Investec Bank Balance Sheet Health
Financial Health criteria checks 5/6
Investec Bank has total assets of ZAR530.4B and total equity of ZAR45.9B. Total deposits are ZAR413.5B, and total loans are ZAR332.0B.
Key information
11.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | R413.50b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | R76.84b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SPXIIJ's Assets to Equity ratio (11.5x) is moderate.
Allowance for Bad Loans: SPXIIJ has a low allowance for bad loans (46%).
Low Risk Liabilities: 85% of SPXIIJ's liabilities are made up of primarily low risk sources of funding.
Loan Level: SPXIIJ has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: SPXIIJ's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: SPXIIJ has an appropriate level of bad loans (1.9%).