Standard Life (SDLF) Hisse Özeti
Standard Life plc, Avrupa'da uzun vadeli tasarruf ve emeklilik sektöründe faaliyet göstermektedir. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 3/6 |
| Gelecekteki Büyüme | 4/6 |
| Geçmiş Performans | 0/6 |
| Finansal Sağlık | 1/6 |
| Temettüler | 4/6 |
SDLF Community Fair Values
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Analyst Price Targets
Standard Life plc Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | UK£9.14 |
| 52 Haftanın En Yüksek Seviyesi | UK£9.49 |
| 52 Haftanın En Düşük Seviyesi | UK£6.15 |
| Beta | 0.91 |
| 1 Aylık Değişim | 1.16% |
| 3 Aylık Değişim | 17.94% |
| 1 Yıllık Değişim | 33.63% |
| 3 Yıllık Değişim | 80.21% |
| 5 Yıllık Değişim | 46.47% |
| Halka arzdan bu yana değişim | 15.70% |
Son Haberler & Güncellemeler
Anlatı Güncellemesi • Aug 13
SDLF: Capital Return Optionality May Support Further Rerating Over Time
Standard Life's analyst fair value estimate has increased from £9.95 to £10.75, reflecting updated assumptions on profitability, discount rates and earnings mix that are broadly in line with recent price target increases and rating changes from major research houses. Analyst Commentary Recent Street research on Standard Life points to a cluster of supportive views on the stock, with several bullish analysts lifting price targets and, in some cases, ratings.
Anlatı Güncellemesi • Jul 30
SDLF: Capital Light Shift And Aegon Deal Will Shape Balanced Return Outlook
Standard Life's analyst price target has moved higher toward the £9.75 to £9.80 range, with analysts pointing to valuation, capital return options and an improving earnings mix as key drivers for the change. Analyst Commentary Recent research on Standard Life shows a mix of optimism and caution, with price targets clustered in the £8.85 to £9.80 range and rating changes in both directions.Anlatı Güncellemesi • Jul 16
SDLF: Capital Light Deal Synergies And Dividends May Support Measured Re Rating
Analysts have nudged the fair value estimate for Standard Life higher to £9.95 from £9.75, citing recent increases in Street price targets and commentary that highlights potential synergy benefits and a capital light growth profile. Analyst Commentary on Standard Life Recent Street research on Standard Life points to a more constructive tone, with several bullish analysts adjusting price targets higher and citing the company’s capital light growth profile as a key support for valuation.Anlatı Güncellemesi • Jun 30
SDLF: Capital Light Aegon UK Deal Will Drive Future Re Rating
Standard Life's analyst fair value has been lifted to £9.75 from £9.18, reflecting a modestly lower discount rate, slightly less steep revenue decline assumptions, firmer profit margin estimates and recent Street price target increases to £9.75, which analysts link to the expected benefits of the Aegon UK acquisition and a more capital light model. Analyst Commentary Street research on Standard Life has recently tilted more positive, with several bullish analysts lifting price targets and, in one case, upgrading the stock alongside a higher valuation range.
Anlatı Güncellemesi • Jun 16
SDLF: Aegon UK Integration Risk Will Likely Cap Future Share Upside
Analysts have lifted their price target for Standard Life to £9.50 from £6.20, citing expectations that the planned Aegon UK acquisition, potential cost and revenue synergies, and a capital light growth profile could support the updated fair value assumptions and a slightly higher future P/E multiple. Analyst Commentary Recent JPMorgan commentary has been a key driver of renewed interest in Standard Life, with the broker lifting its price target to 950 GBp and upgrading the stock to Overweight from Underweight.Recent updates
Anlatı Güncellemesi • Aug 13
SDLF: Capital Return Optionality May Support Further Rerating Over Time
Standard Life's analyst fair value estimate has increased from £9.95 to £10.75, reflecting updated assumptions on profitability, discount rates and earnings mix that are broadly in line with recent price target increases and rating changes from major research houses. Analyst Commentary Recent Street research on Standard Life points to a cluster of supportive views on the stock, with several bullish analysts lifting price targets and, in some cases, ratings.Anlatı Güncellemesi • Jul 30
SDLF: Capital Light Shift And Aegon Deal Will Shape Balanced Return Outlook
Standard Life's analyst price target has moved higher toward the £9.75 to £9.80 range, with analysts pointing to valuation, capital return options and an improving earnings mix as key drivers for the change. Analyst Commentary Recent research on Standard Life shows a mix of optimism and caution, with price targets clustered in the £8.85 to £9.80 range and rating changes in both directions.Anlatı Güncellemesi • Jul 16
SDLF: Capital Light Deal Synergies And Dividends May Support Measured Re Rating
