Definity Financial Corporation

TSX:DFY Aktierapport

Börsvärde: CA$9.5b

Definity Financial Förvaltning

Förvaltning kriterier kontrolleras 4/4

Definity Financial VD är Rowan Saunders, utsedd i Nov 2016, har en mandatperiod på 9.67 år. totala årliga ersättningen är CA$ 8.17M, bestående av 13.9% lön 86.1% bonusar, inklusive företagsaktier och optioner. äger direkt 0.43% av företagets aktier, värda CA$ 41.40M. Den genomsnittliga mandatperioden för ledningsgruppen och styrelsen är 8.1 år respektive 7.6 år.

Viktig information

Rowan Saunders

Verkställande direktör

CA$8.2m

Total ersättning

VD-lön i procent13.88%
Anställning som VD9.7yrs
Ägande av VD0.4%
Ledningens genomsnittliga anställningstid8.1yrs
Styrelsens genomsnittliga mandatperiod7.6yrs

Senaste uppdateringar av ledningen

Recent updates

Uppdatering av berättelse Jul 24

DFY: Steady Execution And Margin Assumptions Will Support Fair Value

The analyst fair value estimate for Definity Financial has increased from CA$80.09 to CA$82.82. This reflects updated Street price targets in the CA$83 to CA$84 range as analysts incorporate revised assumptions for profit margins and future P/E multiples.
Uppdatering av berättelse Jun 22

DFY: Steady Earnings Profile Will Support Shares Converging Toward Fair Value

Definity Financial's consensus analyst price target has seen a modest CA$1 adjustment as analysts balance earlier trims with more recent upward revisions, which are tied to updated views on its earnings profile and valuation multiples. Analyst Commentary Recent Street research on Definity Financial shows a mix of cautious adjustments and modest optimism, with the latest price target moves providing a window into how analysts weigh earnings quality, execution risks and valuation.
Uppdatering av berättelse Jun 03

DFY: Higher Dividend And Margin Strength Will Support Shares Converging Toward Fair Value

Narrative Update on Definity Financial Analysts have collectively nudged their average price target on Definity Financial higher by about CA$1, reflecting updated views on fair value, margins, and longer term P/E assumptions following recent research from Scotiabank, TD Securities, and Barclays. Analyst Commentary Recent research around Definity Financial has been mixed, with modest upward revisions to price targets from some firms and a larger cut from another.
Uppdatering av berättelse Apr 28

DFY: Higher Dividend Will Support Shares Converging Toward Revised Fair Value Estimates

The analyst price target for Definity Financial has been trimmed by about CA$0.20 to CA$78.80, as analysts adjust their models following recent target resets from firms that have revisited assumptions such as fair value and future P/E multiples. Analyst Commentary Recent target moves cluster around the high CA$70s, with some trimming of prior assumptions rather than sweeping changes to the outlook.
Uppdatering av berättelse Apr 12

DFY: Higher Dividend And Richer Future P/E Will Drive Upside Potential

Narrative Update Overview The updated analyst narrative on Definity Financial reflects a modest reduction in the implied fair value to CA$79.00. Analysts point to slightly softer revenue growth and profit margin assumptions, as well as a higher future P/E multiple, as key drivers behind recent CA$3 price target cuts from firms such as Barclays and Scotiabank.
Uppdatering av berättelse Mar 29

DFY: Expanded Scale And Higher Dividend Will Drive Future Upside Potential

Narrative Update on Definity Financial Analysts have adjusted the blended price target for Definity Financial to CA$79.30, reflecting recent mixed target changes across firms and updated expectations for profit margins and future P/E levels. Analyst Commentary Recent research on Definity Financial presents a mixed picture, with some analysts leaning more positive on growth and valuation after recent developments, while others are turning more cautious and trimming price targets.
Uppdatering av berättelse Mar 14

DFY: Expanded Scale And Higher Dividend Will Support Future Returns

Narrative Update on Definity Financial Analysts have trimmed their blended 12 month price target on Definity Financial by CA$3 to CA$77. This reflects mixed revisions across recent research, where some firms raised estimates while others reduced them based on evolving views of the property and casualty insurance outlook and the impact of the Travelers Canada acquisition.
Uppdatering av berättelse Feb 28

DFY: Expanded Scale And Higher Dividend Are Expected To Support Returns

Analysts have slightly reduced their aggregate 12 month price target for Definity Financial to reflect mixed recent Street revisions, including Scotiabank's cut to CA$77 and earlier increases from Barclays and Scotiabank, while also updating assumptions on fair value, profit margins and future P/E levels. Analyst Commentary Recent research on Definity Financial reflects a mix of optimism around growth initiatives and caution around execution risks and sector trends.
Uppdatering av berättelse Feb 14

