector-leading position reflected in a series of recent price target hikes across the Street. Analyst Commentary Recent Street research on BPER Banca presents a more nuanced picture, with some Bearish analysts tempering enthusiasm despite the higher consensus fair value.Anlatı Güncellemesi • Dec 06
BPE: Index Inclusion And Buyback Plans Will Drive Future Momentum
Analysts have nudged their price target for BPER Banca slightly higher to EUR 12.00, reflecting improved expectations for revenue growth and margins, while noting the bank's growing status as a preferred Italian name despite some valuation driven rating adjustments. Analyst Commentary Recent research updates on BPER Banca highlight a mixed but generally constructive stance, with several firms acknowledging the bank as a preferred Italian banking exposure even as some recommendations moderate on valuation grounds.Anlatı Güncellemesi • Nov 22
BPE: Strong Sector Position And Index Inclusion Will Drive Further Momentum
Analysts have raised the fair value estimate for BPER Banca from €11.40 to €12.00. This reflects enhanced profit margins and sector-wide upgrades, despite mixed rating changes.Anlatı Güncellemesi • Nov 01
BPE: Share Momentum And Fair Value Will Drive Cautious Optimism Ahead
The analyst price target for BPER Banca has seen a notable shift, as recent updates from analysts reflect increased optimism and revised targets ranging from €10.30 to €12.50. This has been supported by stronger valuations and sustained growth prospects for the bank.Anlatı Güncellemesi • Oct 18
Digital Transformation And ESG Lending Will Shape Future Expansion
Analysts have increased their price target for BPER Banca from €10.73 to €11.40, reflecting optimism about the bank's revenue growth outlook and its preferred status among Italian banks, despite recent valuation concerns. Analyst Commentary Recent analyst actions highlight a nuanced outlook for BPER Banca, with growing optimism around the bank's growth trajectory and value, tempered by some caution over recent share price appreciation.Anlatı Güncellemesi • Oct 03
Digital Transformation And ESG Lending Will Shape Future Expansion
Analysts have raised their price target for BPER Banca from €10.57 to €10.73. They cite improved revenue growth and profit margin expectations, which support a more optimistic outlook.Anlatı Güncellemesi • Sep 13
Digital Transformation And ESG Lending Will Shape Future Expansion
The consensus Analyst Price Target for BPER Banca has increased, primarily reflecting a notable decline in its future P/E multiple, which enhances perceived value and supports the revised fair value of €10.57. What's in the News BPER Banca raised its 2025 total revenue guidance from EUR 5.4 billion to EUR 5.5 billion.Anlatı Güncellemesi • Aug 29
Digital Transformation And ESG Lending Will Shape Future Expansion
The upward revision in BPER Banca’s price target reflects a significant decrease in its future P/E ratio alongside a modest improvement in net profit margin, raising fair value from €9.75 to €10.16. What's in the News BPER Banca upgraded its 2025 total revenue guidance from EUR 5.4 billion to EUR 5.5 billion.Anlatı Güncellemesi • Aug 08
Digital Transformation And ESG Lending Will Shape Future Expansion
A strong upward revision in BPER Banca’s revenue growth forecast has outweighed a modest decline in net profit margin, prompting analysts to raise their fair value estimate from €9.06 to €9.60. Valuation Changes Summary of Valuation Changes for BPER Banca The Consensus Analyst Price Target has risen from €9.06 to €9.60.
Yeni Anlatı • Nov 25
Tactical Initiatives Drive Growth But Analysts Warn Of Profit Margin Squeeze And Higher Costs
BPER Banca's strategic initiatives focus on enhancing efficiency, modernizing operations, and leveraging economies of scale to boost revenue and improve margins.Gelir ve Gider Dağılımı
Gelir ve Gider Dağılımı
BPER Banca nasıl para kazanır ve harcar. LTM bazında en son bildirilen kazançlara dayanmaktadır.
