CaixaBank, S.A.

BME:CABK Aktierapport

Börsvärde: €79.7b

CaixaBank Förvaltning

Förvaltning kriterier kontrolleras 4/4

CaixaBank VD är Gonzalo Gortazar Rotaeche, utsedd i Jun 2014, har en mandatperiod på 11.92 år. totala årliga ersättningen är € 2.85M, bestående av 73.9% lön 26.1% bonusar, inklusive företagsaktier och optioner. äger direkt 0.006% av företagets aktier, värda € 4.63M. Den genomsnittliga mandatperioden för ledningsgruppen och styrelsen är 7.5 år respektive 6.3 år.

Viktig information

Gonzalo Gortazar Rotaeche

Verkställande direktör

€2.8m

Total ersättning

VD-lön i procent73.88%
Anställning som VD11.9yrs
Ägande av VD0.006%
Ledningens genomsnittliga anställningstid7.5yrs
Styrelsens genomsnittliga mandatperiod6.3yrs

Senaste uppdateringar av ledningen

Recent updates

Uppdatering av berättelse May 18

CABK: Asset Quality And Capital Strength Will Support Steady Profitability Expectations

The analyst fair value estimate for CaixaBank has moved from €11.49 to €11.75, with analysts pointing to updated price targets from several banks and support from views around asset quality, capital generation, and expected profitability metrics. Analyst Commentary Recent research on CaixaBank shows a mix of optimism and caution as analysts reassess price targets and ratings around updated views on asset quality, capital generation, and profitability.
Uppdatering av berättelse Apr 27

CABK: Asset Quality And Capital Strength Will Support Balanced Execution Risks

CaixaBank's analyst fair value estimate has nudged up from €11.34 to €11.49, as analysts factor in slightly higher profit margins, a marginally lower discount rate, and a series of recent price target revisions from JPMorgan, Citi, Deutsche Bank and RBC. Analyst Commentary Recent Street research on CaixaBank has focused on fine tuning price targets and reassessing ratings as analysts weigh asset quality, capital generation and execution risks.
Uppdatering av berättelse Apr 12

CABK: Strong Asset Quality And Capital Strength Will Support Balanced Future Re Rating

The updated analyst price target for CaixaBank reflects a small adjustment to €11.34, with analysts citing strong asset quality, healthy capital generation and a series of recent target raises from major banks as support for a more constructive stance on the shares. Analyst Commentary Recent research points to a more balanced view on CaixaBank, with several firms adjusting targets and recommendations around the current valuation, execution track record and growth profile.
Uppdatering av berättelse Mar 27

CABK: Strong Asset Quality And Capital Generation Will Support Future Re Rating

CaixaBank’s updated analyst price target edges slightly lower to €11.38 from €11.39, with analysts pointing to supportive views on asset quality and capital generation as key reasons for maintaining a broadly steady outlook. Analyst Commentary Recent research updates cluster around a similar valuation range for CaixaBank, with several price targets sitting near or above the latest consensus figure.
Uppdatering av berättelse Mar 12

CABK: Strong Asset Quality And Capital Generation Will Support Upgraded Bullish Outlook

The analyst price target for CaixaBank has been adjusted slightly higher to €11.39 from €11.35, with analysts pointing to strong asset quality, healthy capital generation and generally higher Street targets as support for the updated view. Analyst Commentary Recent research on CaixaBank clusters around supportive views on asset quality and capital generation, alongside a series of upward adjustments to price targets.
Uppdatering av berättelse Feb 25

CABK: Asset Quality And Capital Strength Will Support A Measured Forward Outlook

CaixaBank's updated analyst price target has edged up from about €10.97 to roughly €11.35, with analysts pointing to stronger asset quality, healthy capital generation and a series of recent target increases from major banks as key supports. Analyst Commentary Recent research updates cluster around a similar theme, with bullish analysts highlighting asset quality, capital strength and a series of higher price targets as the main supports for CaixaBank's current valuation.
Uppdatering av berättelse Feb 11

CABK: Street Revisions And Governance Changes Will Shape A Balanced Outlook

Analysts have lifted their CaixaBank fair value estimate from €10.30 to €10.97, reflecting updated assumptions on revenue growth, profitability, discount rate and future P/E following recent Street research price target increases from JPMorgan, RBC Capital and Citi. Analyst Commentary Recent price target moves, including the €11.55 target and smaller upward revisions, indicate that research desks are reassessing CaixaBank's valuation framework, particularly around earnings power and the multiples they are comfortable applying.
Ny berättelse Jan 29

Robust Client Growth And Digital Investment Will Support Stronger Long Term Prospects

Catalysts About CaixaBank CaixaBank is a leading Iberian financial group focused on retail and commercial banking, wealth management, insurance and corporate banking across Spain and Portugal. What are the underlying business or industry changes driving this perspective?
Uppdatering av berättelse Jan 27

