Duyuru • Jun 19
SBI Insurance Group Co., Ltd. to Report Q1, 2027 Results on Aug 06, 2026 SBI Insurance Group Co., Ltd. announced that they will report Q1, 2027 results on Aug 06, 2026 Board Change • May 20
Less than half of directors are independent There is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 2 experienced directors. 8 highly experienced directors. 2 independent directors (6 non-independent directors). Independent Outside Director Keiji Watanabe was the last independent director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Duyuru • May 12
SBI Insurance Group Co., Ltd., Annual General Meeting, Jun 24, 2026 SBI Insurance Group Co., Ltd., Annual General Meeting, Jun 24, 2026. Duyuru • May 10
SBI Insurance Group Co., Ltd. to Report Fiscal Year 2026 Results on May 12, 2026 SBI Insurance Group Co., Ltd. announced that they will report fiscal year 2026 results on May 12, 2026 Board Change • Dec 30
Less than half of directors are independent There is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 2 experienced directors. 8 highly experienced directors. 2 independent directors (6 non-independent directors). Independent Outside Director Keiji Watanabe was the last independent director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Duyuru • Dec 18
SBI Insurance Group Co., Ltd. to Report Q3, 2026 Results on Feb 12, 2026 SBI Insurance Group Co., Ltd. announced that they will report Q3, 2026 results on Feb 12, 2026 Duyuru • Sep 27
SBI Insurance Group Co., Ltd. to Report Q2, 2026 Results on Nov 12, 2025 SBI Insurance Group Co., Ltd. announced that they will report Q2, 2026 results on Nov 12, 2025 Duyuru • Jul 02
SBI Insurance Group Co., Ltd. to Report Q1, 2026 Results on Aug 07, 2025 SBI Insurance Group Co., Ltd. announced that they will report Q1, 2026 results on Aug 07, 2025 Duyuru • May 08
SBI Insurance Group Co., Ltd., Annual General Meeting, Jun 25, 2025 SBI Insurance Group Co., Ltd., Annual General Meeting, Jun 25, 2025. Duyuru • Apr 04
SBI Insurance Group Co., Ltd. to Report Fiscal Year 2025 Results on May 08, 2025 SBI Insurance Group Co., Ltd. announced that they will report fiscal year 2025 results on May 08, 2025 Duyuru • Jan 17
SBI Insurance Group Co., Ltd. to Report Q3, 2025 Results on Feb 12, 2025 SBI Insurance Group Co., Ltd. announced that they will report Q3, 2025 results on Feb 12, 2025 Reported Earnings • Nov 17
Second quarter 2025 earnings released: EPS: JP¥106 (vs JP¥96.01 in 2Q 2024) Second quarter 2025 results: EPS: JP¥106 (up from JP¥96.01 in 2Q 2024). Revenue: JP¥26.9b (up 6.5% from 2Q 2024). Net income: JP¥2.64b (up 11% from 2Q 2024). Profit margin: 9.8% (in line with 2Q 2024). Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has fallen by 15% per year, which means it is significantly lagging earnings. Duyuru • Sep 25
SBI Insurance Group Co., Ltd. to Report Q2, 2025 Results on Nov 12, 2024 SBI Insurance Group Co., Ltd. announced that they will report Q2, 2025 results on Nov 12, 2024 Reported Earnings • Aug 09
First quarter 2025 earnings released: EPS: JP¥82.59 (vs JP¥186 in 1Q 2024) First quarter 2025 results: EPS: JP¥82.59 (down from JP¥186 in 1Q 2024). Revenue: JP¥30.2b (up 11% from 1Q 2024). Net income: JP¥2.05b (down 56% from 1Q 2024). Profit margin: 6.8% (down from 17% in 1Q 2024). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has fallen by 19% per year, which means it is significantly lagging earnings. Duyuru • Jul 07
SBI Insurance Group Co., Ltd. to Report Q1, 2025 Results on Aug 08, 2024 SBI Insurance Group Co., Ltd. announced that they will report Q1, 2025 results on Aug 08, 2024 Duyuru • May 11
