Ready Capital Corporation

NYSE:RC Aktierapport

Börsvärde: US$306.2m

Ready Capital Framtida tillväxt

Future kriterier kontrolleras 2/6

Ready Capital förväntas öka vinsten och intäkterna med 64.3% och 91.1% per år respektive medan EPS förväntas växa med 60.7% per år.

Viktig information

64.3%

Tillväxttakt i vinsten

60.71%

Tillväxttakt för EPS

Mortgage REITs vinsttillväxt26.0%
Intäkternas tillväxttakt91.1%
Framtida avkastning på eget kapitaln/a
Bevakning av analytiker

Low

Senast uppdaterad17 May 2026

Senaste uppdateringarna om framtida tillväxt

Recent updates

Ny berättelse • May 12

Shrinking Balance Sheet And Funding Risks Will Pressure Earnings For Years

Catalysts About Ready Capital Ready Capital focuses on middle market commercial real estate lending and SBA 7(a) small business lending. What are the underlying business or industry changes driving this perspective?
Seeking Alpha • May 04

Ready Capital: Beware Of Block 216, 55 E Jackson, And Loan Modifications

Summary Ready Capital reported a negative distributable cash flow for the third consecutive quarter and a 14.6% drop in book value in 4Q25. To provide needed liquidity, RC has primarily been selling performing loans, raising concerns about future operating cash flow and asset quality. The Block 216 project poses a significant write-down risk, as the condo sales to date on a per sq ft basis are much lower than needed to support book value. RC's SBA Business is showing strain, with 60+ day delinquent loans rising from 3.4% to 4.7% quarter-over-quarter. RC will need to foreclose on or sell its $62 million mortgage on 55 E Jackson, a Class B office building in Chicago, likely triggering a write-down, in my opinion. Read the full article on Seeking Alpha
Ny berättelse • Mar 05

Balance Sheet Repositioning And SBA Lending Shift Will Support Future Earnings Stability

Catalysts About Ready Capital Ready Capital is a finance company focused on commercial real estate lending and capital light small business lending, including SBA 7(a) loans. What are the underlying business or industry changes driving this perspective?
Seeking Alpha • Mar 19

Ready Capital Bulls, You Need To Consider A Safer Approach

Summary Closed position in Ready Capital Corporation baby bonds due to poor earnings and reentered; prefer higher capital structure for troubled companies, using common stock as a cushion and signal. Bullish on RC implies expecting higher BV multiple and steady 6% ROE, but financing costs and past performance make this unlikely. Leveraged RCD bonds offer close to a 17% yield, comparable to a bullish RC scenario, with lower risk and better risk-adjusted returns. Bonds provide a safer investment with a cushion from common stock and preferred stocks, allowing flexibility to react to equity weakness. Read the full article on Seeking Alpha
Seeking Alpha • Feb 21

Ready Capital: Ritz-Carlton Portland Loan And Trump Administration's Potential View On SBA Loans Spell Trouble

Summary Ready Capital holds a $400+ million construction loan secured by the Ritz-Carlton Portland and an adjacent office tower. The loan has not been impaired despite 70% vacancy in the office building, anemic condo sales, and a lien from a contractor, an impairment would cost RC 35% of DE. The new SBA Administrator, Kelly Loeffler, is likely to change the way the SBA 7(a) lending program is administered. SBA 7(a) loans are a key profit center for RC, generating almost half of Distributable Earnings in 3Q24. Read the full article on Seeking Alpha
Seeking Alpha • Dec 11

Ready Capital: Accounting Policy Changes Mask Negative Adjusted Operating Cash Flows And Unsupported Dividend

Summary Despite three dividend cuts in recent years, more dividend cuts are inevitable, in my opinion, due to negative operating cash flow and cash Distributable Earnings not covering the dividend. Recent accounting policy changes led to the recognition of PIK and accrued interest as interest income, which dramatically increased reported distributable earnings. November’s CLO data shows loan problems are accelerating, not abating, and many modified but not impaired loans are of dubious quality. Assuming a loss on loans that are delinquent or not paying interest in cash in line with Trepp’s historical loss rate results in a tangible book value/share of $3.39. Based on outcomes of recent acquisitions, investors should question the rationale for the proposed acquisition of United Development Funding IV, as the portfolio has 51% non-accrual loans. Read the full article on Seeking Alpha
Seeking Alpha • Oct 16

Ready Capital: When Is The Final Dividend Cut?

Summary Ready Capital's dividend cut to $0.25 per share marks a significant sequential reduction, with a current yield of 14%, significantly above pre-pandemic levels. RC's net book value has declined to $12.97 per share with the commons trading at a 45% discount. The mREIT plans to bridge dividend coverage by focusing on small business loans, exiting residential mortgage banking, and increasing leverage. Cost reductions, including an 11% staffing cut, aim to improve ROE, but the risk of further dividend cuts remains, making preferred shares a safer option. Read the full article on Seeking Alpha
Seeking Alpha • May 20

Ready Capital: It Isn't Ready Yet

Summary Ready Capital's share price is at its lowest since COVID, at a large discount to book value. The company is transitioning its focus to commercial real estate lending and government-backed small business loans, but the success of that still remains to be seen. The company's Q1 results showed a decrease in distributable earnings that did not fully cover the dividend, indicating potential challenges ahead. A successful 2024 therefore entails rolling weak assets into better loans and ample buybacks at discounts to book. Read the full article on Seeking Alpha
Seeking Alpha • Apr 09