CABK: Higher Fair Value And Ongoing Buybacks Will Shape Balanced Outlook

Analysts have nudged their fair value estimate for CaixaBank up from €9.96 to €10.30, citing recent Street price target increases from firms such as JPMorgan, Citi and RBC Capital as key support for the higher range of outcomes. Analyst Commentary Bullish Takeaways Bullish analysts are clustering their targets in a range that extends up to €11.55, which supports a view that there is still headroom above the current fair value estimate of €10.30.
Uppdatering av berättelse Jan 12

CABK: Share Buybacks And Steady Earnings Assumptions Will Support Balanced Forward Outlook

Narrative Update The updated analyst price target for CaixaBank edges higher, supported by recent target lifts to €11.55 and €8.75 from research houses, as well as by small adjustments to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. Analyst Commentary Recent research points to a generally constructive stance on CaixaBank, with higher price targets indicating that some analysts see more upside potential than before, even if they differ on how much headroom is left from current levels.
Uppdatering av berättelse Dec 18

CABK: Share Buybacks And Resilient Profitability Will Underpin Balanced Forward Performance

The analyst price target for CaixaBank has been raised from EUR 9.64 to EUR 9.73, as analysts point to slightly faster projected revenue growth, modestly higher profitability, a lower discount rate, and reinforced confidence reflected in recent sector peer research. Analyst Commentary Recent research updates indicate a generally constructive stance on CaixaBank, with upward revisions to price targets and a shift toward more balanced ratings.
Uppdatering av berättelse Dec 04

CABK: Buybacks And Resilient Profitability Will Support Measured Forward Performance

Analysts have nudged their price target on CaixaBank higher, reflecting improved fair value estimates to about EUR 9.64 from EUR 9.50 as they highlight healthier loan and revenue growth expectations, resilient profitability, and a supportive forward P E multiple. Analyst Commentary Recent Street research reflects a more constructive stance on CaixaBank, driven by improving growth expectations and a valuation that is seen as better aligned with fundamentals.
Uppdatering av berättelse Nov 20

CABK: Solid Loan Outlook And Resilient Profitability To Support Balanced Performance

CaixaBank's analyst price target has increased from €9.29 to €9.50. This change reflects improved sentiment among analysts, due to solid revenue growth prospects, ongoing profitability, and recent upward revisions to price targets by major research firms.
Uppdatering av berättelse Nov 04

CABK: Future Earnings Will Depend On Execution And Resilient Profit Margins

Analysts have raised their price target for CaixaBank from €9.04 to €9.29. They cite expectations for stronger revenue growth, improved profit margins, and a lower discount rate that supports higher fair value estimates.
Uppdatering av berättelse Oct 18

Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand

Analysts have raised their price target on CaixaBank from €8.78 to €9.04. They highlight improved loan growth expectations, resilient profitability, and continued strength in the bank's fee and insurance operations.
Analysartikel Oct 15

Should You Be Adding CaixaBank (BME:CABK) To Your Watchlist Today?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Uppdatering av berättelse Oct 04

Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand

The analyst fair value estimate for CaixaBank has increased to €8.78 from €8.52. Analysts point to resilient profitability and positive outlooks on loan growth and fee businesses as reasons supporting the upward revision.
Uppdatering av berättelse Sep 19

Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand

Analysts have raised CaixaBank’s price target to €8.52, citing improved net interest income, cost controls, stronger-than-expected results, and stable credit quality. Analyst Commentary Bullish analysts highlight improving net interest income driven by higher interest rates and better-than-expected lending margins.
Uppdatering av berättelse Sep 04

Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand

Analysts have increased their price targets for CaixaBank due to improved earnings visibility, better-than-expected net interest income growth, higher loan volumes, resilient asset quality, and strong capital management, resulting in the consensus price target holding steady at €8.29. Analyst Commentary Bullish analysts are raising price targets on CaixaBank based on improved earnings visibility.
User avatar
Ny berättelse Nov 07

Unlocking Profit Through Tactical Capital Management And Market Expansion

Stabilized net interest income and expanding customer funds highlight CaixaBank's potential for future revenue growth through diverse income streams.