SBI Insurance Group Co., Ltd., Annual General Meeting, Jun 24, 2024 SBI Insurance Group Co., Ltd., Annual General Meeting, Jun 24, 2024. Reported Earnings • May 11
Full year 2024 earnings released: EPS: JP¥58.42 (vs JP¥396 in FY 2023) Full year 2024 results: EPS: JP¥58.42 (down from JP¥396 in FY 2023). Revenue: JP¥108.4b (up 13% from FY 2023). Net income: JP¥1.45b (down 85% from FY 2023). Profit margin: 1.3% (down from 10% in FY 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings. Duyuru • Apr 06
SBI Insurance Group Co., Ltd. to Report Fiscal Year 2024 Results on May 09, 2024 SBI Insurance Group Co., Ltd. announced that they will report fiscal year 2024 results on May 09, 2024 Upcoming Dividend • Mar 21
Upcoming dividend of JP¥18.00 per share Eligible shareholders must have bought the stock before 28 March 2024. Payment date: 10 June 2024. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (4.1%). Duyuru • Mar 02
SBI Insurance Group Co., Ltd. has filed a Follow-on Equity Offering. SBI Insurance Group Co., Ltd. has filed a Follow-on Equity Offering.
Security Name: Common Stock
Security Type: Common Stock
Securities Offered: 2,000,000 Reported Earnings • Feb 08
Third quarter 2024 earnings released: JP¥212 loss per share (vs JP¥78.93 profit in 3Q 2023) Third quarter 2024 results: JP¥212 loss per share (down from JP¥78.93 profit in 3Q 2023). Revenue: JP¥25.5b (up 14% from 3Q 2023). Net loss: JP¥5.26b (down 369% from profit in 3Q 2023). Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has fallen by 15% per year, which means it is significantly lagging earnings. Duyuru • Jan 25
SBI Insurance Group Co., Ltd. to Report Q3, 2024 Results on Feb 07, 2024 SBI Insurance Group Co., Ltd. announced that they will report Q3, 2024 results on Feb 07, 2024 New Risk • Nov 10
New minor risk - Profit margin trend The company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 5.9% Last year net profit margin: 10.0% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. This is currently the only risk that has been identified for the company. Reported Earnings • Nov 10
Second quarter 2024 earnings released: JP¥118 loss per share (vs JP¥84.93 profit in 2Q 2023) Second quarter 2024 results: JP¥118 loss per share (down from JP¥84.93 profit in 2Q 2023). Revenue: JP¥24.7b (up 6.1% from 2Q 2023). Net loss: JP¥2.94b (down 240% from profit in 2Q 2023). Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has fallen by 18% per year, which means it is significantly lagging earnings. Duyuru • Sep 29
SBI Insurance Group Co., Ltd. to Report Q2, 2024 Results on Nov 09, 2023 SBI Insurance Group Co., Ltd. announced that they will report Q2, 2024 results on Nov 09, 2023 Reported Earnings • Aug 11
First quarter 2024 earnings released: EPS: JP¥86.70 (vs JP¥139 in 1Q 2023) First quarter 2024 results: EPS: JP¥86.70 (down from JP¥139 in 1Q 2023). Revenue: JP¥27.2b (up 11% from 1Q 2023). Net income: JP¥2.15b (down 38% from 1Q 2023). Profit margin: 7.9% (down from 14% in 1Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings. Valuation Update With 7 Day Price Move • Aug 07
Investor sentiment improves as stock rises 16% After last week's 16% share price gain to €7.75, the stock trades at a trailing P/E ratio of 3.1x. Average trailing P/E is 13x in the Insurance industry in Germany. Total loss to shareholders of 16% over the past three years. Duyuru • Jul 16
SBI Insurance Group Co., Ltd. to Report Q1, 2024 Results on Aug 09, 2023 SBI Insurance Group Co., Ltd. announced that they will report Q1, 2024 results on Aug 09, 2023 New Risk • Jun 15
