Capitec Management
Management criteria checks 2/4
Capitec's CEO is Graham Lee, appointed in Jul 2025, has a tenure of 1.17 years. total yearly compensation is ZAR45.88M, comprised of 16.7% salary and 83.3% bonuses, including company stock and options. directly owns 0.009% of the company’s shares, worth ZAR46.03M. The average tenure of the management team and the board of directors is 1.4 years and 6 years respectively.
Key information
Graham Lee
Chief executive officer
R45.9m
Total compensation
| CEO salary percentage | 16.67% |
| CEO tenure | 1.2yrs |
| CEO ownership | 0.009% |
| Management average tenure | 1.4yrs |
| Board average tenure | 6yrs |
Recent management updates
Recent updates
CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Feb 28 2026 | R46m | R8m | R17b |
Compensation vs Market: Graham's total compensation ($USD2.82M) is about average for companies of similar size in the ZA market ($USD3.58M).
Compensation vs Earnings: Insufficient data to compare Graham's compensation with company performance.
CEO
Graham Lee (51 yo)
Mr. Graham Roy Lee, B.Bus.Sci., CGMA, M.B.A., is CEO & Executive Director of Capitec Bank Limited from July 19, 2025. He is CEO & Executive Director of Capitec Bank Holdings Limited from July 19, 2025. Mr....
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Executive Director | 1.2yrs | R45.88m | 0.0089% ZAR 46.0m | |
| CFO, Financial Director & Executive Director | 4.2yrs | R43.48m | 0.0048% ZAR 24.6m | |
| Chief Information Officer | less than a year | no data | no data | |
| Head of Compliance | 1.1yrs | no data | no data | |
| Executive of Marketing & Communications | 10.3yrs | no data | 0.026% ZAR 131.9m | |
| Head of Marketing | no data | no data | no data | |
| Executive of Human Resources | no data | no data | 0.0063% ZAR 32.4m | |
| Head of Service Support | no data | no data | no data | |
| Head of Solutions Delivery & Academy - Technology Services | no data | no data | no data | |
| Head of Mercantile Rental Finance | no data | no data | no data | |
| Chief Data Officer | 1.7yrs | no data | no data | |
| Product Head | no data | no data | no data |
Experienced Management: CPIP's management team is not considered experienced ( 1.4 years average tenure), which suggests a new team.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Executive Director | 1.2yrs | R45.88m | 0.0089% ZAR 46.0m | |
| CFO, Financial Director & Executive Director | 4.2yrs | R43.48m | 0.0048% ZAR 24.6m | |
| Non-Independent Non-Executive Director | 25.5yrs | R686.00k | 11.36% ZAR 58.7b | |
| Independent Non-Executive Chairman | 7.3yrs | R6.64m | 0.0010% ZAR 5.3m | |
| Lead Independent Director | 6yrs | R1.82m | no data | |
| Non-Independent Non Executive Director | 18.9yrs | R1.29m | 6.13% ZAR 31.7b | |
| Independent Non-Executive Director | 6yrs | R1.83m | no data | |
| Independent Non-Executive Director | 6yrs | R2.03m | 0.00060% ZAR 3.1m | |
| Independent Non-Executive Director | 3yrs | R2.49m | no data | |
| Independent Non-Executive Director | 1.5yrs | R1.79m | no data | |
| Independent Non-Executive Director | 3yrs | R1.55m | no data |
Experienced Board: CPIP's board of directors are considered experienced (6 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/20 04:11 |
| End of Day Share Price | 2026/09/18 00:00 |
| Earnings | 2026/02/28 |
| Annual Earnings | 2026/02/28 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Capitec Limited is covered by 17 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ilan Stermer | Anchor Stockbrokers Proprietary Limited |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Adrienne Damant | Avior Capital Markets |