BPER Banca SpA

BIT:BPE Aktierapport

Börsvärde: €27.2b

BPER Banca Förvaltning

Förvaltning kriterier kontrolleras 3/4

BPER Banca VD är Gianni Giacomo Papa, utsedd i Apr 2024, har en mandatperiod på 2.17 år. totala årliga ersättningen är € 3.39M, bestående av 34.2% lön 65.8% bonusar, inklusive företagsaktier och optioner. äger direkt 0.018% av företagets aktier, värda € 4.81M. Den genomsnittliga mandatperioden för ledningsgruppen och styrelsen är 3.2 år respektive 5.2 år.

Viktig information

Gianni Giacomo Papa

Verkställande direktör

€3.4m

Total ersättning

VD-lön i procent34.18%
Anställning som VD2.2yrs
Ägande av VD0.02%
Ledningens genomsnittliga anställningstid3.2yrs
Styrelsens genomsnittliga mandatperiod5.2yrs

Senaste uppdateringar av ledningen

Recent updates

Uppdatering av berättelse Jun 02

BPE: Excess Capital Distributions Will Support A Constructive Outlook Despite Recent Downgrades

The updated analyst price target for BPER Banca edges up to about €13.96 from about €13.93. Analysts point to slightly higher modeled revenue growth, profit margins and a marginally lower discount rate as key drivers of the change.
Uppdatering av berättelse May 19

BPE: Excess Capital Distributions Will Support A Constructive Forward Outlook

Analysts have nudged the fair value estimate for BPER Banca up to about €13.93 from roughly €13.74. This reflects recent price target cuts, multiple downgrades to Hold or Neutral, and the view that the stock already factors in expectations for using excess capital for higher distributions.
Uppdatering av berättelse May 03

BPE: Merger Vote And Recalibrated Earnings Outlook Are Expected To Unlock Upside

Analysts have trimmed BPER Banca's fair value estimate by €0.10 to €14.50, reflecting updated views on discount rates, revenue growth, profit margins and future P/E after a mix of recent target moves and a fresh neutral initiation on the stock. Analyst Commentary Recent research points to a mixed but generally constructive stance on BPER Banca, with some firms trimming fair value assumptions while others highlight room for upside based on execution and earnings power.
Uppdatering av berättelse Apr 18

BPE: Mixed Research Views And Merger Plans Will Shape Future Risk Reward

Narrative Update BPER Banca's updated analyst price target moves slightly higher to about €12.51 from roughly €12.08, as analysts factor in revised assumptions for revenue growth, profit margins, discount rate, and a modestly lower future P/E multiple following mixed recent research including price target adjustments and a new neutral initiation. Analyst Commentary Recent research on BPER Banca presents a mixed picture, with some analysts turning more cautious even as others see room for upside.
Uppdatering av berättelse Apr 04

BPE: Upcoming Merger And Earnings Milestones Will Support Constructive Outlook

Analysts have raised their average price target on BPER Banca to about €13.74 from roughly €13.09, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margins and future P/E following recent research from firms including Deutsche Bank, Goldman Sachs and Morgan Stanley. Analyst Commentary Recent research on BPER Banca highlights both supportive and cautious views around the bank's valuation, execution and growth profile, reflected in the updated price targets and fresh coverage.
Uppdatering av berättelse Mar 21

BPE: Rising Confidence In Merger Outlook Is Expected To Unlock Further Upside

Analyst price targets for BPER Banca have increased, with recent research indicating a new level of around €13.40, up from €12.10 previously. This revision is supported by updated assumptions on discount rates, revenue growth, profit margins and future P/E estimates.
Uppdatering av berättelse Mar 07

BPE: Higher Street Views And Refined Assumptions Will Support Upside Potential

BPER Banca's analyst price target has moved higher, with the fair value estimate shifting from €11.79 to €12.08 as analysts factor in updated Street targets from €12.10 to €13.40 and refreshed assumptions on discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research updates on BPER Banca have centered on revisions to fair value estimates and price targets, reflecting refreshed assumptions on discount rate, revenue, margins and future P/E multiples.
Uppdatering av berättelse Feb 20

BPE: Higher Fair Estimate Will Reflect Rising Confidence In Preferred Bank

Analysts have raised their price targets on BPER Banca, with our fair value estimate moving from €13.52 to €14.60 as they factor in updated assumptions on discount rates, revenue, margins and future P/E multiples. Analyst Commentary Recent Street research points to a more constructive tone around BPER Banca, with several bullish analysts adjusting their fair value assumptions.
Uppdatering av berättelse Feb 06

BPE: Market Perform Shift And Revised Assumptions Will Shape Balanced Risk Outlook

