Mercury General (MCY) Aktievy
Mercury General Corporation, tillsammans med sina dotterbolag, bedriver verksamhet med att teckna personbilsförsäkringar i USA. Mer information
| Snöflinga Score | |
|---|---|
| Värdering | 4/6 |
| Framtida tillväxt | 1/6 |
| Tidigare resultat | 6/6 |
| Finansiell hälsa | 3/6 |
| Utdelningar | 2/6 |
MCY Community Fair Values
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Analyst Price Targets
Top Community Narratives
US$102.88
FV
8.0% övervärderad intrinsisk rabatt10.77%
Revenue growth p.a.
24
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Mercury General Corporation Konkurrenter
Prishistorik och prestanda
| Historiska aktiekurser | |
|---|---|
| Aktuell aktiekurs | US$111.12 |
| 52 veckors högsta | US$112.28 |
| 52 veckors lägsta | US$64.21 |
| Beta | 0.91 |
| 1 månads förändring | 9.51% |
| 3 månaders förändring | 23.21% |
| 1 års förändring | 68.13% |
| 3 års förändring | 284.76% |
| 5 års förändring | 73.38% |
| Förändring sedan börsintroduktionen | 2,016.57% |
Senaste nyheter och uppdateringar
Uppdatering av berättelse • Jun 15
MCY: Rebounded Profitability And Balance Sheet Actions Will Support Future Repricing Potential
Analysts have maintained their price target for Mercury General at $120.00, reflecting steady assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E despite only minimal adjustments to their models. What's in the News Mercury General reported Q1 2026 net income of $190 million, compared with a loss in the prior year period, with results supported by higher net premiums, favorable investment returns, lower catastrophe losses, and tighter expense management (source: Q1 2026 earnings coverage).Uppdatering av berättelse • Jun 01
MCY: Higher Profitability Assumptions Will Support Future Repricing Potential
Analysts have raised their price target for Mercury General from $110 to $120. This reflects updated assumptions for revenue growth, profit margins, and a lower future P/E multiple in their models.Seeking Alpha • May 29
Mercury Vs. Safety: The Falling Knife Became The Better Insurer
Summary Mercury General (MCY) has restored underwriting profitability, posting a Q1 2026 combined ratio of 89.3% versus Safety Insurance’s (SAFT) 113.4%. MCY trades at only 6.5x TTM earnings, offering potential upside if re-rated toward industry norms, while SAFT’s forward P/E appears stretched at 14.4x–22.9x. Underwriting discipline now favors MCY, while SAFT’s combined ratio remains unpredictable, limiting its investment appeal despite asset-based valuation arguments. I rate MCY a Buy for its improved underwriting and valuation; SAFT remains a Hold due to mediocre performance and lack of clear upside. Read the full article on Seeking AlphaRecent updates
Uppdatering av berättelse • Jun 15
MCY: Rebounded Profitability And Balance Sheet Actions Will Support Future Repricing Potential
Analysts have maintained their price target for Mercury General at $120.00, reflecting steady assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E despite only minimal adjustments to their models. What's in the News Mercury General reported Q1 2026 net income of $190 million, compared with a loss in the prior year period, with results supported by higher net premiums, favorable investment returns, lower catastrophe losses, and tighter expense management (source: Q1 2026 earnings coverage).Uppdatering av berättelse • Jun 01
MCY: Higher Profitability Assumptions Will Support Future Repricing Potential
Analysts have raised their price target for Mercury General from $110 to $120. This reflects updated assumptions for revenue growth, profit margins, and a lower future P/E multiple in their models.Seeking Alpha • May 29
Mercury Vs. Safety: The Falling Knife Became The Better Insurer
Summary Mercury General (MCY) has restored underwriting profitability, posting a Q1 2026 combined ratio of 89.3% versus Safety Insurance’s (SAFT) 113.4%. MCY trades at only 6.5x TTM earnings, offering potential upside if re-rated toward industry norms, while SAFT’s forward P/E appears stretched at 14.4x–22.9x. Underwriting discipline now favors MCY, while SAFT’s combined ratio remains unpredictable, limiting its investment appeal despite asset-based valuation arguments. I rate MCY a Buy for its improved underwriting and valuation; SAFT remains a Hold due to mediocre performance and lack of clear upside. Read the full article on Seeking AlphaUppdatering av berättelse • Apr 26
MCY: Stable Profitability And P/E Multiple Will Support Future Repricing
Analysts kept their price target for Mercury General steady at $110.00. This reflects broadly unchanged assumptions on discount rate, revenue growth, profit margin and future P/E multiples.Uppdatering av berättelse • Apr 11
MCY: Steady Profit Outlook And Discounted P/E Will Drive Future Repricing
Analysts have kept their $110.00 price target on Mercury General unchanged, reflecting steady views on fair value as they continue to see the current discount rate, revenue growth outlook, profit margin assumptions, and future P/E expectations as consistent with prior estimates. Valuation Changes Fair Value: The model fair value remains at $110.00, indicating no change in the assessed share valuation level.Uppdatering av berättelse • Mar 28
MCY: Stable Assumptions And Undervalued P/E Will Support Future Repricing
