PSG Group Ltd, an investment holding company, engages in the banking, education, financial services, and food and related businesses in South Africa and internationally.
Price History & Performance
|Historical stock prices|
|Current Share Price||R77.34|
|52 Week High||R49.97|
|52 Week Low||R85.00|
|1 Month Change||5.41%|
|3 Month Change||2.49%|
|1 Year Change||47.88%|
|3 Year Change||-64.28%|
|5 Year Change||-63.73%|
|Change since IPO||37,551.53%|
Recent News & Updates
Our View On PSG Group's (JSE:PSG) CEO Pay
The CEO of PSG Group Ltd ( JSE:PSG ) is Piet Mouton, and this article examines the executive's compensation against the...
Should You Rely On PSG Group's (JSE:PSG) Earnings Growth?
It might be old fashioned, but we really like to invest in companies that make a profit, each and every year. Having...
|PSG||ZA Industrials||ZA Market|
Return vs Industry: PSG underperformed the ZA Industrials industry which returned 52% over the past year.
Return vs Market: PSG exceeded the ZA Market which returned 21.3% over the past year.
Stable Share Price: PSG is less volatile than 75% of ZA stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: PSG's weekly volatility (4%) has been stable over the past year.
About the Company
PSG Group Ltd, an investment holding company, engages in the banking, education, financial services, and food and related businesses in South Africa and internationally. It operates through seven segments: PSG Konsult, Curro, Capitec, Zeder, PSG Alpha, Dipeo, and PSG Corporate. The company provides retail and business banking solutions; and funeral insurance covers; wealth and asset management, financial planning, insurance, stockbroking and portfolio management, and estate and trust advisory services; and investment management and treasury services.
PSG Group Fundamentals Summary
|PSG fundamental statistics|
Is PSG overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|PSG income statement (TTM)|
|Cost of Revenue||R0|
Last Reported Earnings
Aug 31, 2021
Next Earnings Date
|Earnings per share (EPS)||37.74|
|Net Profit Margin||95.64%|
How did PSG perform over the long term?See historical performance and comparison
Is PSG Group undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate PSG's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate PSG's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: PSG is good value based on its PE Ratio (2x) compared to the ZA Industrials industry average (10.7x).
PE vs Market: PSG is good value based on its PE Ratio (2x) compared to the ZA market (11.2x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate PSG's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: PSG is good value based on its PB Ratio (0.7x) compared to the ZA Industrials industry average (1.2x).
How is PSG Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Capital Goods industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as PSG Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has PSG Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PSG has a high level of non-cash earnings.
Growing Profit Margin: PSG's current net profit margins (95.6%) are higher than last year (46.1%).
Past Earnings Growth Analysis
Earnings Trend: PSG's earnings have grown significantly by 36.3% per year over the past 5 years.
Accelerating Growth: PSG's earnings growth over the past year (63.8%) exceeds its 5-year average (36.3% per year).
Earnings vs Industry: PSG earnings growth over the past year (63.8%) exceeded the Industrials industry 35.6%.
Return on Equity
High ROE: PSG's Return on Equity (34.5%) is considered high.
How is PSG Group's financial position?
Financial Position Analysis
Short Term Liabilities: PSG's short term assets (ZAR2.7B) exceed its short term liabilities (ZAR286.0M).
Long Term Liabilities: PSG's short term assets (ZAR2.7B) exceed its long term liabilities (ZAR96.0M).
Debt to Equity History and Analysis
Debt Level: PSG's debt to equity ratio (0.3%) is considered satisfactory.
Reducing Debt: PSG's debt to equity ratio has reduced from 23.5% to 0.3% over the past 5 years.
Debt Coverage: PSG's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: PSG's interest payments on its debt are well covered by EBIT (198.8x coverage).
What is PSG Group current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate PSG's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate PSG's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if PSG's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if PSG's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: PSG is not paying a notable dividend for the ZA market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of PSG's dividend in 3 years as they are not forecast to pay a notable one for the ZA market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Piet Mouton (45 yo)
Mr. Petrus Johannes Mouton, also known as Piet, BComm (Mathematics) serves as Non-Executive Director at Mer Pastcomp Limited (formerly known as Mercantile Bank Limited) since February 5, 2020. Mr. Mouton s...
CEO Compensation Analysis
Compensation vs Market: Piet's total compensation ($USD905.17K) is about average for companies of similar size in the ZA market ($USD895.91K).
Compensation vs Earnings: Piet's compensation has been consistent with company performance over the past year.
Experienced Board: PSG's board of directors are seasoned and experienced ( 10 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
PSG Group Ltd's employee growth, exchange listings and data sources
- Name: PSG Group Ltd
- Ticker: PSG
- Exchange: JSE
- Founded: 1995
- Industry: Industrial Conglomerates
- Sector: Capital Goods
- Market Cap: R16.195b
- Shares outstanding: 209.40m
- Website: https://www.psggroup.co.za
Number of Employees
- PSG Group Ltd
- Ou Kollege Building
- First Floor
- Western Cape
- South Africa
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/18 21:35|
|End of Day Share Price||2021/10/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.