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EHZL

EcoCash Holdings Zimbabwe ZMSE:EHZL Stock Report

Last Price

Z$77.42

Market Cap

Z$200.6b

7D

-30.2%

1Y

399.4%

Updated

25 Jun, 2022

Data

Company Financials
EHZL fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance3/6
Financial Health3/6
Dividends0/6

EHZL Stock Overview

EcoCash Holdings Zimbabwe Limited, through its subsidiaries, provides digital and financial technology solutions in Zimbabwe.

EcoCash Holdings Zimbabwe Competitors

 

 

 

 

 

 

 

 

 

 

 

 

Price History & Performance

Summary of all time highs, changes and price drops for EcoCash Holdings Zimbabwe
Historical stock prices
Current Share PriceZ$77.42
52 Week HighZ$0
52 Week LowZ$0
Beta-1.02
1 Month Change-21.07%
3 Month Change22.76%
1 Year Change399.40%
3 Year Change3,817.23%
5 Year Changen/a
Change since IPO5,086.50%

Recent News & Updates

Shareholder Returns

EHZLZW Diversified FinancialZW Market
7D-30.2%3.4%-18.4%
1Y399.4%19.6%307.2%

Return vs Industry: EHZL exceeded the ZW Diversified Financial industry which returned 19.6% over the past year.

Return vs Market: EHZL exceeded the ZW Market which returned 307.2% over the past year.

Price Volatility

Is EHZL's price volatile compared to industry and market?
EHZL volatility
EHZL Average Weekly Movement13.9%
Diversified Financial Industry Average Movement4.5%
Market Average Movement12.1%
10% most volatile stocks in ZW Market13.8%
10% least volatile stocks in ZW Market9.1%

Stable Share Price: EHZL is more volatile than 90% of ZW stocks over the past 3 months, typically moving +/- 14% a week.

Volatility Over Time: EHZL's weekly volatility (14%) has been stable over the past year, but is still higher than 75% of ZW stocks.

About the Company

FoundedEmployeesCEOWebsite
n/an/aEdmore Chibihttps://ehzlinvestor.com

EcoCash Holdings Zimbabwe Limited, through its subsidiaries, provides digital and financial technology solutions in Zimbabwe. It offers mobile money transfer and payments; digital commercial banking; mobile based funeral and life assurance; short-term insurance; on-demand, e-commerce, farming technology, and digital education; medical aid; and medical air and road rescue services. The company was formerly known as Cassava Smartech Zimbabwe Limited and changed its name to EcoCash Holdings Zimbabwe Limited in February 2022.

EcoCash Holdings Zimbabwe Fundamentals Summary

How do EcoCash Holdings Zimbabwe's earnings and revenue compare to its market cap?
EHZL fundamental statistics
Market CapZ$200.57b
Earnings (TTM)Z$1.64b
Revenue (TTM)Z$12.09b

122.3x

P/E Ratio

16.6x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
EHZL income statement (TTM)
RevenueZ$12.09b
Cost of RevenueZ$0
Gross ProfitZ$12.09b
Other ExpensesZ$10.45b
EarningsZ$1.64b

Last Reported Earnings

Aug 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.63
Gross Margin100.00%
Net Profit Margin13.57%
Debt/Equity Ratio0%

How did EHZL perform over the long term?

See historical performance and comparison
We’ve recently updated our valuation analysis.

Valuation

Is EHZL undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • PEG Ratio

Key Valuation Metric

Which metric is best to use when looking at relative valuation for EHZL?

Other financial metrics that can be useful for relative valuation.

EHZL key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ration/a

Price to Earnings Ratio vs Peers

How does EHZL's PE Ratio compare to its peers?

EHZL PE Ratio vs Peers
The above table shows the PE ratio for EHZL vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average13x

Price-To-Earnings vs Peers: EHZL is expensive based on its Price-To-Earnings Ratio (122.3x) compared to the peer average (13x).