Analysts have inched up their fair value estimate for BPER Banca to €11.79 from €11.20, with a slightly higher Street price target of €11.60 helping to frame this recalibration, despite a recent downgrade to Market Perform. Analyst Commentary Bearish analysts are signalling a more cautious stance on BPER Banca, even as fair value estimates and the latest price target sit slightly above current levels.
Uppdatering av berättelse Jan 23

BPE: Index Shift And Buyback Plans Will Shape Balanced Future Prospects

Analysts have nudged their target for BPER Banca higher, with our fair value estimate moving from €12.00 to about €13.09. This reflects updated views on discount rate, revenue growth, profit margin and future P/E assumptions drawn from recent research, including both a higher price target alongside a downgrade to Market Perform, and an upgrade to Buy with a higher target price.
Uppdatering av berättelse Jan 09

BPE: Higher Fair Estimate Signals Confidence In Preferred Italian Bank

Analysts have raised their fair value estimate for BPER Banca from €12.10 to about €13.52. This change reflects a series of recent price target increases and broadly supportive views on the stock among covering firms.
Uppdatering av berättelse Dec 20

BPE: Higher Fair Value And Index Moves Will Shape Balanced Risk Outlook

The analyst fair value estimate for BPER Banca has risen from approximately EUR 7.55 to EUR 11.20, as analysts incorporate stronger expectations for revenue growth, slightly higher profitability, and a sector-leading position reflected in a series of recent price target hikes across the Street. Analyst Commentary Recent Street research on BPER Banca presents a more nuanced picture, with some Bearish analysts tempering enthusiasm despite the higher consensus fair value.
Uppdatering av berättelse Dec 06

BPE: Index Inclusion And Buyback Plans Will Drive Future Momentum

Analysts have nudged their price target for BPER Banca slightly higher to EUR 12.00, reflecting improved expectations for revenue growth and margins, while noting the bank's growing status as a preferred Italian name despite some valuation driven rating adjustments. Analyst Commentary Recent research updates on BPER Banca highlight a mixed but generally constructive stance, with several firms acknowledging the bank as a preferred Italian banking exposure even as some recommendations moderate on valuation grounds.
Uppdatering av berättelse Nov 22

BPE: Strong Sector Position And Index Inclusion Will Drive Further Momentum

Analysts have raised the fair value estimate for BPER Banca from €11.40 to €12.00. This reflects enhanced profit margins and sector-wide upgrades, despite mixed rating changes.
Uppdatering av berättelse Nov 01

BPE: Share Momentum And Fair Value Will Drive Cautious Optimism Ahead

The analyst price target for BPER Banca has seen a notable shift, as recent updates from analysts reflect increased optimism and revised targets ranging from €10.30 to €12.50. This has been supported by stronger valuations and sustained growth prospects for the bank.
Uppdatering av berättelse Oct 18

Digital Transformation And ESG Lending Will Shape Future Expansion

Analysts have increased their price target for BPER Banca from €10.73 to €11.40, reflecting optimism about the bank's revenue growth outlook and its preferred status among Italian banks, despite recent valuation concerns. Analyst Commentary Recent analyst actions highlight a nuanced outlook for BPER Banca, with growing optimism around the bank's growth trajectory and value, tempered by some caution over recent share price appreciation.
Uppdatering av berättelse Oct 03

Digital Transformation And ESG Lending Will Shape Future Expansion

Analysts have raised their price target for BPER Banca from €10.57 to €10.73. They cite improved revenue growth and profit margin expectations, which support a more optimistic outlook.
Uppdatering av berättelse Sep 13

Digital Transformation And ESG Lending Will Shape Future Expansion

The consensus Analyst Price Target for BPER Banca has increased, primarily reflecting a notable decline in its future P/E multiple, which enhances perceived value and supports the revised fair value of €10.57. What's in the News BPER Banca raised its 2025 total revenue guidance from EUR 5.4 billion to EUR 5.5 billion.
Uppdatering av berättelse Aug 29

Digital Transformation And ESG Lending Will Shape Future Expansion

The upward revision in BPER Banca’s price target reflects a significant decrease in its future P/E ratio alongside a modest improvement in net profit margin, raising fair value from €9.75 to €10.16. What's in the News BPER Banca upgraded its 2025 total revenue guidance from EUR 5.4 billion to EUR 5.5 billion.
Uppdatering av berättelse Aug 08

Digital Transformation And ESG Lending Will Shape Future Expansion

A strong upward revision in BPER Banca’s revenue growth forecast has outweighed a modest decline in net profit margin, prompting analysts to raise their fair value estimate from €9.06 to €9.60. Valuation Changes Summary of Valuation Changes for BPER Banca The Consensus Analyst Price Target has risen from €9.06 to €9.60.
User avatar
Ny berättelse Nov 25

Tactical Initiatives Drive Growth But Analysts Warn Of Profit Margin Squeeze And Higher Costs

BPER Banca's strategic initiatives focus on enhancing efficiency, modernizing operations, and leveraging economies of scale to boost revenue and improve margins.