Analysts have nudged the fair value estimate for Standard Life higher to £9.95 from £9.75, citing recent increases in Street price targets and commentary that highlights potential synergy benefits and a capital light growth profile. Analyst Commentary on Standard Life Recent Street research on Standard Life points to a more constructive tone, with several bullish analysts adjusting price targets higher and citing the company’s capital light growth profile as a key support for valuation.Anlatı Güncellemesi • Jun 30
SDLF: Capital Light Aegon UK Deal Will Drive Future Re Rating
Standard Life's analyst fair value has been lifted to £9.75 from £9.18, reflecting a modestly lower discount rate, slightly less steep revenue decline assumptions, firmer profit margin estimates and recent Street price target increases to £9.75, which analysts link to the expected benefits of the Aegon UK acquisition and a more capital light model. Analyst Commentary Street research on Standard Life has recently tilted more positive, with several bullish analysts lifting price targets and, in one case, upgrading the stock alongside a higher valuation range.Anlatı Güncellemesi • Jun 16
SDLF: Aegon UK Integration Risk Will Likely Cap Future Share Upside
Analysts have lifted their price target for Standard Life to £9.50 from £6.20, citing expectations that the planned Aegon UK acquisition, potential cost and revenue synergies, and a capital light growth profile could support the updated fair value assumptions and a slightly higher future P/E multiple. Analyst Commentary Recent JPMorgan commentary has been a key driver of renewed interest in Standard Life, with the broker lifting its price target to 950 GBp and upgrading the stock to Overweight from Underweight.Anlatı Güncellemesi • Jun 02
SDLF: Capital Light Shift And Aegon Deal Will Shape Future Return Profile
Standard Life's analyst price target has been lifted from £6.20 to £9.50 per share, with analysts citing the expected benefits from the Aegon UK acquisition and the company's capital light growth profile as key drivers of the rerating. Analyst Commentary Recent Street research has focused on the impact of the Aegon UK transaction, the shift toward a capital light growth profile, and how these factors feed into Standard Life's valuation and execution risk.Anlatı Güncellemesi • May 15
SDLF: Capital Light Aegon UK Integration Will Support Future Re Rating
Analysts have lifted their price target for Standard Life from £6.20 to £9.50 per share, citing growing confidence in the Aegon UK acquisition, expected capital light growth and potential upside from cost and revenue synergies. Analyst Commentary Bullish analysts are pointing to the Aegon UK transaction and Standard Life's capital light model as key reasons for a more constructive view on the stock.Anlatı Güncellemesi • Apr 30
SDLF: Higher Margins And Lower P/E Will Still Restrain Share Upside
Narrative Update on Standard Life Standard Life's analyst price targets have moved higher by roughly £0.70 to £0.71 per share, with analysts pointing to slightly firmer profit margin assumptions and a modestly lower forward P/E multiple as the key drivers of this reset. Analyst Commentary Recent research points to a tighter range of expectations around Standard Life, with price target resets framed around updated margin assumptions and revised P/E inputs.Anlatı Güncellemesi • Apr 16
SDLF: Higher Future P/E Assumptions Will Likely Constrain Post Rebrand Share Upside
Analysts have lifted the Standard Life price target to £6.20 from £6.05, reflecting updated assumptions around a higher discount rate, softer revenue and margin expectations, and a higher future P/E multiple in line with recent positive research on peers such as Phoenix Group. Analyst Commentary Recent research on Phoenix Group has been a key reference point for how the market is thinking about UK life insurers, including Standard Life.Anlatı Güncellemesi • Apr 01
SDLF: Higher Sector P E Assumptions Will Support Re Rating
Analysts have lifted their average price target on Standard Life by £0.66 to reflect updated views on profitability, revised P/E assumptions, and sector research that has recently pushed Phoenix Group targets higher across several firms. Analyst Commentary Recent Street research on Phoenix Group, a key peer for Standard Life, has tilted more constructive, with several reports updating price targets and ratings.Anlatı Güncellemesi • Mar 18
SDLF: Lower Discount Rate And Higher P E Range Will Support Re Rating
Analysts have raised their fair value estimate for Standard Life from £8.80 to £9.18, citing updated assumptions on discount rates, more cautious expectations for revenue and profit margins, and a higher future P/E multiple in line with recent price target moves seen across peers such as Phoenix Group. Analyst Commentary Recent research on Phoenix Group provides a useful backdrop for how the market is thinking about life insurers, and it helps explain why some bullish analysts are comfortable assigning a higher fair value to Standard Life.Anlatı Güncellemesi • Mar 04
SDLF: Peer Repricing And Brand Shift Will Shape Future Return Profile
