Unum Group Tidigare resultatutveckling
Tidigare kriterier kontrolleras 2/6
Unum Group har ökat intäkterna med en genomsnittlig årlig takt på 5.8%, medan Insurance -branschen såg intäkterna växer på 14.6% årligen. Intäkterna har varit växande med en genomsnittlig takt på 0.8% per år. Unum Group s avkastning på eget kapital är 7.2% och den har en nettomarginal på 5.9%.
Viktig information
5.76%
Tillväxttakt i vinsten
8.65%
Tillväxttakt för EPS
| Insurance Tillväxt i branschen | 8.02% |
| Intäkternas tillväxttakt | 0.75% |
| Avkastning på eget kapital | 7.17% |
| Nettomarginal | 5.86% |
| Nästa resultatuppdatering | 28 Jul 2026 |
Senaste uppdateringar av tidigare prestationer
Recent updates
Uppdatering av berättelse • Jun 15
UNM: Mortality Trends And Capital Returns Will Support Balanced Long-Term Prospects
Narrative Update The Street price target for Unum Group has been lifted to $87 from $80. Analysts point to generally strong Q1 life insurance results, ongoing earnings momentum, improving mortality trends, and solid international business performance as key supports for the updated view.Uppdatering av berättelse • Jun 01
UNM: Buybacks And Mortality Trends Will Support Returns Through Sector Headwinds
Analysts have nudged the implied fair value for Unum Group higher to about $97.62 from roughly $95.08, as recent price target increases, backed by views of generally strong life insurance results, ongoing earnings momentum and improvements in mortality, offset a smaller number of target trims across the sector. Analyst Commentary Recent research on Unum Group reflects a mix of optimism and caution, with several price target increases around life insurance results and a few trims tied to sector wide valuation questions.Uppdatering av berättelse • May 02
UNM: Share Repurchases And Higher Margins Will Support Returns Through Sector Headwinds
Analysts have made a modest downward adjustment to the Unum Group price target, trimming it by about $0.54 as they factor in lower revenue growth expectations, slightly higher profit margin assumptions, and a small change in the projected P/E. Analyst Commentary Recent research on Unum Group shows a mix of optimism and caution, with several firms adjusting price targets both upward and downward as they refresh earnings models and valuation frameworks.Seeking Alpha • Apr 23
Unum: Careful About Investing In Insurance Right Now
Summary Unum Group is rated Hold with a $52/share price target due to limited upside at current valuation. UNM's 9-10x P/E and 2.38% yield offer little premium over risk-free rates, requiring substantial growth or premiumization to justify higher multiples. Persistent LTC block risks, high disability claim incidence, and diversification into lower-margin lines constrain valuation expansion. Forecasted UNM EPS growth above 10% appears optimistic; guidance was recently cut to below 1%, and Q1 '26 results are expected to disappoint. Read the full article on Seeking AlphaUppdatering av berättelse • Jan 27
UNM: Capital Strength And Buybacks Will Support Higher Sector Headwinds
Analysts have nudged their price targets on Unum Group higher, with recent updates moving into a range of roughly $87 to $104 as they weigh factors such as pricing trends, capital strength, cash flow, and earnings margins in the broader insurance sector. Analyst Commentary Recent research points to a generally constructive stance on Unum Group, with several firms lifting their price targets into the high double digits while still flagging pockets of risk in insurance pricing and profitability trends.Uppdatering av berättelse • Jan 10
UNM: Capital Strength And Buybacks Will Support Higher Future Pricing Power
Analysts nudged their fair value estimate for Unum Group higher to about $94.92 from $93.08, citing updated Street price targets in the high $80s to mid $90s range and ongoing focus on capital strength, cash flow and sector consolidation. Analyst Commentary Recent Street research on Unum Group clusters around capital strength, pricing conditions in insurance markets, and how those factors flow through to valuation.Analysartikel • Sep 21
Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may...Analysartikel • Aug 01
Unum Group Just Missed Earnings - But Analysts Have Updated Their Models
It's been a sad week for Unum Group ( NYSE:UNM ), who've watched their investment drop 10% to US$71.81 in the week...Analysartikel • Jul 14
Unum Group's (NYSE:UNM) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of Unum Group ( NYSE:UNM ) has announced that the dividend on 15th of August will be increased to $0.46...Seeking Alpha • Mar 14