New minor risk - Dividend sustainability The company has a short dividend paying track record. Less than a year of continuous dividend payments. Dividend yield: 1.5% This is considered a minor risk. For dividend focussed investors, companies that have not established a long-term track record of consistently maintaining or growing dividends are less attractive than those companies that have a long track record. Those that have a long track record have proven their underlying business is stable enough to consistently maintain or grow the dividend and that the company considers maintaining the dividend to be one of its priorities. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (80% accrual ratio). Minor Risk Short dividend paying track record (less than a year of continuous dividend payments). Duyuru • May 13
SBI Insurance Group Co., Ltd., Annual General Meeting, Jun 23, 2023 SBI Insurance Group Co., Ltd., Annual General Meeting, Jun 23, 2023. Reported Earnings • Feb 12
Third quarter 2023 earnings released: JP¥168 loss per share (vs JP¥71.51 profit in 3Q 2022) Third quarter 2023 results: JP¥168 loss per share (down from JP¥71.51 profit in 3Q 2022). Revenue: JP¥22.3b (up 3.1% from 3Q 2022). Net loss: JP¥4.17b (down 335% from profit in 3Q 2022). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings. Duyuru • Jan 27
SBI Insurance Group Co., Ltd. to Report Q3, 2023 Results on Feb 09, 2023 SBI Insurance Group Co., Ltd. announced that they will report Q3, 2023 results on Feb 09, 2023 Board Change • Nov 17
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 11 experienced directors. No highly experienced directors. 2 independent directors (6 non-independent directors). Chairman, President & Executive Officer Tatsuyoshi Otobe was the last director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Reported Earnings • Nov 12
Second quarter 2023 earnings released: JP¥78.73 loss per share (vs JP¥48.51 profit in 2Q 2022) Second quarter 2023 results: JP¥78.73 loss per share (down from JP¥48.51 profit in 2Q 2022). Revenue: JP¥22.8b (up 7.7% from 2Q 2022). Net loss: JP¥1.95b (down 262% from profit in 2Q 2022). Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has fallen by 16% per year, which means it is significantly lagging earnings. Duyuru • Oct 16
SBI Insurance Group Co., Ltd. to Report Q2, 2023 Results on Nov 10, 2022 SBI Insurance Group Co., Ltd. announced that they will report Q2, 2023 results on Nov 10, 2022 Reported Earnings • Aug 12
First quarter 2023 earnings released: EPS: JP¥57.09 (vs JP¥112 in 1Q 2022) First quarter 2023 results: EPS: JP¥57.09 (down from JP¥112 in 1Q 2022). Revenue: JP¥24.5b (up 8.2% from 1Q 2022). Net income: JP¥1.42b (down 49% from 1Q 2022). Profit margin: 5.8% (down from 12% in 1Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has fallen by 16% per year, which means it is significantly lagging earnings. Duyuru • Jul 13
SBI Insurance Group Co., Ltd. to Report Q1, 2023 Results on Aug 10, 2022 SBI Insurance Group Co., Ltd. announced that they will report Q1, 2023 results on Aug 10, 2022 Reported Earnings • May 16
Full year 2022 earnings released: EPS: JP¥305 (vs JP¥196 in FY 2021) Full year 2022 results: EPS: JP¥305 (up from JP¥196 in FY 2021). Revenue: JP¥87.8b (up 1.3% from FY 2021). Net income: JP¥7.57b (up 56% from FY 2021). Profit margin: 8.6% (up from 5.6% in FY 2021). The increase in margin was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings. Duyuru • May 14
SBI Insurance Group Co., Ltd., Annual General Meeting, Jun 21, 2022 SBI Insurance Group Co., Ltd., Annual General Meeting, Jun 21, 2022. Board Change • Apr 29