Ready Capital: Inability To Stabilize Earnings Against Headwinds Makes It A Hold

Summary Ready Capital's distributable EPS at $0.26 for its fiscal 2023 fourth quarter is only covering its dividend by 86.7%. The mREIT is trading at a material 40% discount to book value of $14.10 per share at the end of the fourth quarter. RC's preferred securities are trading at 25% discounts to their liquidation value and come with markedly higher yields than the bonds. Read the full article on Seeking Alpha
Seeking Alpha • Dec 23

Ready Capital: Two Dividend Cuts Later And The Broadmark Acquisition Stings

Summary Ready Capital has cut its dividend for the second consecutive time to $0.30 per share. The mREIT currently offers a fat 11% dividend yield and is now trading at a 24% discount to its third-quarter book value of $14.42 per share. Distributable EPS of $0.28 means that the rightsized dividend is still not covered. Read the full article on Seeking Alpha
Seeking Alpha • Sep 03

Ready Capital: A Fat 14.5% CRE Yield After The Merger With Broadmark

Summary Ready Capital is paying out a 14.5% dividend yield. The mREIT is also currently trading for 76 cents on the dollar following its merger with Broadmark Realty. There is some dividend uncertainty as its payout ratio sits at 111%. Read the full article on Seeking Alpha
Seeking Alpha • Jun 28

Ready Capital: Why Decreased Distributable Earnings Are Not Frightening

Summary I expect Ready Capital's distributable earnings in 2Q and 3Q 2023 to be lower than the current quarterly dividend of $0.40 per share. Thus, one might argue that there could be a dividend cut in 2H 2023. However, the company can maintain the current quarterly dividend even with distributable earnings of $0.30 per share. Ready Capital's recent merger with Broadmark Realty Capital has provided the company with higher unrestricted cash, better debt-to-equity ratios, and expanded operations. The merger is expected to increase Ready Capital's distributable earnings. In case of a dividend cut, in my worst-case scenario, RC's dividend yield may remain higher than 10% at its current prices. Read the full article on Seeking Alpha

Prognoser för vinst- och omsättningstillväxt

NYSE:RC - Analytikernas framtida uppskattningar och tidigare finansiella data (USD Millions )
DatumIntäkterIntäkterFritt kassaflödeKassaflöde från rörelsenGenomsnittligt Antal analytiker
12/31/2027300-128N/AN/A3
12/31/2026401-400N/AN/A3
3/31/2026-238-514914914N/A
12/31/2025-58-232432432N/A
9/30/2025-102-299472472N/A
6/30/2025-102-290259259N/A
3/31/2025-107-273360360N/A
12/31/2024-185-426275275N/A
9/30/2024138-104216216N/A
6/30/2024232-533838N/A
3/31/20243042217575N/A
12/31/20234273335151N/A
9/30/2023281277298298N/A
6/30/2023309298317317N/A
3/31/2023352114343343N/A
12/31/2022404141359359N/A
9/30/2022572226188188N/A
6/30/20225672092424N/A
3/31/20225581823131N/A
12/31/2021338106-34-34N/A
9/30/2021500124-11-11N/A
6/30/20214891154242N/A
3/31/2021508122119119N/A
12/31/2020405436969N/A
9/30/2020370371212N/A
6/30/2020297155454N/A
3/31/2020203-8-154-153N/A
12/31/201922972N/A-52N/A
9/30/201918861N/A-60N/A
6/30/201918666N/A24N/A
3/31/201919471N/A93N/A
12/31/201821259N/A140N/A
9/30/201828062N/A239N/A
6/30/201825657N/A184N/A
3/31/201823352N/A385N/A
12/31/201720843N/A352N/A
9/30/201714057N/A253N/A
6/30/201713054N/A229N/A
3/31/201711751N/A34N/A
12/31/201612851N/A15N/A
9/30/20169635N/A43N/A
6/30/20169638N/A45N/A
3/31/20169440N/A21N/A
12/31/201510141N/A29N/A
9/30/20158147N/A-276N/A
6/30/20159047N/A-151N/A

Analytiker Framtid Tillväxt Prognoser

Intäkter kontra sparande: RC förväntas förbli olönsam under de kommande 3 åren.

Resultat vs marknad: RC förväntas förbli olönsam under de kommande 3 åren.

Höga tillväxtresultat: RC förväntas förbli olönsam under de kommande 3 åren.

Intäkt vs marknad: RC s intäkter ( 91.1% per år) förväntas växa snabbare än US marknaden ( 11.7% per år).

Hög tillväxtintäkter: RC s intäkter ( 91.1% per år) förutspås växa snabbare än 20% per år.

Tillväxtprognoser för vinst per aktie

Framtida avkastning på eget kapital

Framtida ROE: Otillräcklig data för att avgöra om RC s avkastning på eget kapital förväntas bli hög om tre år

Upptäck tillväxtföretag

7D

1Y

7D

1Y

7D

1Y

Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/05/22 00:15
Aktiekurs vid dagens slut2026/05/22 00:00
Intäkter2026/03/31
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som användes för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och tutorials på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

Ready Capital Corporation bevakas av 7 analytiker. 3 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
William CatherwoodBTIG
Steven DelaneyCitizens JMP Securities, LLC
Jade RahmaniKeefe, Bruyette, & Woods