Analysts have kept their price target for Mercury General steady at $110.00, reflecting unchanged assumptions around discount rate, revenue growth, profit margin, and future P/E expectations. Valuation Changes Fair Value: Model fair value stays at $110.00, indicating no change in the estimated intrinsic price per share.Uppdatering av berättelse • Mar 13
MCY: Steady Assumptions And Undervalued P/E Will Support Bullish Repricing
Analysts have kept their $110.00 price target for Mercury General unchanged, reflecting largely consistent assumptions on the discount rate, revenue growth, profit margin, and future P/E, with only minimal refinements to the model. Valuation Changes Fair Value: The model fair value remains at $110.00, with no change from the prior estimate.Uppdatering av berättelse • Feb 27
MCY: Higher Fair Value And P/E Assumptions Will Support Bullish Repricing
Analysts have lifted their price target for Mercury General to $110 from $100, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and an expected future P/E multiple. Valuation Changes Fair Value: updated to $110 from $100, indicating a modest uplift in the assessed share value.Analysartikel • Nov 08
Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 24th of...Uppdatering av berättelse • Sep 24
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Mercury General's fair value estimate was raised primarily due to a higher future P/E multiple despite steady revenue growth projections, driving the consensus analyst price target up from $90 to $100. What's in the News Mercury Insurance released its annual list of the most affordable EVs to insure, aiming to guide budget-conscious consumers and highlight insurance-saving vehicle models.Analysartikel • Aug 27
Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...Analysartikel • Aug 02
Mercury General (NYSE:MCY) Is Due To Pay A Dividend Of $0.3175
The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...Analysartikel • Jul 23
Here's Why Mercury General (NYSE:MCY) Has Caught The Eye Of Investors
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Ny berättelse • Feb 16
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Strength in core business operations, excluding catastrophe losses, suggests improved future earnings stability and net margins through personal auto and homeowners lines.Seeking Alpha • Jan 16
California Wildfires, Mercury General's Opportunity Amid Crisis (Rating Upgrade)
Summary The Los Angeles wildfires, while tragic, may present an opportunity for Mercury General due to potential market exits by other insurers and possible price increases. Mercury General's exposure to auto insurance, along with its reinsurance coverage, suggests it can absorb the wildfire losses, estimated at $150 million pre-tax. Despite potential risks like increased reinsurance costs and regulatory changes, Mercury General is positioned for growth and higher premiums post-wildfires. I initiated a position in Mercury General, expecting a stock rebound to $56-$60, driven by positive FY 2024 results and subsiding wildfire fears. Read the full article on Seeking AlphaSeeking Alpha • Oct 31
Mercury General: Turning Lead Into Gold
Summary Mercury General faced operational challenges and high loss ratios in 2022, compounded by a dividend reduction that resulted in the loss of its "dividend aristocrat" status. In response to these challenges, Mercury launched remediation efforts in 2023 focused on improving underwriting margins, especially in California, where adverse conditions significantly impacted profitability. By mid-2024, Mercury's combined ratio improved, achieving positive underwriting income and a combined ratio of 98.9% by Q2, reflecting the success of rate adjustments and underwriting improvements. Third-quarter results were particularly strong, leading to a year-to-date underwriting income of $88.7 million, reinforcing investor optimism and supporting a substantial stock price increase since early 2024. Mercury is on track for continued improvement, with anticipated FY 2024 combined ratios between 96.5% and 97.8%, driven by effective remediation and investment income growth, although it still trades at a premium relative to steadier competitors. Read the full article on Seeking AlphaSeeking Alpha • Sep 20
Mercury General: Very Cheap, And Expert Of Maximizing After-Tax Yield
Summary Mercury General Corporation is well-positioned for growth with significant cash reserves, enabling investment in advertising and agent network expansion to boost net sales. Recent rate increases approved by the Department of Insurance and impressive EPS forecasts for 2025 make MCY an attractive buy. The company's strong investment track record, focus on maximizing after-tax yield, and experienced leadership further support its potential for stable returns. Despite some risks, including market concentration in California and inflationary pressures, MCY's proven business model and undervaluation present a compelling investment opportunity. Read the full article on Seeking AlphaAktieägarnas avkastning
| MCY | US Insurance | US Marknad | |
|---|---|---|---|
| 7D | 3.7% | 4.9% | 1.6% |
| 1Y | 68.1% | 3.8% | 18.6% |
Avkastning vs industri: MCY översteg US Insurance branschen som gav 3.8 % under det senaste året.