Analys av ersättningar till VD

Hur har Gianni Giacomo Papa:s ersättning förändrats jämfört med BPER Banca:s resultat?
DatumTotal ersättningLönFöretagets resultat
Mar 31 2026n/an/a

€2b

Dec 31 2025n/an/a

€2b

Sep 30 2025n/an/a

€2b

Jun 30 2025n/an/a

€2b

Mar 31 2025n/an/a

€1b

Dec 31 2024€3m€1m

€1b

Ersättning vs marknad: Gianni s total kompensation ($USD 3.92M ) är ungefär genomsnittet för företag av liknande storlek på Italian marknaden ($USD 3.89M ).

Ersättning vs inkomst: Otillräcklig data för att jämföra Gianni s ersättning med företagets resultat.


VD OCH KONCERNCHEF

Gianni Giacomo Papa (70 yo)

2.2yrs
Anställning
€3,385,353
Kompensation

Dr. Gianni Franco Giacomo Papa serves as Chairman of the board of Banca Popolare di Sondrio (SUISSE) SA from 2026. Dr. Giacomo serves as CEO of BPER Banca S.p.A. since April 2024 and has been its Director...


Ledningsgrupp

NamnPositionAnställningKompensationÄgarskap
Gianni Giacomo Papa
CEO & Director2.2yrs€3.39m0.018%
€ 4.8m
Simone Marcucci
Chief Financial Officer1.9yrsinga uppgifteringa uppgifter
Elvio Sonnino
Vice GM & COO3.2yrsinga uppgifteringa uppgifter
Marco Mandelli
Chief Corporate & Investment Banking Officer3.2yrsinga uppgifteringa uppgifter
Massimiliano Baga
Chief Information Officer3.2yrsinga uppgifteringa uppgifter
Nicola Sponghi
Head of Investor Relationsno datainga uppgifteringa uppgifter
Carlo Appetiti
Chief Compliance Officer1.4yrsinga uppgifteringa uppgifter
Paolo Mazza
Chief General Counsel3.2yrsinga uppgifteringa uppgifter
Andrea Merenda
Chief Human Resource Officer2.4yrsinga uppgifteringa uppgifter
Matteo Bigarelli
Head of Equity Investments and Special Projectsno datainga uppgifteringa uppgifter
Michele Pisani
Chief AML Officer3.2yrsinga uppgifteringa uppgifter
Roberto Rovere
Chief Audit Officer3.2yrsinga uppgifteringa uppgifter
3.2yrs
Genomsnittlig anställningstid
64yo
Genomsnittlig ålder

Erfaren ledning: BPE s ledningsgrupp anses vara erfaren ( 3.2 års genomsnittlig anställningstid).


Styrelseledamöter

NamnPositionAnställningKompensationÄgarskap
Gianni Giacomo Papa
CEO & Director5.2yrs€3.39m0.018%
€ 4.8m
Fabio Cerchiai
Chairmanno data€358.00kinga uppgifter
Gianfranco Farre
Non-executive Directorno data€87.00kinga uppgifter
Silvia Bocci
Chair of the Board of Statutory Auditors1.5yrsinga uppgifteringa uppgifter
Elena Beccalli
Independent Director5.2yrs€141.00kinga uppgifter
Monica Pilloni
Independent Director5.2yrs€160.00kinga uppgifter
Angela Cossellu
Non-Executive Independent Directorno data€97.00kinga uppgifter
Silvia Candini
Independent Director6yrs€139.00kinga uppgifter
Maria Cappello
Independent Director5.2yrs€142.00kinga uppgifter
Elisa Valeriani
Non-Executive Independent Director5yrs€133.00kinga uppgifter
Antonio Cabras
Independent Deputy Chair of the Board of Directorsno data€178.00kinga uppgifter
Matteo Cordero Montezemolo
Non-Executive Independent Directorno data€94.00kinga uppgifter
5.2yrs
Genomsnittlig anställningstid
59yo
Genomsnittlig ålder

Erfaren styrelse: BPE s styrelse anses vara erfaren ( 5.2 års genomsnittlig mandatperiod).


Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/06/14 01:06
Aktiekurs vid dagens slut2026/06/12 00:00
Intäkter2026/03/31
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som användes för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och tutorials på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

BPER Banca SpA bevakas av 22 analytiker. 9 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
Irene RossettoBanca Akros S.p.A. (ESN)
Juan Lopez CoboBanco Santander
Paola SabbioneBarclays