Zambia National Commercial Bank Balance Sheet Health
Financial Health criteria checks 4/6
Zambia National Commercial Bank has total assets of ZMW44.8B and total equity of ZMW4.3B. Total deposits are ZMW33.9B, and total loans are ZMW16.5B.
Key information
10.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | K33.86b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | K9.21b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ZANACO's Assets to Equity ratio (10.5x) is moderate.
Allowance for Bad Loans: ZANACO has a low allowance for bad loans (81%).
Low Risk Liabilities: 84% of ZANACO's liabilities are made up of primarily low risk sources of funding.
Loan Level: ZANACO has an appropriate level of Loans to Assets ratio (37%).
Low Risk Deposits: ZANACO's Loans to Deposits ratio (49%) is appropriate.
Level of Bad Loans: ZANACO has a high level of bad loans (3.3%).