ZB Financial Holdings Limited

ZMSE:ZBFH Stock Report

Market Cap: 708.9m

ZB Financial Holdings Past Earnings Performance

Past criteria checks 3/6

ZB Financial Holdings has been growing earnings at an average annual rate of 44.2%, while the Diversified Financial industry saw earnings growing at 31.2% annually. Revenues have been growing at an average rate of 63% per year. ZB Financial Holdings's return on equity is 18.8%, and it has net margins of 32.5%.

Key information

44.19%

Earnings growth rate

44.19%

EPS growth rate

Diversified Financial Industry Growth14.63%
Revenue growth rate62.98%
Return on equity18.85%
Net Margin32.51%
Last Earnings Update30 Jun 2025

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How ZB Financial Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

ZMSE:ZBFH Revenue, expenses and earnings (ZWG Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 254,0191,3062,2360
31 Mar 253,6011,2281,9490
31 Dec 243,1841,1491,6610
30 Sep 242,093-912,0470
30 Jun 241,205-5521,6890
31 Mar 241,7562301,6240
31 Dec 232,3081,0121,5580
30 Jun 232,2131,8136800
31 Mar 231,1469343740
31 Dec 227956680
30 Jun 22531010
31 Mar 2234610
31 Dec 2115200
30 Jun 214100
31 Mar 213100
31 Dec 202100
30 Sep 202100
30 Jun 202100
31 Mar 202100
31 Dec 191100
30 Sep 191000
30 Jun 191000
31 Mar 190000
31 Dec 180000
30 Sep 182000
30 Jun 185110
31 Mar 187110
31 Dec 179210
30 Sep 179210
30 Jun 179210
31 Mar 179110
31 Dec 169110
30 Sep 168100
30 Jun 168100
31 Mar 168100
31 Dec 157100
30 Sep 157000
30 Jun 157-110
31 Mar 157-110
31 Dec 147-110

Quality Earnings: ZBFH has high quality earnings.

Growing Profit Margin: ZBFH became profitable in the past.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: ZBFH's earnings have grown significantly by 44.2% per year over the past 5 years.

Accelerating Growth: ZBFH has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: ZBFH has become profitable in the last year, making it difficult to compare its past year earnings growth to the Diversified Financial industry (12.1%).


Return on Equity

High ROE: ZBFH's Return on Equity (18.8%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/12/14 00:38
End of Day Share Price 2025/12/12 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

ZB Financial Holdings Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.