The analyst price target for Standard Life has been revised higher to £7.58 per share, with analysts pointing to modest adjustments in the discount rate, revenue trend assumptions, profit margin expectations, and future P/E estimates informed by recent sector research on Phoenix Group. Analyst Commentary Recent research on Phoenix Group is feeding into how analysts think about Standard Life, especially around long term cash generation, capital strength, and the sustainability of payout assumptions that sit behind the new £7.58 target.Anlatı Güncellemesi • Feb 18
PHNX: Higher P/E Expectations And Mixed Ratings Will Shape Future Return Profile
Analysts have lifted their price targets on Phoenix Group Holdings, with recent moves like a £0.66 and £0.15 increase from major firms supporting a higher fair value estimate of about £7.58 per share. This comes even as they factor in slightly softer revenue growth, a modestly lower discount rate, stable profit margins and a higher future P/E of around 8.85x.Anlatı Güncellemesi • Feb 04
PHNX: Future Earnings Multiple Compression Will Likely Limit Post Upgrade Share Upside
Analysts have nudged their price targets for Phoenix Group Holdings higher, with updated fair value estimates moving from £5.93 to £6.05 as they factor in slightly lower discount rates, a small improvement in expected revenue contraction, firmer profit margins, and a lower future P/E multiple supported by recent mixed rating actions from major banks. Analyst Commentary Recent research paints a mixed picture for Phoenix Group Holdings, with one major upgrade sitting alongside more cautious moves.Anlatı Güncellemesi • Jan 21
PHNX: Lower Discount Rate And Execution Assumptions Will Support Stronger Share Price
Analysts have nudged their average price target for Phoenix Group Holdings higher to £7.55 from £7.20, citing updated return and risk assumptions, including a slightly lower discount rate, adjusted expectations for revenue and margins, and a modestly lower future P/E multiple. Analyst Commentary Recent Street research around Phoenix Group Holdings has centered on how updated assumptions feed into valuation, especially around discount rates, revenue and margins, and the forward P/E used in models.Anlatı Güncellemesi • Jan 07
PHNX: Future Earnings Multiple Compression Will Likely Restrain Share Upside
Analysts have nudged their average price target for Phoenix Group Holdings slightly higher to £8.52 from £8.50, citing updated assumptions on fair value, discount rate, revenue trends, profit margin and future P/E levels. Analyst Commentary The small move in the average price target to £8.52 reflects fine tuning of valuation inputs rather than a major shift in conviction.Anlatı Güncellemesi • Dec 16
PHNX: Margin Gains And Cash Generation Will Support Stronger Share Price
Phoenix Group Holdings' analyst price target has inched up by GBP 0.02 to GBP 8.52 per share, as analysts point to improving profit margin expectations and a more attractive forward valuation, despite still-muted revenue growth. Analyst Commentary Bullish analysts are highlighting the recent uptick in the price target to 852 GBp per share as evidence that improving fundamentals are starting to be reflected in market expectations, even as near term revenue trends remain restrained.Anlatı Güncellemesi • Dec 02
PHNX: Adjusted Outlook And Cautious Optimism Will Influence Shareholder Returns
Analysts have raised their price target for Phoenix Group Holdings from £8.50 to £8.52, citing ongoing confidence in the company's financial outlook and future valuation metrics. Analyst Commentary Recent updates from the analyst community highlight both confidence and lingering caution regarding Phoenix Group Holdings’ growth prospects and operational execution.Anlatı Güncellemesi • Nov 18
PHNX: Profit Margin Gains And Improved Outlook Will Shape Long-Term Performance
Phoenix Group Holdings’ analyst price target was increased slightly by £0.02 to £8.52, as analysts cite improved profit margins and a marginally higher fair value estimate in their outlook. Analyst Commentary Analysts have provided updated perspectives on Phoenix Group Holdings following recent price target adjustments.Anlatı Güncellemesi • Sep 19
Digital Transformation Will Improve Customer Engagement And Efficiency
The upward revision in Phoenix Group Holdings’ price target reflects improved revenue growth forecasts, despite a rising future P/E, resulting in a new consensus fair value of £6.95. Valuation Changes Summary of Valuation Changes for Phoenix Group Holdings The Consensus Analyst Price Target has risen slightly from £6.79 to £6.95.Anlatı Güncellemesi • Sep 04
Digital Transformation Will Improve Customer Engagement And Efficiency
With both the future P/E ratio and net profit margin remaining stable, analysts maintained their fair value estimate for Phoenix Group Holdings at £6.79. Valuation Changes Summary of Valuation Changes for Phoenix Group Holdings The Consensus Analyst Price Target remained effectively unchanged, at £6.79.
