Essent Group Tidigare resultatutveckling
Tidigare kriterier kontrolleras 2/6
Essent Group har ökat intäkterna med en genomsnittlig årlig takt på 2.1%, medan Diversified Financial -branschen såg intäkterna växer på 13.3% årligen. Intäkterna har varit växande med en genomsnittlig takt på 6.2% per år. Essent Group s avkastning på eget kapital är 12% och den har en nettomarginal på 53.6%.
Viktig information
2.09%
Tillväxttakt i vinsten
4.20%
Tillväxttakt för EPS
| Diversified Financial Tillväxt i branschen | 6.15% |
| Intäkternas tillväxttakt | 6.23% |
| Avkastning på eget kapital | 12.05% |
| Nettomarginal | 53.64% |
| Nästa resultatuppdatering | 07 Aug 2026 |
Senaste uppdateringar av tidigare prestationer
Recent updates
Uppdatering av berättelse • Jun 02
ESNT: Future Returns Will Reflect 2026 Buybacks And Reinsurance Expansion
Essent Group's updated analyst price target now sits at $69.00. This is a modest adjustment supported by analysts' expectations for constrained earnings and premium growth in the core mortgage insurance business, slightly lower projected profit margins, and a somewhat higher discount rate, even as they factor in revised revenue growth assumptions and a marginally lower future P/E.Seeking Alpha • May 21
Until The Housing Market Improves, Essent Group Looks Like A Value Trap
Summary Essent Group remains rated Hold despite Q1 2026 beats, as structural headwinds persist in the private mortgage insurance sector. ESNT's top-line growth has slowed, with rising losses and expenses; recent EPS gains are largely attributable to aggressive share buybacks. Market share for new insurance written continues to decline, though persistency rates remain industry-leading at 84.7%. With a 2.3% dividend yield and forward PE of 8.38, ESNT trades at a depressed valuation, but limited near-term catalysts constrain upside. Read the full article on Seeking AlphaUppdatering av berättelse • May 18
ESNT: Future Returns Will Reflect 2026 Buybacks And Earnings Power
Analysts lifted the fair value estimate for Essent Group by about $1.33 to $69.14. The change reflects recent adjustments to price targets that balance mixed target moves with updated views on revenue growth, margins, and future P/E assumptions.Uppdatering av berättelse • Apr 27
ESNT: Future Returns Will Reflect 2026 Credit Conditions And Capital Actions
Analysts have made a modest upward adjustment to the fair value estimate for Essent Group, lifting the target by about $0.13 to $67.81 as they weigh recent mixed price target moves across major firms against relatively stable growth, profitability and P/E assumptions. Analyst Commentary Recent research on Essent Group reflects a mix of modest optimism and caution, with small target price adjustments rather than sweeping calls.Uppdatering av berättelse • Apr 10
ESNT: Future Returns Will Depend On 2026 Credit And Capital Deployment
Analysts have trimmed the blended price target for Essent Group by a small amount, reflecting slightly lower fair value estimates around $67.69, as recent target cuts from firms at $63 sit alongside a higher $68 target. Updated assumptions for revenue growth, profit margins and future P/E multiples feed into the new view.Uppdatering av berättelse • Mar 27
ESNT: Future Returns Will Rely On 2026 Mortgage And Credit Conditions
The analyst price target for Essent Group has been adjusted modestly lower to reflect a mix of reduced targets around $63 to $65 and higher targets up to $70, as analysts incorporate recent Q4 earnings and updated outlooks for credit conditions and mortgage activity. Analyst Commentary Recent research updates on Essent Group show a mix of cautious trimming and modest upward revisions to price targets.Uppdatering av berättelse • Mar 11
ESNT: Future Returns Will Hinge On 2026 Mortgage And Credit Conditions
Analysts have modestly raised their blended price target on Essent Group to $68, pointing to recalibrated earnings expectations, a slightly lower discount rate, and updated P/E assumptions following recent Q4 results and sector level reviews. Analyst Commentary Recent Street research on Essent Group shows a mix of optimism and caution around the new US$68 blended price target, with different views on how much upside remains relative to execution risks and sector level trends.Uppdatering av berättelse • Feb 23
ESNT: Future Returns Will Reflect 2026 Mortgage Conditions And Credit Risk
The analyst price target for Essent Group edges slightly lower to $68.31 from $68.63, reflecting modest adjustments to fair value and discount rate assumptions as analysts balance mixed target moves from Barclays, BofA, JPMorgan, and Goldman Sachs following recent results. Analyst Commentary Recent research on Essent Group shows a mix of cautious and constructive views, with price targets clustered in the low to high $60s and ratings ranging from Equal Weight and Neutral to Buy.Uppdatering av berättelse • Feb 07
ESNT: Future Returns Will Reflect 2026 Credit Conditions And Mortgage Market Outlook
Narrative Update on Analyst Price Targets Analysts have made only a modest adjustment to their outlook on Essent Group, with the blended price target moving slightly given small tweaks to valuation inputs such as the discount rate and assumed future P/E. Recent Street research has clustered around a tight US$65 to US$70 target range, supported by expectations for steady sector conditions and a stable credit backdrop into 2026.Uppdatering av berättelse • Jan 24