Price to Earnings Ratio vs Industry

How does EHZL's PE Ratio compare vs other companies in the Diversified Financial Industry?

Price-To-Earnings vs Industry: EHZL is expensive based on its Price-To-Earnings Ratio (122.3x) compared to the African Diversified Financial industry average (8.4x)


Price to Earnings Ratio vs Fair Ratio

What is EHZL's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

EHZL PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio122.3x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate EHZL's Price-To-Earnings Fair Ratio for valuation analysis.


Share Price vs Fair Value

What is the Fair Price of EHZL when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate EHZL's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate EHZL's fair value for valuation analysis.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate EHZL's PEG Ratio to determine if it is good value.


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Future Growth

How is EcoCash Holdings Zimbabwe forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


13.2%

Forecasted Diversified Financials industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as EcoCash Holdings Zimbabwe has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Discover growth companies

  • Take a look at our analysis of EHZL’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.

Past Performance

How has EcoCash Holdings Zimbabwe performed over the past 5 years?

Past Performance Score

3/6

Past Performance Score 3/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


-93.8%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: EHZL has high quality earnings.

Growing Profit Margin: EHZL became profitable in the past.


Past Earnings Growth Analysis

Earnings Trend: EHZL's earnings have declined by 93.8% per year over the past 5 years.

Accelerating Growth: EHZL has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: EHZL has become profitable in the last year, making it difficult to compare its past year earnings growth to the Diversified Financial industry (25%).


Return on Equity

High ROE: EHZL's Return on Equity (24%) is considered high.


Discover strong past performing companies

Financial Health

How is EcoCash Holdings Zimbabwe's financial position? (This company is analysed differently as a bank or financial institution)

Financial Health Score

3/6

Financial Health Score 3/6

  • Asset Level

  • Allowance for Bad Loans

  • Low Risk Liabilities

  • Loan Level

  • Low Risk Deposits

  • Level of Bad Loans

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: EHZL's Assets to Equity ratio (5.7x) is low.

Allowance for Bad Loans: Insufficient data to determine if EHZL has a sufficient allowance for bad loans.

Low Risk Liabilities: 52% of EHZL's liabilities are made up of primarily higher risk sources of funding.

Loan Level: EHZL has an appropriate level of Loans to Assets ratio (12%).

Low Risk Deposits: EHZL's Loans to Deposits ratio (30%) is appropriate.

Level of Bad Loans: Insufficient data to determine if EHZL has an appropriate level of bad loans.


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Dividend

What is EcoCash Holdings Zimbabwe current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate EHZL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate EHZL's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if EHZL's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if EHZL's dividend payments have been increasing.


Current Payout to Shareholders

Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of EHZL's dividend in 3 years as they are not forecast to pay a notable one for the ZW market.


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

2.5yrs

Average board tenure


CEO

Edmore Chibi (50 yo)

no data

Tenure

Mr. Edmore Chibi is the Chief Executive Officer for Cassava SmarTech Zimbabwe. He joined the Econet Group in 2000 and has over 21 years’ experience in the Telecoms, ISP & Mobile Financial Services. The Ca...


Board Members

Experienced Board: EHZL's board of directors are not considered experienced ( 2.5 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

EcoCash Holdings Zimbabwe Limited's employee growth, exchange listings and data sources


Key Information

  • Name: EcoCash Holdings Zimbabwe Limited
  • Ticker: EHZL
  • Exchange: ZMSE
  • Founded: NaN
  • Industry: Other Diversified Financial Services
  • Sector: Diversified Financials
  • Implied Market Cap: Z$200.573b
  • Shares outstanding: 2.59b
  • Website: https://ehzlinvestor.com

Location

  • EcoCash Holdings Zimbabwe Limited
  • 1906 Borrowdale Road
  • Harare
  • Zimbabwe

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/06/25 00:00
End of Day Share Price2022/06/24 00:00
Earnings2021/08/31
Annual Earnings2021/02/28


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.