Yeni Anlatı • Feb 09
Integrating Heritage And Open Divisions And Targeting £250 Million In Cost Savings Will Improve Operational Efficiency
Integration of divisions aims to streamline operations, enhancing customer experience and net margins through cost reduction and efficiency.Hissedar Getirileri
| SDLF | GB Insurance | GB Pazar | |
|---|---|---|---|
| 7D | -2.0% | -0.8% | -1.3% |
| 1Y | 33.6% | 15.9% | 17.6% |
Getiri vs. Endüstri: SDLF geçen yıl % 15.9 oranında getiri sağlayan UK Insurance sektörünü aştı.
Getiri vs Piyasa: SDLF geçen yıl % 17.6 oranında getiri sağlayan UK Piyasasını aştı.
Fiyat Oynaklığı
| SDLF volatility | |
|---|---|
| SDLF Average Weekly Movement | 2.6% |
| Insurance Industry Average Movement | 3.1% |
| Market Average Movement | 5.0% |
| 10% most volatile stocks in GB Market | 10.3% |
| 10% least volatile stocks in GB Market | 2.6% |
İstikrarlı Hisse Senedi Fiyatı: SDLF son 3 ayda UK piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: SDLF 'nin haftalık oynaklığı ( 3% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1782 | 5,519 | Andy Briggs | www.thephoenixgroup.com |
Standard Life plc, Avrupa'da uzun vadeli tasarruf ve emeklilik sektöründe faaliyet göstermektedir. Emeklilik Çözümleri, Emeklilik ve Tasarruf, Kârlı ve Avrupa ve Diğer segmentleri aracılığıyla faaliyet göstermektedir. Şirket, tanımlanmış katkılı işyeri emeklilikleri, emeklilik için perakende tasarruflar, uluslararası tahviller ve eski tasarruf ve emeklilik ürünleri; tanımlanmış fayda emeklilik geliri, gelir düşüşü ve ömür boyu yıllık ödemeler, sabit vadeli yıllık ödemeler ve düzleştirilmiş yönetilen fonlar sunmaktadır.
Standard Life plc Temel Bilgiler Özeti
| SDLF temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | UK£9.16b |
| Kazançlar(TTM) | -UK£472.00m |
| Gelir(TTM) | UK£28.96b |
0.3x
P/S Oranı-19.4x
F/K OranıSDLF aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| SDLF gelir tablosu (TTM) | |
|---|---|
| Gelir | UK£28.96b |
| Gelir Maliyeti | UK£26.89b |
| Brüt Kâr | UK£2.07b |
| Diğer Giderler | UK£2.54b |
| Kazançlar | -UK£472.00m |
Son Raporlanan Kazançlar
Dec 31, 2025
Sonraki Kazanç Tarihi
Sep 07, 2026
| Hisse başına kazanç (EPS) | -0.47 |
| Brüt Marj | 7.14% |
| Net Kâr Marjı | -1.63% |
| Borç/Özkaynak Oranı | 582.9% |
SDLF uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünTemettüler
6.1%
Mevcut Temettü Verimi-117%
Ödeme OranıŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/08/17 03:25 |
| Gün Sonu Hisse Fiyatı | 2026/08/17 00:00 |
| Kazançlar | 2025/12/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
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| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına Github sayfamızdan ulaşabilirsiniz; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube’da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Standard Life plc 26 Bu analistlerden 4, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Larissa Van Deventer | Barclays |
| Andrew Broadfield | Barclays |
| Claudia Gaspari | Barclays |