ESNT: Future Returns Will Hinge On Capital Returns And 2026 Credit Conditions
Analysts have raised their average price target for Essent Group by about $0.25, citing recent sector wide consumer finance updates and mixed target revisions that reflect both cautious views on credit risk and expectations for steadier mortgage and loan activity into 2026. Analyst Commentary Recent research on Essent Group reflects a generally balanced stance, with modest price target changes clustering in a tight US$65 to US$70 range and ratings that sit in the middle of the spectrum.Uppdatering av berättelse • Jan 09
ESNT: Future Returns Will Depend On Buybacks Versus Credit Risk In 2026
Essent Group's updated analyst price target now implies a fair value of about US$68.38, up from roughly US$67.50, as analysts recalibrate their views around modest tweaks to growth, profitability, and future P/E assumptions after mixed target moves on recent Street research. Analyst Commentary Recent research on Essent Group reflects a mix of optimism and caution, with one major bank lifting its target and another trimming it slightly as they refresh their 2026 outlooks.Uppdatering av berättelse • Dec 23
ESNT: Future Returns Will Hinge On Buyback Discipline Amid Macro Uncertainty
Analysts have nudged their price target on Essent Group slightly higher, from $67.25 to $67.50, citing modestly stronger revenue growth expectations that more than offset a marginally higher discount rate and essentially stable profitability and valuation multiples. Analyst Commentary Bullish Takeaways Bullish analysts view the higher price target as a reflection of resilient earnings power, with current valuation still seen as reasonable relative to long term growth prospects.Uppdatering av berättelse • Dec 08
ESNT: Future Returns Will Depend On Execution Amid Larger Buyback And Macro Risks
Analysts have increased their price target on Essent Group by $4 to $71, reflecting slightly higher long term earnings expectations despite largely unchanged assumptions for fair value, discount rate, revenue growth, profit margins, and future valuation multiples. Analyst Commentary Recent research commentary reflects a generally constructive view on Essent Group, with modestly higher price targets signaling confidence in the company’s earnings power and balance sheet strength, while still acknowledging execution and macro risks.Uppdatering av berättelse • Nov 24
ESNT: Future Returns Will Depend On Execution Amid Buybacks And Margin Headwinds
Analysts have slightly increased their price target for Essent Group from $67 to $71. This reflects ongoing confidence in the company's fundamentals despite modest adjustments to growth and margin projections.Uppdatering av berättelse • Nov 05
ESNT: Future Results Will Depend On Sustaining Solid Credit And Expense Management
Analysts have raised their price target for Essent Group, increasing it by $4 to $71. They cite the company's solid quarterly performance and strong expense and tax management compared to peers.Uppdatering av berättelse • Oct 22
Analysts Raise Essent Group Price Targets on Improved Credit Performance and Strong Execution
Analysts have raised their price targets for Essent Group, increasing the consensus from $67 to $71 as they cite improved credit performance, along with continued strength in expense and tax management. Analyst Commentary Following recent price target increases for Essent Group, analysts have shared insights into the core drivers affecting their updated outlooks on the firm.Uppdatering av berättelse • Oct 08
Homeownership Trends And Digital Transformation Will Unlock Future Potential
Analysts have increased their price target for Essent Group, raising it from $66.25 to $67.50. They cite the company's improved revenue growth outlook and continued strong credit performance as key factors.Analysartikel • Aug 11
Earnings Beat: Essent Group Ltd. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
NYSE:ESNT 1 Year Share Price vs Fair Value Explore Essent Group's Fair Values from the Community and select yours It's...Seeking Alpha • Aug 29
Insuring Growth: Essent Group's Q2 Earnings Paint A Bright Picture
Summary Essent Group Ltd. is a Bermuda-based holding company specializing in private mortgage insurance, reinsurance, and related services, enhancing mortgage accessibility in the U.S. housing market. Since March 2018, Essent has transferred $1 billion of risk to investors via nine Radnor Re ILNs and $288 million through five XOL deals. Essent's PMI protects lenders from borrower defaults, enabling more people to obtain mortgages, especially those with smaller down payments, thus stabilizing the mortgage market. Essent also offers title insurance and settlement services, ensuring clear property titles and smoothing mortgage transactions for loan originators. Read the full article on Seeking Alpha
Ny berättelse • Aug 28
Elevated Interest Rates And Tactical Diversifications Poised To Bolster Earnings
Favorable demographics and housing supply/demand imbalance boost the value of insured properties, potentially lowering claim rates and increasing revenues.Fördelning av intäkter och kostnader
Fördelning av intäkter och kostnader
Hur Essent Group tjänar och spenderar pengar. Baserat på senast rapporterade resultat, på rullande tolvmånadersbasis.