Kazanç ve Gelir Geçmişi
| Tarih | Gelir | Kazançlar | G+A Giderleri | Ar-Ge Giderleri |
|---|---|---|---|---|
| 31 Mar 26 | 6,266 | 1,894 | 2,826 | 0 |
| 31 Dec 25 | 5,938 | 1,818 | 2,694 | 0 |
| 30 Sep 25 | 5,711 | 1,744 | 2,714 | 0 |
| 30 Jun 25 | 5,273 | 1,582 | 2,559 | 0 |
| 31 Mar 25 | 5,251 | 1,388 | 2,777 | 0 |
| 31 Dec 24 | 5,157 | 1,403 | 2,861 | 0 |
| 30 Sep 24 | 5,138 | 1,569 | 2,835 | 0 |
| 30 Jun 24 | 5,155 | 1,539 | 2,954 | 0 |
| 31 Mar 24 | 5,042 | 1,686 | 2,734 | 0 |
| 31 Dec 23 | 4,920 | 1,519 | 2,680 | 0 |
| 30 Sep 23 | 4,760 | 1,070 | 2,897 | 0 |
| 30 Jun 23 | 4,380 | 769 | 3,024 | 0 |
| 31 Mar 23 | 4,000 | 1,627 | 2,975 | 0 |
| 31 Dec 22 | 3,628 | 1,449 | 2,845 | 0 |
| 30 Sep 22 | 3,227 | 1,405 | 2,728 | 0 |
| 30 Jun 22 | 3,088 | 1,408 | 2,446 | 0 |
| 31 Mar 22 | 2,970 | 238 | 2,423 | 0 |
| 31 Dec 21 | 2,526 | 525 | 2,374 | 0 |
| 30 Sep 21 | 2,268 | 624 | 2,004 | 0 |
| 30 Jun 21 | 2,047 | 636 | 1,825 | 0 |
| 31 Mar 21 | 1,811 | 631 | 1,672 | 0 |
| 31 Dec 20 | 1,923 | 237 | 1,566 | 0 |
| 30 Sep 20 | 1,898 | 56 | 1,710 | 0 |
| 30 Jun 20 | 1,848 | 382 | 1,732 | 0 |
| 31 Mar 20 | 1,801 | 338 | 1,681 | 0 |
| 31 Dec 19 | 1,774 | 380 | 1,606 | 0 |
| 30 Sep 19 | 1,631 | 567 | 1,392 | 0 |
| 30 Jun 19 | 1,571 | 195 | 1,317 | 0 |
| 31 Mar 19 | 1,604 | 199 | 1,333 | 0 |
| 31 Dec 18 | 1,810 | 402 | 1,325 | 0 |
| 30 Sep 18 | 1,852 | 386 | 1,307 | 0 |
| 30 Jun 18 | 1,805 | 365 | 1,303 | 0 |
| 31 Mar 18 | 1,621 | 413 | 1,216 | 0 |
| 31 Dec 17 | 1,340 | 176 | 1,234 | 0 |
| 30 Sep 17 | 1,209 | 62 | 1,217 | 0 |
| 30 Jun 17 | 1,199 | 69 | 1,196 | 0 |
| 31 Mar 17 | 1,309 | -2 | 1,258 | 0 |
| 31 Dec 16 | 1,342 | 14 | 1,223 | 0 |
| 30 Sep 16 | 1,566 | 239 | 1,116 | 0 |
| 30 Jun 16 | 1,575 | 212 | 1,094 | 0 |
| 31 Mar 16 | 1,574 | 206 | 1,122 | 0 |
| 31 Dec 15 | 1,587 | 221 | 1,056 | 0 |
| 30 Sep 15 | 1,377 | 37 | 1,165 | 0 |
| 30 Jun 15 | 1,356 | 52 | 1,168 | 0 |
Kaliteli Kazançlar: BPE yüksek kaliteli kazançlar sağlıyor.
Büyüyen Kar Marjı: BPE 'nin mevcut net kar marjları (30.2%) geçen yılın (26.4%) sinden daha yüksektir.
Serbest Nakit Akışı ve Kazanç Analizi
Geçmiş Kazanç Büyüme Analizi
Kazanç Eğilimi: BPE şirketinin kazancı son 5 yılda yılda 19.9% oranında arttı.
Büyüme Hızlandırma: BPE 'un son bir yıldaki kazanç büyümesi ( 36.4% ) 5 yıllık ortalamasını (yıllık 19.9% ) aşıyor.
Kazançlar vs. Sektör: BPE geçen yılki kazanç büyümesi ( 36.4% ) Banks sektörünün 5.4% değerini aştı.
Özkaynak Getirisi
Yüksek ROE: BPE 'nin Özsermaye Getirisi ( 10.9% ) düşük olarak değerlendiriliyor.
Varlık Getirisi
Kullanılan Sermaye Getirisi
Geçmişte güçlü performans gösteren şirketleri keşfedin
Şirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/05/22 20:45 |
| Gün Sonu Hisse Fiyatı | 2026/05/22 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
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| Analist Konsensüs Tahminleri | +3 yıl |
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| Piyasa Fiyatları | 30 yıl |
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| Sahiplik | 10 yıl |
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| Yönetim | 10 yıl |
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| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
BPER Banca SpA 23 Bu analistlerden 10, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Irene Rossetto | Banca Akros S.p.A. (ESN) |
| Juan Lopez Cobo | Banco Santander |
| Paola Sabbione | Barclays |