Unum: Progress In LTC Creates Room For More Upside
Summary Unum Group shares have surged over 50% in the past year, driven by strong core business performance and favorable long-term care exposure developments. The reinsurance deal with Fortitude Re reduced Unum's LTC risk by 20%, providing a $100 million benefit and improving capital allocation. Unum's core business continues to perform well, with solid premium growth and a strong investment portfolio, despite some pressure in the dental and vision segments. With a robust buyback program, secure dividend, and ongoing progress on the Closed Block, I remain bullish on UNM, expecting 10-12% long-term annual returns. Read the full article on Seeking AlphaSeeking Alpha • Jan 14
Unum Group Stock Seems To Be Undervalued
Summary Unum Group has shown strong operational performance and consistent business growth, leading to a positive outlook and undervalued shares. Despite a relatively low dividend yield, Unum's share buybacks and improving fundamentals make it a compelling value investment. Unum's liquidity and conservative leverage profile support a robust capital return policy, with significant share repurchases and growing dividends expected. Valuation metrics indicate that UNM's stock is undervalued by about 40%, suggesting a fair value of around $100 per share. Read the full article on Seeking AlphaSeeking Alpha • Nov 01
Unum Group: Revisiting Quant's Strong-Buy Insurer
Summary Unum's core segments continue to deliver stable earnings and cash flow, backed by high customer retention, particularly in group life and disability policies. The company offers an attractive share buyback program with a recent double-digit dividend increase. Trading just above book value, Unum has room for further valuation expansion, especially given its projected 7% EPS CAGR through 2026. Read the full article on Seeking AlphaSeeking Alpha • Sep 19
Unum: Core Business Strength Comes Into Greater Focus
Summary Unum Group shares have outperformed the market, gaining 13% versus the market's 3%, driven by strong core business performance and no additional capital needed for its Closed Block. The core business shows robust results, with a 23% return on equity, strong premium growth, and improved loss ratios, despite the drag from the Closed Block. The Company's well-capitalized parent, $1 billion buyback plan, and 3% dividend yield offer attractive capital returns, supporting a 15% total return potential. With solid core business performance and reduced concerns about the Closed Block, UNM remains an attractive investment, with my target price at $63. Read the full article on Seeking Alpha
Ny berättelse • Aug 23
Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market
Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.Seeking Alpha • Jul 18
Unum: Diversify Your Portfolio With This Undervalued Dividend Grower
Summary Unum Group, Manulife, and Prudential have been favorites names per Seeking Alpha Quant ratings for months. Unum stands out with consistent EPS growth, strong profitability margins, and favorable valuation compared to its peers. Unum's dominant position in the disability insurance market makes it a compelling long-term option for dividend-growth investors. Read the full article on Seeking AlphaSeeking Alpha • Jun 20
Unum: Strong Core Business Offsets Ongoing LTC Uncertainty
Summary Unum Group shares have been volatile, rising only 8% in the past year due to concerns around its long-term care unit. Unum's core businesses are performing well, with strong profitability and returns as claims normalize from pandemic highs. Management does not expect to contribute capital to the Closed Block unit, aiming for ongoing premium increases to support it, and this appears credible. Unum has strong free cash flow, which supports its growing dividend and increased repurchase program. Read the full article on Seeking AlphaSeeking Alpha • Apr 08
Unum Group: Further Stock Growth Likely In 2024
Summary Unum Group's stock is in a positive technical uptrend which can continue in 2024. The stock has an attractive valuation, suggesting potential for further price appreciation this year. UNM's steady revenue and earnings growth make it a stable option as a dividend investment with potential stock price appreciation. Read the full article on Seeking AlphaFördelning av intäkter och kostnader
Fördelning av intäkter och kostnader
Hur Unum Group tjänar och spenderar pengar. Baserat på senast rapporterade resultat, på rullande tolvmånadersbasis.