DFY: Expanded Scale And Dividend Policy Will Support Stronger Long Term Outlook

Analysts have increased their CA$ price targets on Definity Financial by a few dollars, supported by research that highlights its expanded scale following the Travelers Canada acquisition and revised expectations for growth, margins, and P/E across the North America property and casualty group. Analyst Commentary Bullish Takeaways Bullish analysts see the Travelers Canada acquisition as a meaningful step up in scale, with the company now referenced as holding the fourth largest market share in Canada, which they link to a stronger competitive position and potential for more efficient growth.
Analysartikel Jan 14

Broker Revenue Forecasts For Definity Financial Corporation (TSE:DFY) Are Surging Higher

Definity Financial Corporation ( TSE:DFY ) shareholders will have a reason to smile today, with the analysts making...
Analysartikel Jan 05

Definity Financial Corporation (TSE:DFY) Investors Are Less Pessimistic Than Expected

Definity Financial Corporation's ( TSE:DFY ) price-to-earnings (or "P/E") ratio of 19.1x might make it look like a sell...
Uppdatering av berättelse Jan 05

DFY: Higher Earnings Visibility And Capital Strength Are Expected To Support Balanced Outlook

Analysts have raised their price target on Definity Financial to C$73 from C$69. This reflects increased confidence in the company’s outlook while maintaining a market perform stance.
Uppdatering av berättelse Dec 19

DFY: Rising Margins And Cost Discipline Are Expected To Support Balanced Outlook

Analysts have modestly raised their price target on Definity Financial to C$73 from C$69, reflecting confidence in slightly stronger profit margins even as revenue growth expectations ease. Analyst Commentary Analyst reactions to the updated price target highlight a balanced view of Definity Financial, with acknowledgement of operational progress alongside lingering execution and valuation risks.
Uppdatering av berättelse Dec 05

DFY: Improved Earnings Visibility And New Notes Are Expected To Support Upside

Analysts have raised their price target on Definity Financial by C$4 to C$73, citing an improved outlook and reaffirmed market perform expectations. Analyst Commentary Analysts note that the higher price target reflects a more constructive view on Definity Financial's near to medium term fundamentals, while maintaining a neutral stance on relative performance.
Uppdatering av berättelse Nov 21

DFY: Execution On Strategic Plans And New Note Issue Will Support Profitability

Analysts have raised their price target for Definity Financial from C$69 to C$73, citing improved revenue growth projections and revised future profit expectations. Analyst Commentary Bullish Takeaways Bullish analysts point to stronger than anticipated revenue growth, supporting the upward revision in the price target.
Uppdatering av berättelse Nov 06

DFY: Private Placement Of Senior Notes Will Drive Stronger Profitability

Analysts have lowered their price target for Definity Financial from $79.80 to $77.00, citing updated forecasts and adjusted expectations for future growth and profitability. What's in the News Definity Financial announced a private placement aiming to raise CAD 1,000 million through senior unsecured notes to accredited Canadian investors (Key Developments).
Uppdatering av berättelse Oct 22

Analysts Raise Definity Financial Price Target Amid Mixed Outlook and Recent Valuation Updates

Analysts have increased their price target for Definity Financial by C$2 to C$92. They cite supportive fundamental trends and sustained outperforming expectations.
Analysartikel Sep 07

Definity Financial Corporation's (TSE:DFY) Popularity With Investors Is Clear

When close to half the companies in Canada have price-to-earnings ratios (or "P/E's") below 16x, you may consider...
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Ny berättelse Dec 10

Shrinking Profit Margins And Overvaluation Risks Threaten Canadian Insurer's Earnings Outlook

Strong revenue growth anticipated due to firm insurance market conditions and increased premiums; however, stock overvaluation could arise from regulatory constraints and cost pressures.

