Bao Minh Insurance Corporation

HOSE:BMI Stock Report

Market Cap: ₫2.8t

Bao Minh Insurance Past Earnings Performance

Past criteria checks 2/6

Bao Minh Insurance has been growing earnings at an average annual rate of 12.8%, while the Insurance industry saw earnings growing at 8.7% annually. Revenues have been growing at an average rate of 8.7% per year. Bao Minh Insurance's return on equity is 9.8%, and it has net margins of 4.2%.

Key information

12.8%

Earnings growth rate

15.6%

EPS growth rate

Insurance Industry Growth11.9%
Revenue growth rate8.7%
Return on equity9.8%
Net Margin4.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bao Minh Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

HOSE:BMI Revenue, expenses and earnings (VND Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 245,414,603228,957190,6400
30 Jun 245,350,142284,189190,6990
31 Mar 245,282,608287,923178,6700
31 Dec 235,119,925288,692169,8770
30 Sep 235,117,754272,421159,3910
30 Jun 235,046,731250,070148,3440
31 Mar 234,972,620244,151142,2970
31 Dec 224,783,984241,837133,9500
30 Sep 224,702,256251,744136,4030
30 Jun 224,315,739219,875125,0750
31 Mar 224,172,732217,500124,7900
31 Dec 214,104,479216,462127,8070
30 Sep 214,028,696195,653122,6960
30 Jun 214,098,232210,725134,9150
31 Mar 214,013,573194,871121,2250
31 Dec 204,073,731165,632122,1650
30 Sep 203,954,835197,912118,6990
30 Jun 203,922,910176,788115,1440
31 Mar 203,854,559171,329113,1550
31 Dec 193,630,003177,197117,8650
30 Sep 193,389,99087,052128,6100
30 Jun 193,263,69776,700124,8690
31 Mar 193,265,21393,029121,5300
31 Dec 183,383,437114,148115,9480
30 Sep 183,698,072154,459101,3450
30 Jun 183,684,984176,649106,4170
31 Mar 183,589,346165,147109,3420
31 Dec 173,416,941138,894114,1410
30 Sep 173,206,230205,400150,8710
30 Jun 173,129,640167,397158,2420
31 Mar 173,055,841164,370162,0660
31 Dec 162,983,565158,395158,4700
30 Sep 162,904,272133,269157,9050
30 Jun 162,824,272130,199125,4290
31 Mar 162,719,185130,308125,8500
31 Dec 152,622,223126,274145,8560
30 Sep 152,452,964123,908125,8900
30 Jun 152,375,030140,140148,4970
31 Mar 152,379,104116,432172,5230
31 Dec 142,298,815116,060136,8540
30 Sep 142,274,602110,039121,0740
30 Jun 142,389,148100,36038,6520
31 Mar 142,146,27387,501116,4930
31 Dec 132,147,92889,484136,6580

Quality Earnings: BMI has high quality earnings.

Growing Profit Margin: BMI's current net profit margins (4.2%) are lower than last year (5.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BMI's earnings have grown by 12.8% per year over the past 5 years.

Accelerating Growth: BMI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BMI had negative earnings growth (-16%) over the past year, making it difficult to compare to the Insurance industry average (11.6%).

Return on Equity

High ROE: BMI's Return on Equity (9.8%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 02:31
End of Day Share Price 2024/12/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bao Minh Insurance Corporation is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullBIDV Securities Joint Stock Company
Anh DinhSSI Securities Corporation
null nullViet Capital Securities Joint Stock Company