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 11 experienced directors. No highly experienced directors. 2 independent directors (6 non-independent directors). Chairman, President & Executive Officer Tatsuyoshi Otobe was the last director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Duyuru • Apr 17
SBI Insurance Group Co., Ltd. to Report Fiscal Year 2022 Results on May 12, 2022 SBI Insurance Group Co., Ltd. announced that they will report fiscal year 2022 results on May 12, 2022 Reported Earnings • Feb 09
Third quarter 2022 earnings: Revenues and EPS in line with analyst expectations Third quarter 2022 results: JP¥116 loss per share (down from JP¥48.15 profit in 3Q 2021). Revenue: JP¥21.7b (down 4.6% from 3Q 2021). Net loss: JP¥2.89b (down 342% from profit in 3Q 2021). Revenue was in line with analyst estimates. Reported Earnings • Nov 11
Second quarter 2022 earnings released: JP¥65.83 loss per share (vs JP¥30.38 profit in 2Q 2021) The company reported a soft second quarter result with weaker earnings and weaker control over costs, although revenues improved. Second quarter 2022 results: Revenue: JP¥21.2b (up 9.0% from 2Q 2021). Net loss: JP¥1.63b (down 317% from profit in 2Q 2021). Reported Earnings • Aug 12
First quarter 2022 earnings released: EPS JP¥53.75 (vs JP¥80.38 in 1Q 2021) The company reported a soft first quarter result with weaker earnings and profit margins, although revenues improved. First quarter 2022 results: Revenue: JP¥22.6b (up 6.8% from 1Q 2021). Net income: JP¥1.33b (down 33% from 1Q 2021). Profit margin: 5.9% (down from 9.4% in 1Q 2021). The decrease in margin was driven by higher expenses. Reported Earnings • May 14
Full year 2021 earnings released: EPS JP¥30.74 (vs JP¥175 in FY 2020) The company reported a soft full year result with weaker earnings and profit margins, although revenues improved. Full year 2021 results: Revenue: JP¥86.6b (up 23% from FY 2020). Net income: JP¥763.0m (down 81% from FY 2020). Profit margin: 0.9% (down from 5.8% in FY 2020). The decrease in margin was driven by higher expenses. Is New 90 Day High Low • Feb 20
New 90-day low: €9.85 The company is down 16% from its price of €11.70 on 20 November 2020. The German market is up 10.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is flat over the same period. Reported Earnings • Feb 12
Third quarter 2021 earnings released: JP¥79.25 loss per share (vs JP¥54.47 profit in 3Q 2020) The company reported a soft third quarter result with weaker earnings and weaker control over costs, although revenues improved. Third quarter 2021 results: Revenue: JP¥22.7b (up 29% from 3Q 2020). Net loss: JP¥1.97b (down 258% from profit in 3Q 2020). Duyuru • Jan 12
SBI Insurance Group Co., Ltd. to Report Q3, 2021 Results on Feb 10, 2021 SBI Insurance Group Co., Ltd. announced that they will report Q3, 2021 results on Feb 10, 2021 Is New 90 Day High Low • Dec 23
New 90-day low: €10.70 The company is down 26% from its price of €14.40 on 23 September 2020. The German market is up 6.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 12% over the same period. Reported Earnings • Nov 15
Second quarter 2021 earnings released: JP¥49.23 loss per share The company reported a soft second quarter result with weaker earnings and control over expenses, although revenues were improved. Second quarter 2021 results: Revenue: JP¥19.4b (up 24% from 2Q 2020). Net loss: JP¥1.22b (down JP¥1.49b from profit in 2Q 2020). Duyuru • Jul 19
SBI Insurance Group Co., Ltd. to Report Q1, 2021 Results on Aug 07, 2020 SBI Insurance Group Co., Ltd. announced that they will report Q1, 2021 results on Aug 07, 2020