Resultat- och intäktshistorik
| Datum | Intäkter | Intäkter | G+A Kostnader | FoU-kostnader |
|---|---|---|---|---|
| 31 Mar 26 | 1,279 | 686 | 127 | 0 |
| 31 Dec 25 | 1,261 | 690 | 130 | 0 |
| 30 Sep 25 | 1,264 | 703 | 134 | 0 |
| 30 Jun 25 | 1,268 | 715 | 139 | 0 |
| 31 Mar 25 | 1,262 | 723 | 141 | 0 |
| 31 Dec 24 | 1,243 | 729 | 136 | 0 |
| 30 Sep 24 | 1,238 | 737 | 134 | 0 |
| 30 Jun 24 | 1,205 | 739 | 136 | 0 |
| 31 Mar 24 | 1,152 | 707 | 123 | 0 |
| 31 Dec 23 | 1,110 | 696 | 115 | 0 |
| 30 Sep 23 | 1,029 | 668 | 108 | 0 |
| 30 Jun 23 | 1,008 | 668 | 97 | 0 |
| 31 Mar 23 | 992 | 728 | 102 | 0 |
| 31 Dec 22 | 1,001 | 831 | 100 | 0 |
| 30 Sep 22 | 1,028 | 865 | 99 | 0 |
| 30 Jun 22 | 1,049 | 892 | 101 | 0 |
| 31 Mar 22 | 1,048 | 820 | 101 | 0 |
| 31 Dec 21 | 1,029 | 682 | 21 | 0 |
| 30 Sep 21 | 1,019 | 624 | 99 | 0 |
| 30 Jun 21 | 978 | 544 | 94 | 0 |
| 31 Mar 21 | 971 | 399 | 93 | 0 |
| 31 Dec 20 | 955 | 413 | 18 | 0 |
| 30 Sep 20 | 937 | 436 | 95 | 0 |
| 30 Jun 20 | 920 | 456 | 96 | 0 |
| 31 Mar 20 | 896 | 578 | 95 | 0 |
| 31 Dec 19 | 868 | 556 | 17 | 0 |
| 30 Sep 19 | 832 | 537 | 93 | 0 |
| 30 Jun 19 | 791 | 509 | 91 | 0 |
| 31 Mar 19 | 752 | 484 | 90 | 0 |
| 31 Dec 18 | 719 | 467 | 15 | 0 |
| 30 Sep 18 | 687 | 501 | 89 | 0 |
| 30 Jun 18 | 653 | 464 | 91 | 0 |
| 31 Mar 18 | 616 | 424 | 91 | 0 |
| 31 Dec 17 | 577 | 380 | 19 | 0 |
| 30 Sep 17 | 542 | 280 | 91 | 0 |
| 30 Jun 17 | 513 | 261 | 89 | 0 |
| 31 Mar 17 | 483 | 241 | 87 | 0 |
| 31 Dec 16 | 458 | 223 | 84 | 0 |
| 30 Sep 16 | 429 | 204 | 81 | 0 |
| 30 Jun 16 | 400 | 186 | 77 | 0 |
| 31 Mar 16 | 376 | 170 | 74 | 0 |
| 31 Dec 15 | 353 | 157 | 72 | 0 |
| 30 Sep 15 | 329 | 142 | 70 | 0 |
Kvalitetsintäkter: ESNT har inkomster av hög kvalitet.
Växande vinstmarginal: ESNT s nuvarande netto vinstmarginaler (53.6%) är lägre än förra året (57.3%).
Fritt kassaflöde vs resultatanalys
Analys av tidigare vinsttillväxt
Resultatutveckling: ESNT s intäkter har ökat med 2.1% per år under de senaste 5 åren.
Accelererande tillväxt: ESNT s har haft negativ intäktstillväxt under det senaste året, så det kan inte jämföras med dess 5-åriga genomsnitt.
Resultat vs industri: ESNT hade negativ intäktstillväxt ( -5.1% ) under det senaste året, vilket gör det svårt att jämföra med branschens genomsnitt Diversified Financial ( 9.1% ).
Avkastning på eget kapital
Hög ROE: ESNT s avkastning på eget kapital ( 12% ) anses vara låg.
Avkastning på tillgångar
Avkastning på sysselsatt kapital
Upptäck starka bolag som tidigare presterat bra
Företagsanalys och finansiella data Status
| Uppgifter | Senast uppdaterad (UTC-tid) |
|---|---|
| Analys av företag | 2026/07/17 06:17 |
| Aktiekurs vid dagens slut | 2026/07/17 00:00 |
| Intäkter | 2026/03/31 |
| Årlig intjäning | 2025/12/31 |
Datakällor
Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.
| Paket | Uppgifter | Tidsram | Exempel US-källa |
|---|---|---|---|
| Företagets finansiella ställning | 10 år |
| |
| Analytikernas konsensusuppskattningar | +3 år |
|
|
| Marknadspriser | 30 år |
| |
| Ägarskap | 10 år |
| |
| Förvaltning | 10 år |
| |
| Viktiga utvecklingstendenser | 10 år |
|
* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.
Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.
Analysmodell och snöflinga
Detaljer om analysmodellen som används för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och handledningar på Youtube.
Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.
Industri- och sektormått
Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.
Källor för analytiker
Essent Group Ltd. bevakas av 16 analytiker. 6 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.
| Analytiker | Institution |
|---|---|
| Mark DeVries | Barclays |
| Terry Ma | Barclays |
| Mihir Bhatia | BofA Global Research |