Bao Minh Insurance Past Earnings Performance
Past criteria checks 4/6
Bao Minh Insurance has been growing earnings at an average annual rate of 19.2%, while the Insurance industry saw earnings growing at 11.5% annually. Revenues have been growing at an average rate of 9.1% per year. Bao Minh Insurance's return on equity is 12.4%, and it has net margins of 5.6%.
Key information
19.2%
Earnings growth rate
19.4%
EPS growth rate
| Insurance Industry Growth | 11.9% |
| Revenue growth rate | 9.1% |
| Return on equity | 12.4% |
| Net Margin | 5.6% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Bao Minh Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 5,119,925 | 288,692 | 169,877 | 0 |
| 30 Sep 23 | 5,117,754 | 281,432 | 159,391 | 0 |
| 30 Jun 23 | 5,046,731 | 259,081 | 148,344 | 0 |
| 31 Mar 23 | 4,972,620 | 253,162 | 142,297 | 0 |
| 31 Dec 22 | 4,783,984 | 241,837 | 133,950 | 0 |
| 30 Sep 22 | 4,702,256 | 251,744 | 136,403 | 0 |
| 30 Jun 22 | 4,315,739 | 219,875 | 125,075 | 0 |
| 31 Mar 22 | 4,172,732 | 217,500 | 124,790 | 0 |
| 31 Dec 21 | 4,104,479 | 216,462 | 127,807 | 0 |
| 30 Sep 21 | 4,028,696 | 195,653 | 122,696 | 0 |
| 30 Jun 21 | 4,098,232 | 210,725 | 134,915 | 0 |
| 31 Mar 21 | 4,013,573 | 194,871 | 121,225 | 0 |
| 31 Dec 20 | 4,073,731 | 165,632 | 122,165 | 0 |
| 30 Sep 20 | 3,954,835 | 197,912 | 118,699 | 0 |
| 30 Jun 20 | 3,922,910 | 176,788 | 115,144 | 0 |
| 31 Mar 20 | 3,854,559 | 171,329 | 113,155 | 0 |
| 31 Dec 19 | 3,630,003 | 177,197 | 117,865 | 0 |
| 30 Sep 19 | 3,389,990 | 87,052 | 128,610 | 0 |
| 30 Jun 19 | 3,263,697 | 76,700 | 124,869 | 0 |
| 31 Mar 19 | 3,265,213 | 93,029 | 121,530 | 0 |
| 31 Dec 18 | 3,383,437 | 114,148 | 115,948 | 0 |
| 30 Sep 18 | 3,698,072 | 154,459 | 101,345 | 0 |
| 30 Jun 18 | 3,684,984 | 176,649 | 106,417 | 0 |
| 31 Mar 18 | 3,589,346 | 165,147 | 109,342 | 0 |
| 31 Dec 17 | 3,416,941 | 138,894 | 114,141 | 0 |
| 30 Sep 17 | 3,206,230 | 205,400 | 150,871 | 0 |
| 30 Jun 17 | 3,129,640 | 167,397 | 158,242 | 0 |
| 31 Mar 17 | 3,055,841 | 164,370 | 162,066 | 0 |
| 31 Dec 16 | 2,983,565 | 158,395 | 158,470 | 0 |
| 30 Sep 16 | 2,904,272 | 133,269 | 157,905 | 0 |
| 30 Jun 16 | 2,824,272 | 130,199 | 125,429 | 0 |
| 31 Mar 16 | 2,719,185 | 130,308 | 125,850 | 0 |
| 31 Dec 15 | 2,622,223 | 126,274 | 145,856 | 0 |
| 30 Sep 15 | 2,452,964 | 123,908 | 125,890 | 0 |
| 30 Jun 15 | 2,375,030 | 140,140 | 148,497 | 0 |
| 31 Mar 15 | 2,379,104 | 116,432 | 172,523 | 0 |
| 31 Dec 14 | 2,298,815 | 116,060 | 136,854 | 0 |
| 30 Sep 14 | 2,274,602 | 110,039 | 121,074 | 0 |
| 30 Jun 14 | 2,389,148 | 100,360 | 38,652 | 0 |
| 31 Mar 14 | 2,146,273 | 87,501 | 116,493 | 0 |
| 31 Dec 13 | 2,147,928 | 89,484 | 136,658 | 0 |
| 30 Sep 13 | 2,017,349 | 122,754 | 326,434 | 0 |
| 30 Jun 13 | 1,757,571 | 79,483 | 521,785 | 0 |
Quality Earnings: BMI has high quality earnings.
Growing Profit Margin: BMI's current net profit margins (5.6%) are higher than last year (5.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BMI's earnings have grown by 19.2% per year over the past 5 years.
Accelerating Growth: BMI's earnings growth over the past year (19.4%) exceeds its 5-year average (19.2% per year).
Earnings vs Industry: BMI earnings growth over the past year (19.4%) did not outperform the Insurance industry 23.8%.
Return on Equity
High ROE: BMI's Return on Equity (12.4%) is considered low.