Avkastning vs Marknaden: MCY översteg US marknaden som gav 18.6 % under det senaste året.
Prisvolatilitet
| MCY volatility | |
|---|---|
| MCY Average Weekly Movement | 3.6% |
| Insurance Industry Average Movement | 4.3% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.2% |
Stabil aktiekurs: MCY har inte haft någon betydande prisvolatilitet under de senaste 3 månaderna jämfört med marknaden för US.
Volatilitet över tid: MCY s veckovolatilitet ( 4% ) har varit stabil under det senaste året.
Om företaget
| Grundad | Anställda | VD OCH KONCERNCHEF | Webbplats |
|---|---|---|---|
| 1961 | 4,380 | Gabe Tirador | www.mercuryinsurance.com |
Mercury General Corporation, tillsammans med sina dotterbolag, tecknar personbilsförsäkringar i USA. Bolaget tecknar även försäkringar för husägare, kommersiella bilar, kommersiell egendom, mekaniskt skydd och paraplyförsäkringar. Bolagets bilförsäkringsprodukter omfattar kollision, egendomsskada, personskada, kasko, personskadeskydd, underförsäkrad och oförsäkrad bilist och andra risker; och hemförsäkringsprodukter omfattar bostad, ansvar, personlig egendom och andra försäkringar.
Mercury General Corporation Sammanfattning av grunderna
| MCY grundläggande statistik | |
|---|---|
| Börsvärde | US$6.12b |
| Vinst(TTM) | US$839.84m |
| Intäkter(TTM) | US$6.14b |
7.3x
P/E-förhållande1.0x
P/S-förhållandeÄr MCY övervärderat?
Se Verkligt värde och värderingsanalysResultat & intäkter
| MCY resultaträkning (TTM) | |
|---|---|
| Intäkter | US$6.14b |
| Kostnad för intäkter | US$4.59b |
| Bruttovinst | US$1.55b |
| Övriga kostnader | US$708.47m |
| Intäkter | US$839.84m |
Senast redovisade vinst
Mar 31, 2026
Nästa vinstdatum
n/a
| Vinst per aktie (EPS) | 15.16 |
| Bruttomarginal | 25.23% |
| Nettovinstmarginal | 13.69% |
| Skuld/egenkapitalförhållande | 22.2% |
Hur har MCY utvecklats på lång sikt?
Se historisk utveckling och jämförelseUtdelningar
1.1%
Aktuell utdelningsavkastning8%
UtbetalningskvotFöretagsanalys och finansiella data Status
| Uppgifter | Senast uppdaterad (UTC-tid) |
|---|---|
| Analys av företag | 2026/07/06 23:47 |
| Aktiekurs vid dagens slut | 2026/07/06 00:00 |
| Intäkter | 2026/03/31 |
| Årlig intjäning | 2025/12/31 |
Datakällor
Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.
| Paket | Uppgifter | Tidsram | Exempel US-källa |
|---|---|---|---|
| Företagets finansiella ställning | 10 år |
| |
| Analytikernas konsensusuppskattningar | +3 år |
|
|
| Marknadspriser | 30 år |
| |
| Ägarskap | 10 år |
| |
| Förvaltning | 10 år |
| |
| Viktiga utvecklingstendenser | 10 år |
|
* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.
Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.
Analysmodell och snöflinga
Detaljer om analysmodellen som används för att skapa denna rapport finns på vår Github-sida; vi har också guider om hur du använder våra rapporter och handledningar på Youtube.
Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.
Industri- och sektormått
Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.
Källor för analytiker
Mercury General Corporation bevakas av 7 analytiker. 1 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.
| Analytiker | Institution |
|---|---|
| Alison Jacobowitz | BofA Global Research |
| Christopher Campbell | Keefe, Bruyette, & Woods |
| Raymond Iardella | Macquarie Research |