Resultat- och intäktshistorik
| Datum | Intäkter | Intäkter | G+A Kostnader | FoU-kostnader |
|---|---|---|---|---|
| 31 Mar 26 | 13,339 | 781 | 1,217 | 0 |
| 31 Dec 25 | 13,076 | 739 | 1,201 | 0 |
| 30 Sep 25 | 13,068 | 913 | 1,182 | 0 |
| 30 Jun 25 | 12,907 | 1,519 | 1,179 | 0 |
| 31 Mar 25 | 12,779 | 1,573 | 1,183 | 0 |
| 31 Dec 24 | 12,887 | 1,779 | 1,179 | 0 |
| 30 Sep 24 | 12,796 | 1,761 | 1,203 | 0 |
| 30 Jun 24 | 12,671 | 1,317 | 1,211 | 0 |
| 31 Mar 24 | 12,550 | 1,321 | 1,210 | 0 |
| 31 Dec 23 | 12,386 | 1,284 | 1,179 | 0 |
| 30 Sep 23 | 12,246 | 1,242 | 1,182 | 0 |
| 30 Jun 23 | 12,112 | 1,551 | 1,170 | 0 |
| 31 Mar 23 | 12,040 | 1,525 | 1,136 | 0 |
| 31 Dec 22 | 11,984 | 1,407 | 1,109 | 0 |
| 30 Sep 22 | 11,958 | 1,278 | 1,079 | 0 |
| 30 Jun 22 | 11,969 | 1,096 | 1,034 | 0 |
| 31 Mar 22 | 11,922 | 912 | 1,022 | 0 |
| 31 Dec 21 | 12,008 | 981 | 1,010 | 0 |
| 30 Sep 21 | 13,308 | 800 | 1,002 | 0 |
| 30 Jun 21 | 13,335 | 702 | 1,013 | 0 |
| 31 Mar 21 | 13,363 | 785 | 999 | 0 |
| 31 Dec 20 | 13,162 | 793 | 1,002 | 0 |
| 30 Sep 20 | 11,923 | 954 | 947 | 0 |
| 30 Jun 20 | 11,887 | 965 | 921 | 0 |
| 31 Mar 20 | 11,882 | 980 | 911 | 0 |
| 31 Dec 19 | 11,999 | 1,100 | 928 | 0 |
| 30 Sep 19 | 11,845 | 1,053 | 897 | 0 |
| 30 Jun 19 | 11,813 | 527 | 894 | 0 |
| 31 Mar 19 | 11,687 | 531 | 891 | 0 |
| 31 Dec 18 | 11,599 | 523 | 886 | 0 |
| 30 Sep 18 | 11,557 | 541 | 868 | 0 |
| 30 Jun 18 | 11,448 | 1,078 | 867 | 0 |
| 31 Mar 18 | 11,380 | 1,038 | 865 | 0 |
| 31 Dec 17 | 11,287 | 994 | 852 | 0 |
| 30 Sep 17 | 11,244 | 975 | 862 | 0 |
| 30 Jun 17 | 11,188 | 959 | 848 | 0 |
| 31 Mar 17 | 11,128 | 951 | 834 | 0 |
| 31 Dec 16 | 11,047 | 931 | 839 | 0 |
| 30 Sep 16 | 10,972 | 910 | 832 | 0 |
| 30 Jun 16 | 10,867 | 877 | 828 | 0 |
| 31 Mar 16 | 10,809 | 865 | 830 | 0 |
| 31 Dec 15 | 10,731 | 867 | 835 | 0 |
| 30 Sep 15 | 10,648 | 359 | 838 | 0 |
| 30 Jun 15 | 10,604 | 374 | 838 | 0 |
Kvalitetsintäkter: UNM har inkomster av hög kvalitet.
Växande vinstmarginal: UNM s nuvarande netto vinstmarginaler (5.9%) är lägre än förra året (12.3%).
Fritt kassaflöde vs resultatanalys
Analys av tidigare vinsttillväxt
Resultatutveckling: UNM s intäkter har ökat med 5.8% per år under de senaste 5 åren.
Accelererande tillväxt: UNM s har haft negativ intäktstillväxt under det senaste året, så det kan inte jämföras med dess 5-åriga genomsnitt.
Resultat vs industri: UNM hade negativ intäktstillväxt ( -50.3% ) under det senaste året, vilket gör det svårt att jämföra med branschens genomsnitt Insurance ( 36.5% ).
Avkastning på eget kapital
Hög ROE: UNM s avkastning på eget kapital ( 7.2% ) anses vara låg.
Avkastning på tillgångar
Avkastning på sysselsatt kapital
Upptäck starka bolag som tidigare presterat bra
Företagsanalys och finansiella data Status
| Uppgifter | Senast uppdaterad (UTC-tid) |
|---|---|
| Analys av företag | 2026/06/17 21:31 |
| Aktiekurs vid dagens slut | 2026/06/17 00:00 |
| Intäkter | 2026/03/31 |
| Årlig intjäning | 2025/12/31 |
Datakällor
Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.
| Paket | Uppgifter | Tidsram | Exempel US-källa |
|---|---|---|---|
| Företagets finansiella ställning | 10 år |
| |
| Analytikernas konsensusuppskattningar | +3 år |
|
|
| Marknadspriser | 30 år |
| |
| Ägarskap | 10 år |
| |
| Förvaltning | 10 år |
| |
| Viktiga utvecklingstendenser | 10 år |
|
* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.
Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.
Analysmodell och snöflinga
Detaljer om analysmodellen som användes för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och tutorials på Youtube.
Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.
Industri- och sektormått
Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.
Källor för analytiker
Unum Group bevakas av 26 analytiker. 8 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.
| Analytiker | Institution |
|---|---|
| Jay Gelb | Barclays |
| Eric Berg | Barclays |
| Taylor Scott | Barclays |