Analys av ersättningar till VD

Hur har Gonzalo Gortazar Rotaeche:s ersättning förändrats jämfört med CaixaBank:s resultat?
DatumTotal ersättningLönFöretagets resultat
Mar 31 2026n/an/a

€6b

Dec 31 2025€3m€2m

€6b

Sep 30 2025n/an/a

€6b

Jun 30 2025n/an/a

€6b

Mar 31 2025n/an/a

€6b

Dec 31 2024€3m€2m

€6b

Sep 30 2024n/an/a

€5b

Jun 30 2024n/an/a

€5b

Mar 31 2024n/an/a

€5b

Dec 31 2023€3m€2m

€5b

Sep 30 2023n/an/a

€4b

Jun 30 2023n/an/a

€3b

Mar 31 2023n/an/a

€3b

Dec 31 2022€3m€2m

€3b

Sep 30 2022n/an/a

€3b

Jun 30 2022n/an/a

€2b

Mar 31 2022n/an/a

€901m

Dec 31 2021€2m€2m

€5b

Sep 30 2021n/an/a

€5b

Jun 30 2021n/an/a

€5b

Mar 31 2021n/an/a

€6b

Dec 31 2020€3m€2m

€1b

Sep 30 2020n/an/a

€1b

Jun 30 2020n/an/a

€1b

Mar 31 2020n/an/a

€1b

Dec 31 2019€4m€2m

€2b

Ersättning vs marknad: Gonzalo s total kompensation ($USD 3.31M ) är ungefär genomsnittet för företag av liknande storlek på Spanish marknaden ($USD 3.31M ).

Ersättning vs inkomst: Ersättningen från Gonzalo har varit i linje med företagets resultat under det senaste året.


VD OCH KONCERNCHEF

Gonzalo Gortazar Rotaeche (60 yo)

11.9yrs
Anställning
€2,848,000
Kompensation

Ledningsgrupp

NamnPositionAnställningKompensationÄgarskap
Tomas Muniesa Arantegui
President & Chairman8.3yrs€1.64m0.0044%
€ 3.5m
Gonzalo Gortazar Rotaeche
CEO & Executive Director11.9yrs€2.85m0.0058%
€ 4.6m
Javier Pano Riera
Chief Financial Officer11.8yrsinga uppgifteringa uppgifter
Luis Blas Agueros
COO & Media Director5.3yrsinga uppgifteringa uppgifter
Marta Noguer
Head of Investor and Shareholder Relations3yrsinga uppgifteringa uppgifter
Oscar de Oya
Board Secretary & General Counsel12yrsinga uppgifteringa uppgifter
Natividad Capella Pifarre
Head of Risk Management & Complianceless than a yearinga uppgifteringa uppgifter
Maria Martinez Gistau
Head of Communication & Institutional Relationsno datainga uppgifteringa uppgifter
David Puig
Chief People Officer4.3yrsinga uppgifteringa uppgifter
Jordi Lopez
Head of Retail9.5yrsinga uppgifteringa uppgifter
Ignacio Moliner Robredo
Managing Director of M&Ano datainga uppgifteringa uppgifter
Francisco Valle T-Figueras
Head of Insurance7.5yrsinga uppgifteringa uppgifter
7.5yrs
Genomsnittlig anställningstid
59yo
Genomsnittlig ålder

Erfaren ledning: CABK s ledningsgrupp är erfaren och erfaren ( 7.5 års genomsnittlig anställning).


Styrelseledamöter

NamnPositionAnställningKompensationÄgarskap
Tomas Muniesa Arantegui
President & Chairman8.3yrs€1.64m0.0044%
€ 3.5m
Gonzalo Gortazar Rotaeche
CEO & Executive Director11.9yrs€2.85m0.0058%
€ 4.6m
Fernando da Costa Duarte Ulrich
Independent External Director5.4yrs€212.00kinga uppgifter
Pablo Forero Calderon
Independent External Director1.1yrs€119.00kinga uppgifter
Cristina Garmendia Mendizabal
Independent External Director7.1yrs€298.00kinga uppgifter
Maria Fisas Verges
Independent External Director10.3yrs€170.00kinga uppgifter
Koro Usarraga Unsain
Independent External Director9.9yrs€296.00k0.00010%
€ 79.7k
Rosa García Piñeiro
Independent Director1.1yrs€153.00kinga uppgifter
Eduardo Sanchiz Irazu
Lead Independent Director8.7yrs€345.00k0.00012%
€ 95.6k
Maria Santero Quintilla
Proprietary Director5.4yrs€170.00kinga uppgifter
Peter Loscher
Independent Deputy Chairman3.2yrs€188.00kinga uppgifter
Luis Satorre
Independent Director1.1yrs€119.00kinga uppgifter
6.3yrs
Genomsnittlig anställningstid
67yo
Genomsnittlig ålder

Erfaren styrelse: CABK s styrelse anses vara erfaren ( 6.3 års genomsnittlig mandatperiod).


Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/05/25 04:37
Aktiekurs vid dagens slut2026/05/22 00:00
Intäkter2026/03/31
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som användes för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och tutorials på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

CaixaBank, S.A. bevakas av 37 analytiker. 17 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
Javier Esteban LarioBanco de Sabadell. S.A.
Jesús Gómez DominguezBanco Santander
Cecilia Romero ReyesBarclays