Sasfin Holdings Balance Sheet Health
Financial Health criteria checks 5/6
Sasfin Holdings has total assets of ZAR13.4B and total equity of ZAR1.7B. Total deposits are ZAR5.9B, and total loans are ZAR5.6B.
Key information
8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | R5.95b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 9.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | R1.85b |
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SFN's Assets to Equity ratio (8x) is low.
Allowance for Bad Loans: SFN has a sufficient allowance for bad loans (410%).
Low Risk Liabilities: 51% of SFN's liabilities are made up of primarily low risk sources of funding.
Loan Level: SFN has an appropriate level of Loans to Assets ratio (42%).
Low Risk Deposits: SFN's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: SFN has a high level of bad loans (9.7%).