Analys av ersättningar till VD

Hur har Rowan Saunders:s ersättning förändrats jämfört med Definity Financial:s resultat?
DatumTotal ersättningLönFöretagets resultat
Mar 31 2026n/an/a

CA$390m

Dec 31 2025CA$8mCA$1m

CA$418m

Sep 30 2025n/an/a

CA$477m

Jun 30 2025n/an/a

CA$389m

Mar 31 2025n/an/a

CA$417m

Dec 31 2024CA$14mCA$1m

CA$430m

Sep 30 2024n/an/a

CA$540m

Jun 30 2024n/an/a

CA$387m

Mar 31 2024n/an/a

CA$354m

Dec 31 2023CA$6mCA$1m

CA$350m

Sep 30 2023n/an/a

CA$309m

Jun 30 2023n/an/a

CA$393m

Mar 31 2023n/an/a

CA$244m

Dec 31 2022CA$7mCA$999k

CA$111m

Sep 30 2022n/an/a

-CA$40m

Jun 30 2022n/an/a

-CA$23m

Mar 31 2022n/an/a

CA$98m

Dec 31 2021CA$5mCA$925k

CA$213m

Ersättning vs marknad: Rowan s total kompensation ($USD 5.80M ) är ungefär genomsnittet för företag av liknande storlek på Canadian marknaden ($USD 4.63M ).

Ersättning vs inkomst: Ersättningen från Rowan har varit i linje med företagets resultat under det senaste året.


VD OCH KONCERNCHEF

Rowan Saunders (62 yo)

9.7yrs
Anställning
CA$8,173,767
Kompensation

Mr. Rowan Saunders, BA, FCIP, CRM, has been the Chief Executive Officer and President at Economical Insurance Group Ltd. since November 01, 2016. He also serves as Chief Executive Officer and President of...


Ledningsgrupp

NamnPositionAnställningKompensationÄgarskap
Rowan Saunders
CEO, President & Director9.7yrsCA$8.17m0.43%
CA$ 41.4m
Philip Mather
Executive VP & CFO14.8yrsCA$2.37m0.11%
CA$ 10.5m
Fabian Richenberger
Chief Operating Officerless than a yearCA$2.50m0.10%
CA$ 9.8m
Paul MacDonald
Executive Vice President of Personal Insurance & Digital Channels8.5yrsCA$2.07m0.10%
CA$ 9.7m
Innes Dey
Senior Vice President of Corporate Affairs8.4yrsCA$1.60m0.099%
CA$ 9.4m
Tatjana Lalkovic
Senior VP & CTO4.5yrsinga uppgifter0.020%
CA$ 1.9m
Dennis Westfall
Vice-President of Investor Relationsno datainga uppgifteringa uppgifter
Michael Padfield
Senior VPno datainga uppgifteringa uppgifter
Sarah Attwells
Associate Vice President of Corporate Communicationno datainga uppgifteringa uppgifter
Brigid Pelino
Senior VP and Chief People & Culture Officer7.8yrsinga uppgifter0.065%
CA$ 6.1m
Obaid Rahman
Executive Vice President of Commercial Insurance3.8yrsinga uppgifter0.014%
CA$ 1.3m
8.1yrs
Genomsnittlig anställningstid
58yo
Genomsnittlig ålder

Erfaren ledning: DFY s ledningsgrupp är erfaren och erfaren ( 8.1 års genomsnittlig anställning).


Styrelseledamöter

NamnPositionAnställningKompensationÄgarskap
Rowan Saunders
CEO, President & Director9.7yrsCA$8.17m0.43%
CA$ 41.4m
Elizabeth DelBianco
Independent Director13.3yrsCA$220.00k0.024%
CA$ 2.3m
Sonia Baxendale
Independent Director1.9yrsCA$200.00k0.0019%
CA$ 178.3k
Robert McFarlane
Independent Director6.7yrsCA$220.00k0.024%
CA$ 2.3m
Daniel Fortin
Independent Chair of Board11.8yrsCA$220.00k0.019%
CA$ 1.8m
Michael Stramaglia
Independent Director16.3yrsCA$200.00k0.011%
CA$ 1.1m
Micheal Kelly
Independent Director11.3yrsCA$205.77k0.0049%
CA$ 468.1k
Silvia Montefiore
Directorno datainga uppgifteringa uppgifter
J. Monteith
Independent Director8.5yrsCA$214.23k0.019%
CA$ 1.8m
Edouard Schmid
Independent Director4.6yrsCA$200.00kinga uppgifter
Sabrina Geremia
Independent Director4.3yrsCA$190.00kinga uppgifter
Adrian Mitchell
Independent Director4.3yrsinga uppgifteringa uppgifter
7.6yrs
Genomsnittlig anställningstid
66yo
Genomsnittlig ålder

Erfaren styrelse: DFY s styrelse anses vara erfaren ( 7.6 års genomsnittlig mandatperiod).


Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/07/26 11:55
Aktiekurs vid dagens slut2026/07/24 00:00
Intäkter2026/03/31
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som används för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och handledningar på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

Definity Financial Corporation bevakas av 14 analytiker. 8 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
Lemar PersaudATB Cormark Historical (Cormark Securities)
Taylor ScottBarclays
John AikenBarclays